Add beauty stock to my salon & barber shop

Catherine

Mombasa City - Likon I Village, Kenya

24% repaid

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How it Works

Entrepreneur

Name

Catherine

Member since

November 2014

On-time repayments

241 installments • 57%

About Me

My names are Catherine Ouma I live in Mombasa South - Likoni, and am currently employed as a receptionist at a Bags manufacturing company in Mombasa Island. I am a single mother of one son who is thirteen yrs old and am struggling to educate and raise him on my own which is quite a challenge! I have been in employment for almost 15yrs and i feel should resign and concentrate on my own salon business which I am sure I will make more money than what I am earning at work! I had about this organisation through my sister Violet who has been taking loans from your organisation. thanks

My Business

I run a beauty & hair salon in the north side of mombasa ( Mtwapa) where I have my little sister running it for me since am always at work except weekends and holidays. The business of late hasn't been doing very well since there is lots of competition and my salon is short of equipements i.e. hair dryer, facial equipments and massage bed since I want to introduce massage in my salon as well! I f I get this loan of Kshs. 20,000.00 it will assist me in purchasing some of these things.

Loan Proposal

Hi guys, hope you have been keeping well. I am glad have completed the previous loan and it really helped me in my business. Though earlier business was low but I thank God with this high season I made progress. I need another loan to buy stock for my beauty salon to enable me be fully ready for my clients this holiday.

Thanks/Regards,

KATHY

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Loan Info

Project Type

Classic Loan

Disbursed amount

$617.00

Date disbursed

Dec 20, 2016

Repayment status

Late

Projected term

53 months

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Catherine May 28, 2019

Hi guys, I apologise for the inconvinience caused but all is not well financially on my side at the moment. I believe these hard times shall pass in due time.
Nothing is permanent. Iam reducing my installment yet again to try and catch up with the payment.

Thanks for your understanding.

Regards,

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Catherine Jan 17, 2019

Hi guys, my wish to adjust my loan further is because I No longer have business to finance my loan and am currently in such of capital to start again. The building that I was running my salon/barber shop burned down due to electrical fault hence I had no insurance to claim anything.

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Catherine Feb 19, 2018

Hi guys, I hope you have been keeping well, as for me I have lots of challenges lately hence the need to reduce my payment again. By reducing It will enable me try and keep up the payments. I am really sorry for inconvenience caused but these problems am having shall soon pass.

Kindly bear with me,

Regards, Catherin

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Catherine Oct 4, 2017

Hi guys, hope you are all keeping well,
Am sorry I have'nt been able to pay my installments for the past few weeks due to the medical condition I have right now, I have knees arthritis and the last few weeks it had taken a toll on me hence I cant go to my business. Am still on strict medication and physiotherapy and am getting better.

I wish to reduce my installments at the moment till am back to work as usual.

Thanks for your understanding & patience.

Regards,

Kathy.

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Catherine Aug 24, 2017

Hi Lenders/Zidisha,
I hope you are keeping well and your families as well.
Am sorry I haven't been keeping up with the payments this is coz business is extremely low in Kenya right now. All this is due to the elections we had and still our president is not yet confirmed until the court decides the ruling. So everything is on go slow but I promise to keep up and finish the payment.

Thanks for your understanding & God bless you.

Regards,

KATE

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Catherine Jul 11, 2017

Hi Lenders/Zidisha Team, I hope you are keeping well, I apologies for not being able to keep up payments. This is due to some problems I have been going through financially hence I wish to reduce the Installments again. Problems are not permanent and I believe once I manage to sort them out I will re-adjust my Installment again.

Kindly bear with me and thanks for your understanding.

Regards, Kate

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Catherine Apr 19, 2017

Hi guys, I hope u had great Easter weekend and you are all doing fine with your lovely family. Myself I had a great time and I thank God.

Wish u a lovely day & God bless u.

Regards,

Kathy

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Catherine Apr 11, 2017

Dear Lenders,
Am sorry to say I have to reduce my installment amount for the moment coz I am faced with some urgent personal money problems at the moment. But as soon as am through with these issues I will re-adjust again.

Thanks for your understanding & God bless you.

Regards,

Kathy

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Catherine Mar 30, 2017

Hi guys, hope you are keeping well. Business still abit low but hoping for April holidays to catch up.

Thanks for standing by me and God bless u always.

Much Love,

Kate

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Catherine Feb 7, 2017

Hi Zidisha family and my dearest Lenders, I wish to reduce my current installment from Kshs. 1,000/= to 500/= since business is abit low at the moment and also I spent alot of money for my son's school fees.

Thanks for your understanding and may God bless you all.

Regards,

Kate

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Catherine Jan 16, 2017

Good morning guys, hope you had a great weekend. Myself am ok and business this January is a bit slow but I thank God all the same I have faith it will catch up gain.

Love u guys, God bless you all.

Regards,

Kate

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Catherine Jan 2, 2017

happy new year guys, God is great I hope ur all doing good. business is booming & its all thanks to u guys.
I love u all.

Regards, Kate

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RB
Ruth Brown Jan 2, 2017

Hello Kate. So glad that your loan came through. Best wishes for a wonderful new year!
Ruth

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- Catherine Jan 2, 2017
  
  happy new year dear, am glad to say am happy for all ur help. God bless you dear
  Kathy
  
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Catherine Dec 21, 2016

Hi my dearest Lenders/Zidisha team,
Am so happy last night I received my loan of Kshs.58, 164/=, I really appreciate your good gesture as this cash will assist me run my business smoothly this festive season.

Thanks Zidisha team for your quick disbursement of my loan.

I wish you all a Merry Xmas and Joyous new 2017.

God bless u.

Regards,

KATE

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Catherine Dec 20, 2016

Hallo Guys,

Thank you, thank you & thank you so so so much! May God bless you all for funding my loan. As as soon as I get it I will rush to buy more beauty stock for my Salon this will help me not strain on my business.

Am so happy.

Thanks so much & Merry Xmas guys.

Love u all.

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Catherine Dec 20, 2016

Hi Tony,
Thanks for your encouragement I hope to get my loan fully funded by tomorrow since its deadline.

God bless Zidisha Team and God bless my funding friends.

Thanks/Regards,

Kate

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Catherine Dec 19, 2016

Hi guys, I hope all of you had a great weekend and are eagerly waiting for Xmas! Am fine and business is doing good too, except am anxious coz my loan is way too far to be fully funded and I have 1 day left! I pray the Zidisha team will come to my rescue coz I really needed the cash before Xmas.

Yours assistance will be highly appreciated.

Regards,

Kate

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Catherine Dec 18, 2016

Hi guys, thanks craig & ruth for your donation to my loan. Am hoping to get the loan fully funded in the next 2 days.
thanks & blessed Sunday guys,

Kate

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Catherine Dec 17, 2016

Hi guys, just wishing you a blessed weekend and hope you remember to fund my business loan.

Thanks very much for being there for me always.

God bless you.

Regards,
Kathy

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Catherine Dec 16, 2016

Good morning guys, I hope you are keeping good, my loan is still not fully funded and days are running out! I really need it before Xmas to enable me run my salon smoothly during festivity.

Your assistance will be highly appreciated guys.

Thanks & be blessed.

Kathy

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Add beauty stock to my salon & barber shop

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