Entrepreneur
Name
Duncan
Member since
September 2013
On-time repayments
76 installments • 21%
About Me
I am a young male kenyan citizen,and my names are Duncan Bett Chepkwony.I was born in the year 08/07/1985,at Nakuru County,in a village called Afraha Estate,in the larger Nakuru District.,Kenya.My parents are Mr & Mrs William Chepkwony and Mary Chepkwony.We were born seven of them being five boys and two girls.I am the fourth born .Sice my father is a Church elder in our church,we are tought on the Godly way.H e has shown us to respect other people,to be trustworthy &honest in the whole society and to be God fearing people in the society.
I joined primary school in the year 1992 in class one(1),then i completed in 1999and got my primary certificate.In the 2000.i joined Loreto Boys High School here in Nakuru, and completed in the year 2003.In the year 2004,i joined my college where i did Information Technology and got my Certificate in 2006.After my education i started my own clothes selling business.
My Business
I am currently operating new clothes selling business.I do this businesss for the purpose of getting my daily bread.I satarted selling new clothes in early years of 2009.During that period i did not have more customers since i had located interior where customers could not access my services.Later in the year 2012,i relocated at Kimotho Shopping Mall, a store located within Kenyatta Avenue and i have seen more new customers each new day.Since i moved to this new building i had been buying the goods every first day of every month in Nairobi,Eastleigh Malls.My business is recognized by the Nakuru Municipal authority by being lisenced.The business is profitable,hence buying bulky Clothes from the suppliers is an idea i am going to implement after i get more financial support from your Microfinance,to enable me sell at a discounted prices here in nakuru like my other competitors .From the January net sales ,the profit was Ksh.23,900.Out of this i paid my house rent Ksh.3,500.Electricity.ksh500,Garbage collection and water.Ksh850.I was left with clean Ksh.Ksh.19,050.Out of the loan the zidisha team will offer to my business,i will make my clothes business more profitable and later i am looking forward in opening another store within the same avenue and to employ more young people so as to create an employment to my other younger peoplefrom my village to be financially able.It is my prayer that Zidisha will consider my proposal and approve the loan pledge.Thank you all.
Loan Proposal
I take this moment to thank the entire Zidisha Team for granting me another chance to apply for another loan to continue to progress with my business and expand as expected in the near future ,for this particular loan i intend to add more new clothes for my business, it will be of great use and advantageous to me and the business as the Easter Holidays are around in few days to come and the holidays have started as the schools have started closing, and this is of great boost to the business as parents and guardians will be shopping for their loved ones for new clothes and more so they will be visiting my business for good prices as compared to my competitors.Thank You in advance.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$173.00
Date disbursed
Apr 17, 2014
Repayment status
Late
Projected term
16 months
Other loans
Lenders
Lahr, Germany
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Summary
Amount repaid
$64.29
Amount remaining
$129.86
Expected completion
Aug 22, 2015
Status
Repaying late
Installment amount
$2.94
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Apr 26, 2014 | $0.00 | ||
| May 3, 2014 | $2.94 | May 31, 2014 | $2.94 |
| May 10, 2014 | $2.94 | May 31, 2014 | $2.94 |
| May 17, 2014 | $2.94 | May 31, 2014 | $2.94 |
| May 24, 2014 | $2.94 | May 31, 2014 | $2.94 |
| May 31, 2014 | $2.94 | May 31, 2014 | $2.94 |
| Jun 7, 2014 | $2.94 | May 31, 2014 | $1.76 |
| Jun 28, 2014 | $1.18 | ||
| Jun 14, 2014 | $2.94 | Jun 28, 2014 | $2.94 |
| Jun 21, 2014 | $2.94 | Jun 28, 2014 | $2.94 |
| Jun 28, 2014 | $2.94 | Jun 28, 2014 | $2.94 |
| Jul 5, 2014 | $2.94 | Jun 28, 2014 | $0.59 |
| Jul 6, 2014 | $2.35 | ||
| Jul 12, 2014 | $2.94 | Jul 6, 2014 | $2.94 |
| Jul 19, 2014 | $2.94 | Jul 6, 2014 | $0.53 |
| Jul 22, 2014 | $2.41 | ||
| Jul 26, 2014 | $2.94 | Jul 22, 2014 | $2.29 |
| Jul 27, 2014 | $0.65 | ||
| Aug 2, 2014 | $2.53 | Jul 27, 2014 | $2.53 |
| Aug 9, 2014 | $0.00 | ||
| Aug 16, 2014 | $0.00 | ||
| Aug 23, 2014 | $2.94 | Mar 26, 2015 | $2.94 |
| Aug 30, 2014 | $2.94 | Mar 26, 2015 | $2.94 |
| Sep 6, 2014 | $2.94 | Mar 26, 2015 | $2.94 |
| Sep 13, 2014 | $2.94 | Mar 26, 2015 | $2.94 |
| Sep 20, 2014 | $2.94 | Mar 26, 2015 | $2.94 |
| Sep 27, 2014 | $2.94 | Mar 26, 2015 | $2.94 |
| Oct 4, 2014 | $2.94 | Mar 26, 2015 | $2.94 |
| Oct 11, 2014 | $2.94 | Mar 26, 2015 | $2.94 |
| Oct 18, 2014 | $2.94 | ||
| Oct 25, 2014 | $2.94 | ||
| Nov 1, 2014 | $2.94 | ||
| Nov 8, 2014 | $2.94 | ||
| Nov 15, 2014 | $2.94 | ||
| Nov 22, 2014 | $2.94 | ||
| Nov 29, 2014 | $2.94 | ||
| Dec 6, 2014 | $2.94 | ||
| Dec 13, 2014 | $2.94 | ||
| Dec 20, 2014 | $2.94 | ||
| Dec 27, 2014 | $2.94 | ||
| Jan 3, 2015 | $2.94 | ||
| Jan 10, 2015 | $2.94 | ||
| Jan 17, 2015 | $2.94 | ||
| Jan 24, 2015 | $2.94 | ||
| Jan 31, 2015 | $2.94 | ||
| Feb 7, 2015 | $2.94 | ||
| Feb 14, 2015 | $2.94 | ||
| Feb 21, 2015 | $2.94 | ||
| Feb 28, 2015 | $2.94 | ||
| Mar 7, 2015 | $2.94 | ||
| Mar 14, 2015 | $2.94 | ||
| Mar 21, 2015 | $2.94 | ||
| Mar 28, 2015 | $2.94 | ||
| Apr 4, 2015 | $2.94 | ||
| Apr 11, 2015 | $2.94 | ||
| Apr 18, 2015 | $2.94 | ||
| Apr 25, 2015 | $2.94 | ||
| May 2, 2015 | $2.94 | ||
| May 9, 2015 | $2.94 | ||
| May 16, 2015 | $2.94 | ||
| May 23, 2015 | $2.94 | ||
| May 30, 2015 | $2.94 | ||
| Jun 6, 2015 | $2.94 | ||
| Jun 13, 2015 | $2.94 | ||
| Jun 20, 2015 | $2.94 | ||
| Jun 27, 2015 | $2.94 | ||
| Jul 4, 2015 | $2.94 | ||
| Jul 11, 2015 | $2.94 | ||
| Jul 18, 2015 | $2.94 | ||
| Jul 25, 2015 | $2.94 | ||
| Aug 1, 2015 | $2.94 | ||
| Aug 8, 2015 | $2.94 | ||
| Aug 15, 2015 | $2.94 | ||
| Aug 22, 2015 | $0.45 | ||
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