Add stock of dry beans to diversify cereals business

Harrison

Busia, Kenya

100% repaid

Entrepreneur

Name

Harrison

Member since

March 2015

On-time repayments

27 installments  •  41%

About Me

I am 33years old,A God fearing gentleman,married to a very beautiful wife Ann Muli who works in an NGO here at Busia and we are blessed with two pretty Kids Jason 5 years and Amy 2years...From the society where i come from(Kitui central)we have very fertile land but the water its the biggest challenge..my dream is that i work hard so that in future i be able to Drill commercial water not for my family alone but for the whole society.am born in a family of nine and i am the last born in the family currently i am the one taking care of our old loving parents...they have been a tool in my life for they indeed encourage me in my day to day activities.at my free time a love reading motivational books like currently am reading one titled "Be Inspired before you Expire"by Pepe Minambo.

My Business

As you understand my background i am a Kamba but i stay at Busia-Western kennya.I was working with a clearing and forwarding firm-Bollore Africa Logistics but a time come when the company decided to lay off some employees and i was among the employees who were affected..Thank God we were paid all our dues.the money which i got was my starting capital..i deed research and realized the maize at uganda side are very cheap so i started buying then taking to our place kitui during the dry spells..the biggest challege is the the business is a seasonal business..but as i grow in my biseness,i have identified another big business of importing photocopying papers from China then selling locally...its a business that needs a lot of capital but am determined to do it by 2017.i have big Dreams because i believe in myself and i know God will enable me...Zidisha will take me through my dreams..

Loan Proposal

Currently i have been selling dry maize only and i project to diversify my business and bring variety of cereals into my business.If Zidisha funds me the $51 which i have applied for,i will top up the remaining balance of$29 to make it $80 buy a bag of dry beans,add to my stock where by from this one bag i will make a profit of $25 in a weeks time.Then after i have repaid my first loan i continue adding more and more stock to my stock.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

Apr 17, 2015

Repayment status

On Time

Projected term

6 weeks

Lenders

T

Tmann

Los Angeles, United States

A

Anninymouse

Southampton, United Kingdom

D

Delph007

Den Haag, Netherlands

A

arenk

Karlsruhe, Germany

carlos vendrell

Barcelona, Spain, Philippines

cyrus0302

San Francisco, United States

Charmonica

London, United Kingdom

G

geoffk

Brisbane, Australia

T

treyh

San Diego, CA, United States

G

greenthomas

Tübingen, Germany

AWeber

Washington, DC, United States

E

evanglend

Arlington, United States

J

JakeA

Wellington, New Zealand

P

PeaceandLove

Morro Bay, United States

E

ericcamden

Berkeley, United States

J

jdhowa2

Louisville, KY, United States

EmilAsker

Lomma, Sweden

J

Jazzie

Oklahoma City, United States

P

planespotter

Berlin, Germany

lorello

Vicopisano, Italy

B

BClay

Campbell, United States

ads68

Melbourne, Australia

MrMichigander

Marquette, United States

ThomasJosef

Berlin, Germany

Ask Harrison a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Harrison    Oct 21, 2015

    Dear Team
    kindly i will repay all my arrears on Friday midday without fail.i had an issue that was so pressing but i have sorted it no.on Friday midday i will settle all my arrears.
    Thanks in advance for your patience with me.
    Good day.

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  • Harrison    Sep 28, 2015

    Dear Lenders
    Am glad that once again you have shown your love to me through funding me with Ksh 9057.00.
    with this amount am adding only ksh2000 and purchase a CPU (full computer unit)that will help me in my day to day activities in my business.
    Am so grateful for your help and looking forward to do more business with you please.
    Zidisha Team....Am so happy for you.thank you so much.

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  • Harrison    Sep 25, 2015

    Dear lenders first am so grateful that you have shown your faith in me by funding me.as shown earlier am purchasing a computer that will help me perform my work efficiently thus making me get more clients leading to more profits. Once again i say thanks to my lenders and Zidisha family as whole.. Thank you and God bless us all.

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  • Harrison    Sep 18, 2015

    Lenders!
    Six days to go!!

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  • Harrison    Sep 18, 2015

    Lenders!
    Six days to go!!

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  • Jon S    Sep 16, 2015

    No problem Harrison - good luck with your business.

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  • Harrison    Sep 16, 2015

    Dear Lenders
    Thank you so much for your continual support to my business.
    I can see one of my lenders has offered me 5% of my loan application.Am looking forward for my whole loan approval by my potential lenders.
    thanks in advance.

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  • Harrison    Sep 11, 2015

    Dear Lenders
    first i would like to thank the zidisha team for the support they have awarded me during the repayment of my previous loan. i was faced my several challenges but thanks to the team for they supported me till my last pay.the challenges were domestic but all in in am back in business.
    By profession i am a clearing and forwarding agent and as we talk i have opened my office in order to carry out my duties with ease and efficiency..What made me to take this direction is that most of the clients whom we get, its always hard for them to give you business when you don't have a permanent office.in my new office i have bought several furniture and the loan that i am applying for i need to buy a computer (CPU)with the computer i will be in a position to serve my clients better and i know i will get more business/clients when i have all the necessary equipment in my new office.

