Two cows for my dairy farm

Benson Kaniu

Ciondo Road, Engineer, Kenya

4% repaid

Entrepreneur

Name

Benson Kaniu

Member since

September 2013

On-time repayments

392 installments  •  61%

About Me

My names are Benson Kaniu Karanja, and I was born in the year 1978 in Kiambu County of the central Province in Kenya. I went to Kirangari High school for my KCSE (Kenya Certificate of Secondary Education). After my KCSE, I joined Kabete Technical Training Institute in Nairobi where I graduated with a diploma in Laboratory Technology. I am married with two children.

I have worked with CAIS as a laboratory technician for 3 years, where we were dealing with production of bull semen and selling it to farmers for artificial insemination, so I have experience in dairy management and generally agriculture production.

My Business

Besides working as a laboratory technician at Muruaki Secondary School, I am a farmer specializing in dairy farming in Kinangop. I also grow wide range of cash crops like potatoes, peas, carrots and cabbages. I am also a member of Tulaga farmers SACCO, where we sell our milk and get paid at the end of the month. Kinangop is endowed with weather that favours production of such cash crops and customers come as far as Nairobi.

My income per month ranges from Ksh. 8,000 (USD $90) to Ksh. 13,000 (USD $140). After deducting expenses, it amounts to sh 6000 ($70) per month as net income that I add to my salary at my work place for family upkeep and payment of school fees.

I intend to borrow a Zidisha loan to increase my farming activities with the help of my wife, who is a housewife. With this Zidisha loan, I will be able to boost planting by planting in a land that is currently sitting idle. I live just some few meter from the Turasha River which, though seasonal, I will take advantage and water my crops during the coming dry spell. This will put me at an advantage, as I will not rely mostly on unpredictable weather. I also want to plant more feeder crops for my cows to boost milk production.

From my workplace I have net income of Ksh. 14,000 (USD $150) and will keep part of my personal savings to go towards this project. We are approaching closure of schools, and I don’t work during the holidays, so I will be in a position to set the ball rolling and, furthermore, this will be close to two months. I also don’t work during weekends (i.e, Saturdays). Therefore, I will be having at least a day in a week to concentrate on my project.

I do also have plans to purchase a simple water pump that will enable me do some irrigation to my crops, particularly vegetables and cabbages, which have ready market due to their ever-increasing demand. When prices go down, I will be using them as fees for my cattle and this will increase milk production.

Loan Proposal

am intending to add 2 dairy cow at a cost of u.s.d 1000 per cow,the cow are abit expensive as jambo farm wher am buying have pedigree cows with good farm record of sires and daughter and all relevant farm record.u.s.d 300 will be used for commercial cow feed and supplement minerals salt for the cow, u,s.d 400 will be used for land preperation of 2 acres piece of land which will be used for growing additional maize, oat,and carrot. this will cater for the cow fodder and make sure there is milk supply throughout the year.

Show original English  

About Me

Am a farmer in kinangop, went through my early Primary education Limuru where the family later transferred to Kinangop. I later joined joined secondary school for my KCSE. After my KCSE, I joined college in Nairobi where I enrolled for a diploma course. I do have experience in dairy management and generally agriculture production.

My Business

Besides workings ,am a farmer specializing in dairy farming in Kinangop. I also grow wide range of cash crops like potatoes, peas, carrots and cabbages. I belong to Tulaga farmers SACCO where we sell our milk and get paid at the end of the month.
Collections or income per month range from Ksh. 8000 to ksh 13,000 per month. its wholly depend on weather condition as when we have a lot of rain the production of both livestock and crop is high thus increase in income,the challenges we encounter are the preservation of fodder to have milk throughout the year.this will enhance and increase milk production in my farm.

Loan Proposal

am intending to add 2 dairy cow at a cost of u.s.d 1000 per cow,the cow are abit expensive as jambo farm wher am buying have pedigree cows with good farm record of sires and daughter and all relevant farm record.u.s.d 300 will be used for commercial cow feed and supplement minerals salt for the cow, u,s.d 400 will be used for land preperation of 2 acres piece of land which will be used for growing additional maize, oat,and carrot. this will cater for the cow fodder and make sure there is milk supply throughout the year.

Feedback

9

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$2,801.56

Date disbursed

Jun 19, 2017

Repayment status

Late

Projected term

52 months

Cost to entrepreneur

Service fee: $123.81

Lenders

MichelD

Bangkok, Thailand

ads68

Melbourne, Australia

J

Joggele

Austria, Austria

PG

Paul Graham

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

V

Vince

Wagga Wagga, Australia

M

Mary

United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

JT

Joanne Thompson

United Kingdom

L

Linda

Netherlands

Ask Benson a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

Loading...

Loading...

Loading...