Purchase goods for my convenience store

Zedekiah Omwenga

Mauche Estate,njoro Sub-county,kenya., Kenya

5% repaid

Entrepreneur

Name

Zedekiah Omwenga

Member since

June 2014

On-time repayments

188 installments  •  1%

About Me

Hallo to you all.My names are Zedekiah Omwenga Ogana.I am 28 years of age.I am a father,a hardworking,trustworthy and a business oriented person.I have one wife,two children.I am dedicated to work hard to see about my family’s brighter future.We are currently living together with an ophan whom we stay together in our home here in Mauche estate,Njoro Sub-county,Nakuru County,Kenya.This came after his mother died 5 years ago after a long illness of the deadly disease called A.I.D,s.I have been passionate about teaching my fellow youths of how to grow in business industry without depending on the rare employments opportunities in the country.
Apart from operating a retail shop,i also in my part time from Wednesdays to Saturdays, work with a volunteer group here in my location(Njoro) on the issues related to children’s rights awareness,called Nakuru Youth Volunteers Organization,.Thank you.

My Business

I operate a retail shop here at the Mauche Township,Kenya.My shop is called Neema General Shop.I have been operating my shop for the last three and half years now, after working for Woolmatt Supermarkets Ltd found in Kitale on a two years contract as a shop assistant.My business is lisenced under the Mauche Township Council Authorities and issued with a single business permit,which is renewable annually.
In my shop i sell all the household goods including foods stuffs like wheat flour,tea-leaves,rice,table-salt,maize flour,cooking oils(liquid & solid),soft drinks from local companies like Coca-cola among so many consumable goods and household goods.Also i sell plasitic items like basins,trays,water- dumpers,jerry-cans,jikos among other items.I usually opens my shop from Monday to Sunday at 6 a.m in the morning and closes at 9:30 p.m at night having satisfied my worthy customers.In average,i usuall gets a day's sale of roughly Ksh.25,000.After restocking,i'm left with roughly Ksh.1,300.per day's profit.My customers are the villagers within and the biggest number of students at the Njoro University and the neighbouring estates as well.
My business has been facing varous financial challenges for the last few months ,as most of my customers especially the villagers do get my services on credit,which they repay on weekly basis after they are paid from their respective working places.That is why i am pleading with the Zidisha Microfinance platform,to fund me with a loan so that i can maintain & restock my shop with more bulky goods and especiallly fast moving ones for the cash paying customers as well as the weekly paying customers.Through your kind support,my shop will have a new look and i promise you that i will get more new customers coming for their daily stuffs in my shop ,which sometimes i don't have as a result of lacking enough capital.I will be more guaranteed that my business will have a destiny through you generous support.This will enable me to cater enough for my family as well as expand my shop.I am praying that you will consider my shop and support it.Thank you and God bless you all.

Loan Proposal

Thank you my Zidisha Microfinance for consideration to boost my retail shop.For the last couple of months i had been receiving more customers who have been coming to buy to my shop.There has been a high demand for the fast moving goods especially the consumable goods(sugar,milk,corn-flour,rice e.t.c),but it has been hampered by lack of enough capital from me to stock enough.I am praying that all the customers will now enjoy coming for their daily basic goods as it was before and i will be rendering them with care while serving them.i am now confident that i will be getting more revenues and in return good profit.This guarantees me paying in time and without any problem from the profit i get each week.Kingly assist me with the shop stock to maintain my customers.thank you and support my small business to grow.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Aug 8, 2014

Repayment status

Late

Projected term

43 months

Lenders

S

slevon

Hemsbach, Germany

AdamP

Sunnyvale, United States

S

stroll

Stockholm, Sweden

H

HappythroughHelp

Torrance, United States

fairspirit

Utrecht, Netherlands

ShaneS

Port Pirie, Australia

Sarasota

Sarasota, Fl, United States

pvilliger

Zurich, Switzerland

Matching Fund

Sterling, United States

M

mguenter

Switzerland

S

spivurno

United States

M

madeleinec

United States

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  • ShaneS    Jan 5, 2015

    Hi Zedekiah Omwenga Ogana, hopefully your business is picking up after the December break and your cash flow will increase and allow you to make repayments.
    Thankyou for the updates you have posted.

