Entrepreneur
Name
Josephine
Member since
February 2015
On-time repayments
128 installments • 80%
About Me
My name is josphine Libese.Iam 30yrs old married to my husband Patrick Amugamwa and we have two Children. I was born in Vihiga but currently living in Eldoret together with my husband .I own a business that deals with food stuffs.I studied upto O levels.I decided to start the business so as to care for my family.
My Business
I run a small shop that deals with food stuffs I always take a stock of between six thousand to seven thousand.This gives me a profit of three thousand a month I take my stock from a whole sale in Eldoret town. My monthly expenditure is 3500/= . It is challenging but I am still moving on, hopping that with Zidisha loan I will able to improve my living standard and also expand my business.
10% tithe which I give to the Church where I fellowship. I use 15% to pay my rent, I use 50% to help me increase my stock, while 15% is used to help my parents and the remaining 10% I will use to service my loan
I live in an area where low class people live. These are people who can not afford even transport to town Center to buy goods from a mall and therefore I have to stock goods in very small quantities.
I chose this business as a result of the demand for the goods in this particular area. If I increase my stock, I will draw more customers hence increased profit and benefit to Community around who will not have to travel far to do their shopping.
Loan Proposal
Thank you lenders for giving me these opportunity to get credit from you, Given the credit I will use all the 100 us dollars wisely to add stock in my shop.
By that act I expect increase in stock thus increase in sales and profit that will make my business improve and also able to pay back loan conveniently thank you .
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Feb 23, 2015
Repayment status
On Time
Projected term
5 months
Other loans
Lenders
SOUTHBANK, Australia
Silver Spring, United States
United States
Hong Kong
Norway
United Kingdom
United States
United States
Sweden, Greece
United States
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Summary
Amount repaid
$103.26
Amount remaining
$0.00
Date repaid
Jun 7, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Mar 8, 2015 | $4.12 | Mar 10, 2015 | $4.12 |
| Mar 15, 2015 | $4.12 | Mar 10, 2015 | $4.12 |
| Mar 22, 2015 | $4.12 | Mar 10, 2015 | $2.87 |
| Mar 16, 2015 | $1.26 | ||
| Mar 29, 2015 | $4.12 | Mar 16, 2015 | $4.12 |
| Apr 5, 2015 | $4.12 | Mar 16, 2015 | $3.51 |
| Mar 30, 2015 | $0.61 | ||
| Apr 12, 2015 | $4.12 | Mar 30, 2015 | $4.12 |
| Apr 19, 2015 | $4.12 | Mar 30, 2015 | $3.04 |
| Apr 5, 2015 | $1.08 | ||
| Apr 26, 2015 | $4.12 | Apr 5, 2015 | $4.12 |
| May 3, 2015 | $4.12 | Apr 5, 2015 | $4.12 |
| May 10, 2015 | $4.12 | Apr 5, 2015 | $1.79 |
| Apr 14, 2015 | $2.33 | ||
| May 17, 2015 | $4.12 | Apr 14, 2015 | $4.12 |
| May 24, 2015 | $4.12 | Apr 14, 2015 | $3.54 |
| Apr 26, 2015 | $0.58 | ||
| May 31, 2015 | $4.12 | Apr 26, 2015 | $4.12 |
| Jun 7, 2015 | $4.12 | Apr 26, 2015 | $4.12 |
| Jun 14, 2015 | $4.12 | Apr 26, 2015 | $1.18 |
| May 18, 2015 | $2.94 | ||
| Jun 21, 2015 | $4.12 | May 18, 2015 | $4.12 |
| Jun 28, 2015 | $4.12 | May 18, 2015 | $4.04 |
| May 31, 2015 | $0.08 | ||
| Jul 5, 2015 | $4.12 | May 31, 2015 | $4.12 |
| Jul 12, 2015 | $4.12 | May 31, 2015 | $4.12 |
| Jul 19, 2015 | $4.12 | May 31, 2015 | $2.79 |
| Jun 7, 2015 | $1.33 | ||
| Jul 26, 2015 | $4.12 | Jun 7, 2015 | $4.12 |
| Aug 2, 2015 | $4.12 | Jun 7, 2015 | $4.12 |
| Aug 9, 2015 | $4.12 | Jun 7, 2015 | $4.12 |
| Aug 16, 2015 | $4.12 | Jun 7, 2015 | $4.12 |
| Aug 23, 2015 | $4.32 | Jun 7, 2015 | $4.32 |
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