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  • Harrison    Aug 27, 2015

    Dear Team..
    let me take this opportunity to thank all my lenders for the patience that they have had towards my repayments.have had several challeges that affected my repayments but am grateful that now i have settled and i promise to continue paying on time.looking forward for bigger things in future,thanks Zidisha Team.

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  • Harrison    Aug 19, 2015

    Dear TEAM.
    Its with much pain that i am opting to adjust my repayment to 951 weekly.
    its now one month plus without opening my business due to domestics challenges but i kindly request the organization to give me one more chance by adjusting my repayment schedule so that i can be able to re pay on time and maintain good relationship with the organization. i will be comfortable paying every monday starting the monday of 24th August 2015.thank you in advance .

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  • Erin Stackowitz    Jul 14, 2015

    Dear Harrison,

    Thank you for the message and informing us of your situation.

    We believe that regular on-time repayments, no matter how small, are important to preserving a relationship of trust with lenders and our community. For this reason, we do not offer the option to delay payments. Instead, we request that you temporarily reduce your installment to an amount you can afford to pay right now, and go ahead and make that small payment. You may then increase your installment again when you are able.

    To reduce your installment amount, please log into your Zidisha account and click on "Adjust Installment Amount," and follow the instructions there.

    Please let us know if you have any problems,
    The Zidisha Team

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  • Harrison    Jul 14, 2015

    Hi team..
    Let me take this opportunity to apologize to the team for my delays on repaying my loan. I traveled to South Africa three weeks back and while there i could not access mpesa services through my line that i request my loans with.. . So i was forced to wait until i come back to Kenya. I arrived yesterday and the same day i repaid all my installments.. From next week i will be repaying on time as before.. TEAM AM VERY SORRY FOR THE INCONVIENCES CAUSED. KINDLY TAKE MY APPOLOGY. HOPE THIS DOESN'T AFFECT MY NEXT LOAN APPLICATION GIVEN THAT I HAVE EXPLAINED MYSELF.

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  • Harrison    Jun 22, 2015

    Hi Lenders!
    Am so grateful for your continual support to my business. You funded my second loan of ksh9050,already i have stocked my shop with soya beans which are on high demand. I one weeks time i will have sold the whole bag leaving me with good profits of roughly ksh3400.By the time that i will be finishing my loan, "I will have sold like three bags...
    My lenders thanks for your support.. It's through your support that i have come this far.
    BRAVO.. ZIDISHA.

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  • Harrison    Jun 16, 2015

    Lenders
    you have made come this far..

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  • Harrison    Jun 16, 2015

    Dear my esteemed Lenders,
    Am so grateful for the strong faith that you have shown in me,this is my second loan and i believe its going to be of great help into my business.sincerely speaking i need to add stock to my retail shop especially soya beans which are so much in demand.At the end of it all i know i will have made good profits which will enable me prosperous in my business. My third loan i am planning to do something different in due course i will lay cards on table we agree together which way out...Thanks so much for your continual support i feel you friends and wherever you are know that Harrison Kinyatta loves you all.Thank you.

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  • Harrison    Jun 15, 2015

    Hi Team
    3 days to go!!!

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  • Harrison    Jun 3, 2015

    hi zidisha Team
    Am so grateful seeing myself grow in the organization.thanks so much for trusting in me..kindly i need to apply for my second loan but i don't know how to go about it kindly i need your assistance. To my Lenders>:A journey of a thousand miles starts with just making one single step...Am so happy for you buddies.
    Thanks in advance.

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    • Roy    Jun 3, 2015

      Harrison, Contact John Musevu, your VM. If you are unsuccessful or have some difficulties then send a message to [email protected]. It would be helpful if you could give some details as to what kind of help you are seeking.
      Good Luck.

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  • Harrison    May 4, 2015

    To my lenders...
    Thanks so much for your support...my business is doing very well now i am selling my third bag of beans i am doing very well i even need to increase my installments..

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  • Harrison    May 4, 2015

    Hi Zidisha
    I did my second payment on 2nd/05/015 but it has not reflected..

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  • Harrison    Apr 18, 2015

    Dear Team
    Am glad that you funded my project,But unfortunately the amount that i applied for-kes4,506 is not what has been disbursed to my phone instead i have received kes1,506 kindly advise me how i can get the other balance of kes3,000 the shortest time possible so that i be able to repay back the loan on time. you can confirm the transaction of the kes1,506 with safaricon through the transaction reference number;GV45FQ216 date 17/4/15 at 7;42AM.
    Looking forward for your quick response.

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