A true realisation

Karisa

Mtwapa, Kenya

100% repaid

Entrepreneur

Name

Karisa

Member since

September 2015

On-time repayments

150 installments  •  85%

About Me

My names are Karisa Katana Kalama born in Kilifi county Malindi constituency.. I was brought up at Msabaha my Fathers matrimonial home near Kagwere estate .. Msabaha is on the Mombasa malindi Highway that's about 6 kilometres from Malindi main Bus park..
The Kagwere estate was named after a legend who made history in Kenyans history by marrying about 100 wives .. Behind his estate is my father's matrimonial home by his name Katana Kalama .. Our homes have no house numbers but governed by Village elders.. I was brought up in a poor family though my father was very hardworking and managed to buy us a parcel of land.. He tried his best to help us attain education through his small salary..He could not meet all the requirements that led to early marriage of my young sisters.. I left form two in secondary school after my father died of illness . I could not Finish Secondary school education because our family became more poorer and sometimes would sleep without even one meal a day ..
It took me 3 months moving up and down looking for some work to do to help the situation that was worsening..
Afterwards I decided to volunteer as a messenger at a tailoring college .. I volunteered for one Year where my boss would provide me with maize flour that was enough for porridge for every evening.. The second year my Boss was touched and decided to allow me to start tailoring courses one hour everyday in class and several hours doing his office work.. My Boss became very happy with me because I would outshine my fellow students during exams despite me spending a lot of time doing his office work.. I spent a total of three and a half years in

My Business

Many Many Thanks Lenders for the forth loan as this being my fifth loan I intend to expand my business a little more.the previous loans helped me attain some steps forward by adding more customerst.. Buyiang a tailors table this has added value to my business by changing the inside look of shop. As Am a known Tailor within mtwapa. I do make both ladies childrens and Mens wear. Through the hard life I have gone through It made me have special interest in this course it was my life. I do make even wedding clothes meant for maids . groomsmen . wedding veils and gouns this has helped me maintain the life of my mother who is my good hope and life to me.
Sometimes when business is down I move to uniform centers to ask for small tenders to make uniform for them ..
Currently I need the loan to add more sewing materials in my store so as to make my store more attractive to customers ..The tailor table has shown a big improvent and has easen my back aches that I experience after some time. .The added materials will add me more customers as some customers do not time to move to town and buy materials as most of them are usually busy at their work stations.. Thanks to Zidisha for this opportunity It slowly transforms my life I feel very happy for this season as holiday is long many customers Are available and come for Fittings . Many thanks for coming to my life..and giving me an opportunity to feel loved and cared for

Loan Proposal

Dear Lenders First is to thank you for all financial assistance and trust you have had on me..I intend to use this loan to add stock to my shop.. 180 US Dollars buying 10 Rolls cotton linning each costs 28 US Dollars 105 US Dollars For Mens Materials for making suits..And the rest amount will be spent on buying sewing threads and zips..

Feedback

5

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  • BernadetteV    Apr 3, 2017

    Regular repayments and loan repaid very early. I will certainly lend again to Karisa.

    Log in to reply • Share
  • Isabella    Apr 3, 2017

    Karisa has repaid his loan diligently and I would not hesitate to recommend him. I would be happy to lend to him again.

    Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$301.00

Date disbursed

May 30, 2016

Repayment status

On Time

Projected term

3 months

Lenders

BelleStarr

Albuquerque, United States

nicole

Worcester, Ma, United States

B

blahblah

Nuernberg, Germany

Cloudways

Malta, Malta

sderickson

Berkeley, CA, United States

B

bscent

Hong Kong

Gab

Singapore

Dave Bogard

New York, United States

CN

Cyprien Noel

United States

The Zinc Team

San Francisco, United States

WS

Warren Shen

United States

A

Anonymous

United States

HCPSPIRIT

Helsinki, Finland

A

Anonymous

United States

Jean Wren Chan

United States

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Summary

Amount repaid

$316.04

Amount remaining

$0.00

Date repaid

Sep 23, 2016

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Jun 12, 2016 $20.29 Jun 12, 2016 $20.29
Jun 19, 2016 $20.29 Jun 19, 2016 $20.29
Jun 26, 2016 $20.29 Jun 27, 2016 $20.29
Jul 3, 2016 $20.29 Jul 3, 2016 $20.29
Jul 10, 2016 $20.29 Jul 10, 2016 $20.29
Jul 17, 2016 $20.29 Jul 17, 2016 $20.29
Jul 24, 2016 $20.29 Jul 24, 2016 $20.29
Jul 31, 2016 $20.29 Aug 1, 2016 $20.29
Aug 7, 2016 $20.29 Aug 8, 2016 $20.29
Aug 14, 2016 $20.29 Aug 14, 2016 $20.29
Aug 21, 2016 $20.29 Aug 21, 2016 $20.29
Aug 28, 2016 $20.29 Aug 28, 2016 $20.29
Sep 4, 2016 $20.29 Sep 5, 2016 $20.29
Sep 11, 2016 $20.29 Sep 11, 2016 $20.29
Sep 18, 2016 $20.29 Sep 18, 2016 $20.29
Sep 25, 2016 $11.75 Sep 23, 2016 $11.75

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