Entrepreneur
Name
Sicily
Member since
January 2015
On-time repayments
123 installments • 15%
About Me
I am 35 years old and a mother of three children. I come from an area that most of the people depend on farming as their livelihood. I have attained eduction up to the secondary level and due to financial challenges didn't attend college. I was determined to attend college and I therefore started some income generating activities to raise money for college. I learnt to make clothes and garments in a local polytechnic and after completing the training I begun my own business. People in my area love farming, especially tea farming. The area is close to the forest and you will find wild animals such as elephants. My children want to be great people in future. One of my daughters is currently at the University studying bachelor of education and aspire to be a lecturer. The other one is in high school and the last-born is in elementary level.I take my work as a hobby and I use most of my pastime with my children and family.
My Business
My main business is making clothes but I also sell second hand clothes.At this time of the year when school are opening and new pupils are joining school, demand for clothes (especially school uniforms) is high. I chose the business out of passion and I have trained in this profession. My income averages about Ksh 130,000.The main costs of the business include rent for the premises (KES 7000), and the costs of materials which vary with the garment I am sewing.I use the profits to grow the business as well as to pay school fees fro my children.Because,sometimes business is low and I have to make money, I also do farming.I have some tea bushes that I inherited from my father. The tea farming activities brings about Ksh 40,000. The main costs involved are fertilizer and labour.
Loan Proposal
I will use the money to purchase a used sewing machine (yet in perfect condition) being sold at $110 (Ksh 10,000). The current machine I have is ageing and has broken down severally, which reduces the efficiency of my work. I will pay the loan promptly since I will be getting some income from my tea farming activity. The loan will be very helpful because a new machine will help improve the efficiency of my service provision to my customers .
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Jan 20, 2015
Repayment status
Late
Projected term
28 months
Lenders
Peterborough, Canada
Richmond, United States
Boston, United States
Summary
Amount repaid
$45.00
Amount remaining
$76.46
Expected completion
Jun 4, 2017
Status
Repaying late
Installment amount
$1.12
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Feb 1, 2015 | $2.02 | Feb 8, 2015 | $2.02 |
| Feb 8, 2015 | $2.02 | Feb 8, 2015 | $2.02 |
| Feb 15, 2015 | $2.02 | Feb 23, 2015 | $2.02 |
| Feb 22, 2015 | $2.02 | Feb 23, 2015 | $2.02 |
| Mar 1, 2015 | $2.02 | Mar 3, 2015 | $2.02 |
| Mar 8, 2015 | $2.02 | Mar 16, 2015 | $2.02 |
| Mar 15, 2015 | $2.02 | Mar 16, 2015 | $2.02 |
| Mar 22, 2015 | $2.02 | Apr 1, 2015 | $1.07 |
| Apr 1, 2015 | $0.96 | ||
| Mar 29, 2015 | $2.02 | Apr 1, 2015 | $0.11 |
| Apr 7, 2015 | $1.91 | ||
| Apr 5, 2015 | $2.02 | Apr 7, 2015 | $2.02 |
| Apr 12, 2015 | $0.22 | Apr 7, 2015 | $0.22 |
| Apr 19, 2015 | $1.12 | Apr 15, 2015 | $1.12 |
| Apr 26, 2015 | $1.12 | May 1, 2015 | $1.07 |
| May 11, 2015 | $0.06 | ||
| May 3, 2015 | $1.12 | May 11, 2015 | $1.12 |
| May 10, 2015 | $1.12 | May 11, 2015 | $0.06 |
| Jul 14, 2015 | $1.07 | ||
