Abagya investment

Juliana

Tarkwa, Ghana

28% repaid

Entrepreneur

Name

Juliana

Member since

August 2017

On-time repayments

43 installments  •  58%

About Me

I am Juliana Krampah from Tarkwa, Ghana. My hometownnd(Tarkwa) is popularly known for its gold mining activities. Currently, I am a student of the University for Development Studies, Ghana. I am the third born of three children . My mother's entrepreneurial spirit right from childhood imbued with the sense of entrepreneurship and have engaged in similar things since childhood.

My Business

Whilst I aspire of establishing my own business, I am currently in a partnership with a friend in the sale of books and foodstuffs. With the ambition to own a renowned restaurant in the near future, starting from this venture at least will broaden my knowledge in the food business in respect of marketing, customer relation, quality etc.
The typical cost for the venture as atb2018 ranges between GHC1000.00-GHc 2000.00 and revenue ranges between GHC 300.00- GHC 500.00 per a month. Profits are mostly reinvested in the business.

Loan Proposal

This new loan primary will be reinvested into my business in the form of inventory for both sides of the business. For my bookshop, I have taught of increasing the stocks of Bibles( different versions) By $ 300.00. This follows the fact of the increase in the demand for Bibles at my area now a days. Not only that, I have also taught of going in for other books on entrepreneurship and marriage since I know they are also in high demands.
For my food supplements shop, I will purchase other varieties, such as seeds and nuts ( by $600.00) that are mostly demanded by customers. In fact most people have become conscious of their health now a days in my area and have been resorting to seeds, nuts, vegetables, fruits, etc. This has then increased my customer base hence the need for an extra capital to meet my customers needs. I will be counting of a profit increment of not less than 10%(i.e. $ 80.00 per month)for both business. Profit will also be reinvested into the businesses. Gradually, I will be heading towards my restaurant vision. Hence doing my little best to help reduce unemployment rate in my country since I can also employ people.The unemployment rate in in my country will be soon addressed. For I can employ others in my restaurant.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$160.00

Date disbursed

May 18, 2018

Repayment status

Late

Projected term

4 months

Lenders

AltruisticSelfishnes

Chicago, United States

H

HobbyCollector

Beach City, United States

S

Stephan

Netherlands

Carla

Amsterdam, Netherlands

A

Anonymous

United States

Paul Buchheit

Mountain View, United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

SC

Shane Coughlan

Takamatsu, Japan, Japan

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  • Juliana    Nov 22, 2022

    I am comfortable with an amount of 38 ghc in the repayment of my loan for now.

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  • Juliana    Oct 21, 2022

    I'm really for having been able to pay my loan till now. Henceforth, I want to commit to it payment of the loan at an amount of Ghc 38.00 weekly. Thank you

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  • Juliana    Aug 23, 2022

    I'm comfortable with this amount. It will enable settle the loan on a more convenient way

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  • Juliana    Dec 13, 2018

    Still on my repayment. Difficult though but will settle everything

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  • Juliana    Nov 21, 2018

    Still on my repayment. Gradually, gradually.

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  • Juliana    Nov 12, 2018

    Still on repayment. Will soon be done

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  • Juliana    Oct 29, 2018

    Have resumed payment of loan

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  • Francis    Sep 16, 2018

    Juliana is facing some financial challenges. She promised to pay the arrears when things are OK.

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  • Juliana    Jul 25, 2018

    Business is not all that booming and will like to reduce the amount.

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  • Juliana    May 19, 2018

    Have received my loan (608.00). Very grateful to my lenders. Will used it as said.

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  • Juliana    May 13, 2018

    Very grateful to my lenders for funding my loan. Hope to use this money to purchase inventories for my shop. Definitely, my profit will increase by 10%. In fact I'm grateful

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  • Juliana    May 13, 2018

    Have also started the sale of African wear( Fugu/ Smock)

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  • Juliana    Mar 17, 2018

    I am very grateful to my lenders for their support so far. In fact my past loan has been of a great important to me. With the support of the the loan, I was able to increase my stocks both in the book sales and the food supplements. If nothing at all, I know the loan has increased my profit margin not less than 5% and I hope for more. This is as a result of the increase of my customer base following my ability to meet most of my customers needs. Profits are always reinvented into the business.
    In like manner, I am counting of the usual cooperation of my lenders to give me another loan. This as usual will be invested into my business by purchasing more stocks. In fact, the customer base for my food supplements have been growing day-in- and-day-out calling for an include increase in capital in other to meet the needs of the increasing customers. I have also taught of going in for more Bibles ( different versions) for my bookshop since it has been in greater demands now a days. With this, I will be hoping for an increase in profit for not less than 10%. This profit will be reinvested. Gradually, I will be approaching my dream to build a restaurant as I also put plans in the way to secure a bigger and permanent shop.

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  • Juliana    Mar 5, 2018

    Will soon be done with the payment of my loan. Business is still ongoing. Small challenges though, but will sail through

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  • Juliana    Feb 6, 2018

    Business ongoing. Payment of loan also ongoing. Very grateful

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  • Juliana    Jan 30, 2018

    This will help me settle my loan faster.

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  • Juliana    Jan 25, 2018

    Always grateful to Zidisha. Business still ongoing

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  • Juliana    Jan 3, 2018

    Think I can pay more than the previous amount. This will help me pay my loan earlier.

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  • Juliana    Nov 10, 2017

    Very grateful to my lenders. I have received the loan( GHS 679.00). I am going to buy more stocks for my business as said.

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  • Juliana    Nov 3, 2017

    In fact I am very grateful to my lenders for their support. As already said, this amount will be used to buy in additional stocks such as vegetarian food stuffs( soya chunks, gluten powder, mushroom etc,) food supplement ( sesame seeds, black seed, sunflower seeds, flax seeds, cinnamon powder & sticks, etc), organic charcoal & clay as well as health literature. Undoubtedly, this is going to increase my sales and profit at least by 10% monthly. I promised to use the money as said.

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