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  • Zedekiah Omwenga    Dec 9, 2014

    Good afternoon my beloved zidisha friends and the lenders panel at large.Today is another good day and the place is so sunny at the moment .For now most of my customers have gone for the December holidays in their respective rural homes and this has really affected my sales for the last couple of days.Through the dropping of the revenues,i am kindly requesting for a minimum weekly pay of Kes.100 for a while until the business resumes its daily target.This will not go far i hope before i change to a higher amount.Thanks alot

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  • Zedekiah Omwenga    Dec 9, 2014

    Good afternoon my beloved zidisha friends and the lenders panel at large.Today is another good day and the place is so sunny.Most of my customers have gone for the December holidays in their respective rural homes and this has really affected my sales for the last couple of days.Through the dropping of the revenues,i am kindly requesting for a minimum pay of Kes.100 for a while until the business resumes its daily target.This will not go far i hope before i change to a higher amount.Thanks alot

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  • Zedekiah Omwenga    Sep 19, 2014

    Kindly for God sake,let me down-size my payments to ab lesser Kshs.200.It will be wise not to have an arrears whatsoever the case since i can pay in bits for like the next 3 weeks.then later i will increase the money to a bigger figure.Please i don't have much for now except to wait for the clients and serve the diligently.The small profit i get i will automatically channel it against my loan payments.Thank you and have a great weekend .

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  • Zedekiah Omwenga    Sep 15, 2014

    To my dear lenders,
    I have paid my loan arrears during the weekend and it has not reflected yet.I am yet to get an answer from the management on the issue.kindly i am sorry for the delay.Good day.

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  • Zedekiah Omwenga    Aug 29, 2014

    i am today willing to have my payments skipped for now until the next date of payment.this was caused by the slow week that i witnessed and i am happy that after i bought additional stock of goods,i will be free from other bills rather i will concetrate on my loan payment without any more excuses.to the great lenders,kindly am sorry for the inconviniences caused.good day.

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  • Zedekiah Omwenga    Aug 26, 2014

    TO THE ENTIRE LENDING PANEL AND THE ZIDISHA TEAM.I AM YET TO SEND MY LOAN INSTALLMENT.I CAN ASSURE YOU THAT I STILL REMEMBER THE GOOD WORK YOU DID TO MY STORE AND I CANT LET YOU DOWN WHATSOEVER THE CASE.I AM SORRY FOR THE DELAY.THANK YOU ALL

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  • Zedekiah Omwenga    Aug 8, 2014

    Thank you my dear lenders for your strong support in contributing my loan.Iam so much thankful for entrusting me with your funds.Kindly i am requesting for the remaining 33% to complete my loan.Thank you and welcome.

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  • Zedekiah Omwenga    Aug 6, 2014

    Hi my friendly lenders.i am inviting you all to support and contribute my loan.Iam really in dire need of your help so that i can improve my retail shop.thank you in advance.

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  • Zedekiah Omwenga    Aug 2, 2014

    thank you all the lenders who have make their effort to support and fund my loan.Now the percentage stands at 13%.I am kindly inviting other willing lenders to contribute to my loan.thank you all in advance.

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  • Zedekiah Omwenga    Jul 30, 2014

    thank you fairspirit.
    your contributions is highly accepted.thanks for your contributions.please, to the other lenders kindly support and complete my loan.welcome.

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  • Zedekiah Omwenga    Jul 30, 2014

    To goodwithoutgod,
    thanks alot for your contributions.Your support is much appreciated.To the other lenders,kindly support my loan.Thank you in advance.

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  • Zedekiah Omwenga    Jul 29, 2014

    Thank you so much madeleinec for entrusting me with your funds.I assure you and the entire lenders panel that it will go into good use for my shop to grow.thank you very much and your support is much accepted and appreciated.welcome.

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  • Zedekiah Omwenga    Jul 27, 2014

    Hi my trusted and worthy lenders.I would like to ask for your assistance to support my loan.I am planning to buy more bulky goods at a distributors price so that i can lower the common selling price at a considerate price compared to my competitors.I believe that by your support, i am going to achieve my goals.thank you in advance.please support me.

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  • Zedekiah Omwenga    Jul 27, 2014

    Hi my trusted and worthy lenders.I would like to ask for your assistance to support my loan.I am planning to buy more bulky goods at a distributors price so that i can lower the common selling price at a considerate price compared to my competitors.I believe that by your support, i am going to achieve my goals.thank you in advance.please support me.

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