| May 17, 2015 | $1.12 | Jul 14, 2015 | $1.07 |
| Jul 27, 2015 | $0.06 | ||
| May 24, 2015 | $1.12 | Jul 27, 2015 | $1.01 |
| Jul 27, 2015 | $0.11 | ||
| May 31, 2015 | $1.12 | Jul 27, 2015 | $0.96 |
| Sep 9, 2015 | $0.17 | ||
| Jun 7, 2015 | $1.12 | Sep 9, 2015 | $1.12 |
| Jun 14, 2015 | $1.12 | Sep 9, 2015 | $1.12 |
| Jun 21, 2015 | $1.12 | Sep 9, 2015 | $1.12 |
| Jun 28, 2015 | $1.12 | Sep 9, 2015 | $1.12 |
| Jul 5, 2015 | $1.12 | Sep 9, 2015 | $1.12 |
| Jul 12, 2015 | $1.12 | Sep 9, 2015 | $1.12 |
| Jul 19, 2015 | $1.12 | Sep 9, 2015 | $1.12 |
| Jul 26, 2015 | $1.12 | Sep 9, 2015 | $1.12 |
| Aug 2, 2015 | $1.12 | Sep 9, 2015 | $1.12 |
| Aug 9, 2015 | $1.12 | Sep 9, 2015 | $1.12 |
| Aug 16, 2015 | $1.12 | Sep 9, 2015 | $1.12 |
| Aug 23, 2015 | $1.12 | Sep 9, 2015 | $1.12 |
| Aug 30, 2015 | $1.12 | Sep 9, 2015 | $1.12 |
| Sep 6, 2015 | $1.12 | Sep 9, 2015 | $1.12 |
| Sep 13, 2015 | $0.96 | Sep 9, 2015 | $0.96 |
| Sep 20, 2015 | $0.00 | ||
| Sep 27, 2015 | $0.00 | ||
| Oct 4, 2015 | $0.00 | ||
| Oct 11, 2015 | $0.00 | ||
| Oct 18, 2015 | $0.00 | ||
| Oct 25, 2015 | $0.00 | ||
| Nov 1, 2015 | $0.00 | ||
| Nov 8, 2015 | $0.00 | ||
| Nov 15, 2015 | $0.00 | ||
| Nov 22, 2015 | $0.00 | ||
| Nov 29, 2015 | $0.00 | ||
| Dec 6, 2015 | $0.00 | ||
| Dec 13, 2015 | $0.00 | ||
| Dec 20, 2015 | $0.00 | ||
| Dec 27, 2015 | $0.00 | ||
| Jan 3, 2016 | $0.00 | ||
| Jan 10, 2016 | $0.00 | ||
| Jan 17, 2016 | $0.00 | ||
| Jan 24, 2016 | $0.00 | ||
| Jan 31, 2016 | $0.00 | ||
| Feb 7, 2016 | $0.00 | ||
| Feb 14, 2016 | $0.00 | ||
| Feb 21, 2016 | $1.12 | ||
| Feb 28, 2016 | $1.12 | ||
| Mar 6, 2016 | $1.12 | ||
| Mar 13, 2016 | $1.12 | ||
| Mar 20, 2016 | $1.12 | ||
| Mar 27, 2016 | $1.12 | ||
| Apr 3, 2016 | $1.12 | ||
| Apr 10, 2016 | $1.12 | ||
| Apr 17, 2016 | $1.12 | ||
| Apr 24, 2016 | $1.12 | ||
| May 1, 2016 | $1.12 | ||
| May 8, 2016 | $1.12 | ||
| May 15, 2016 | $1.12 | ||
| May 22, 2016 | $1.12 | ||
| May 29, 2016 | $1.12 | ||
| Jun 5, 2016 | $1.12 | ||
| Jun 12, 2016 | $1.12 | ||
| Jun 19, 2016 | $1.12 | ||
| Jun 26, 2016 | $1.12 | ||
| Jul 3, 2016 | $1.12 | ||
| Jul 10, 2016 | $1.12 | ||
| Jul 17, 2016 | $1.12 | ||
| Jul 24, 2016 | $1.12 | ||
| Jul 31, 2016 | $1.12 | ||
| Aug 7, 2016 | $1.12 | ||
| Aug 14, 2016 | $1.12 | ||
| Aug 21, 2016 | $1.12 | ||
| Aug 28, 2016 | $1.12 | ||
| Sep 4, 2016 | $1.12 | ||
| Sep 11, 2016 | $1.12 | ||
| Sep 18, 2016 | $1.12 | ||
| Sep 25, 2016 | $1.12 | ||
| Oct 2, 2016 | $1.12 | ||
| Oct 9, 2016 | $1.12 | ||
| Oct 16, 2016 | $1.12 | ||
| Oct 23, 2016 | $1.12 | ||
| Oct 30, 2016 | $1.12 | ||
| Nov 6, 2016 | $1.12 | ||
| Nov 13, 2016 | $1.12 | ||
| Nov 20, 2016 | $1.12 | ||
| Nov 27, 2016 | $1.12 | ||
| Dec 4, 2016 | $1.12 | ||
| Dec 11, 2016 | $1.12 | ||
| Dec 18, 2016 | $1.12 | ||
| Dec 25, 2016 | $1.12 | ||
| Jan 1, 2017 | $1.12 | ||
| Jan 8, 2017 | $1.12 | ||
| Jan 15, 2017 | $1.12 | ||
| Jan 22, 2017 | $1.12 | ||
| Jan 29, 2017 | $1.12 | ||
| Feb 5, 2017 | $1.12 | ||
| Feb 12, 2017 | $1.12 | ||
| Feb 19, 2017 | $1.12 | ||
| Feb 26, 2017 | $1.12 | ||
| Mar 5, 2017 | $1.12 | ||
| Mar 12, 2017 | $1.12 | ||
| Mar 19, 2017 | $1.12 | ||
| Mar 26, 2017 | $1.12 | ||
| Apr 2, 2017 | $1.12 | ||
| Apr 9, 2017 | $1.12 | ||
| Apr 16, 2017 | $1.12 | ||
| Apr 23, 2017 | $1.12 | ||
| Apr 30, 2017 | $1.12 | ||
| May 7, 2017 | $1.12 | ||
| May 14, 2017 | $1.12 | ||
| May 21, 2017 | $1.12 | ||
| May 28, 2017 | $1.12 | ||
| Jun 4, 2017 | $1.18 | ||
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