Adding more stationery stock

Moses

Nyakach, Kenya

Expired

$78 to go

0% funded of $78 goal

0

days left

Entrepreneur

Name

Moses

Member since

January 2015

On-time repayments

124 installments  •  53%

About Me

Moses Okongo is a a young energetic guy who grew up in a low class family and managed to pass through the O and A levels of education successfully. I took various craft and business courses thereafter and managed to work in various fields and positions both within and outside the country Kenya with the highest rank being an assistant site Engineer in a construction company outside Kenya as a result of high motivation,hard work, ability to perform and trustworthy at work.
Since employers are businessmen and women i decided to invest the little i had in business so as to help offer employment to young unemployed youths.
My land is politically polarized but amidst all we strive for a better future.
My kids are young but my dream about them is engineering that is civil engineering and Information Communications Technicians since these fields can lead them to business as well.
I like making friends by socializing through the modern means of communication , reading books ,magazines and playing netball and adventure.

My Business

I operate a medium cyber cafe and is stocking plastic chairs for sale and hire as well.Is highly focused and is eying at expanding the business to some levels since this is the development year in my calender.
The name of my business is Lilmo General Trading Company and I offer all computerized office services as typesetting and printing, photo copy services, instant photos, video coverage , tutorial services and offers Auto Cad and Archi Cad services to clients in need. Maintenance and repairs are also offered. Also inventing on sale and supply of office equipments and stationery. Due to modern technological expansions modern technology services are on demand.
With the devolved system of governance in my country there is need for development and since this sector is not dominated and my dream in modern technology i decided to come up with this business. I am also happy to state that I have installed a poshomill which is operational and stocks maize as well.
The costs i incur ranges from day to day depending on the size of the customers i receive but averagely stands at 30,000kes per month including power bills and the revenue collection per day averagely is 1500kes on a good working day.
The profits earned are used for business expansion , and the basic needs for the family including home improvements and buying of livestock as well.

Loan Proposal

when disbursed i will use the loan to add stock to my cybercafe this would include ream papers, photo papers, lamination pouches and embossed papers. This will help me minimize frequent travels to town for the purchase of the same

Feedback

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Loan Info

Project Type

Classic Loan

Amount requested

$78.00

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  • Moses    May 21, 2023

    With the funds i will add more stock of exercise books, mathematical sets, pens etc to my stationery shop. This will help me grow my customer base and attract more customers hence revenue growth. Thanks for the support.

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  • Moses    May 17, 2023

    I'm happy that I managed to add more stock to my stationery shop and customers have since increased. This has led to my income growth as well. Thanks team for the support.

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  • Moses    Feb 11, 2023

    I will use the loan to buy more stock of stationeries such as books, pens, mathematical sets etc. This will help me attract more and more customers as I grow my profit margin through the sales following high market demand. This group has really helped me grow my business and for that I really appreciate their effort.

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  • Moses    Feb 9, 2023

    I have really appreciated the team for loan since it helped boost my customer attraction and also stock supply.

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  • Moses    Feb 9, 2023

    The amount I received has really boosted my business since I was able to attract more customers since I had good stock of books and pens etc. I wish to thank the team for a wonderful work.

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  • Moses    Jan 10, 2023

    When funded I will purchase exercise books, pens and other stationery items and sell to school going children and other customers as well. This will help me generate income and boost my business through the profits made.. I therefore relay my sincere gratitude to the lenders and urge them to continue uplifting lives of the many others.

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  • Moses    Jan 25, 2020

    With the loan funded I will add more stock of ream papers, inks and other consumables to my cyber business. This will help in ensuring customers get the necessary service easily and thus more customers attraction hence continued business expansion. Let me therefore thank the lenders so much for the support.

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  • Moses    May 23, 2018

    Hi team i would say that the previous loans has helped me improve my business which i can now say is stable simply because of you though having faced some slight challenges . i am optimistic that future loans would help me expand my business to further levels.

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  • Moses    Jul 15, 2016

    Dear,
    The current membership fee amounts in each country are:

    Burkina Faso: $10.62

    Ghana: $12.92

    Guinea: $0.66

    Haiti: $0.02

    Indonesia: $7.71

    Kenya: $10.08

    Niger: $1.77

    Senegal: $10.62

    Zambia: $0.47
    So to my understanding i was to be charged 10.08 roughly 1000 kenya shillings from the applied loan and around 15000 kenya shillings be sent to me. An agreement is not something permanent it can be revived as many times so long as both parties get equal rights.  What you have charged me is higher and unless i get  what belongs to me i think my point is clear, i am worried of the 100% increasing fees be it now and the future.

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  • Moses    Jul 14, 2016

    Dear,
    The current membership fee amounts in each country are:

    Burkina Faso: $10.62

    Ghana: $12.92

    Guinea: $0.66

    Haiti: $0.02

    Indonesia: $7.71

    Kenya: $10.08

    Niger: $1.77

    Senegal: $10.62

    Zambia: $0.47
    So to my understanding i was to be charged 10.08 roughly 1000 kenya shillings from the applied loan and around 15000 kenya shillings be sent to me. An agreement is not something permanent it can be revived as many times so long as both parties get equal rights.  What you have charged me is higher and unless i get  what belongs to me i think my point is clear, i am worried of the 100% increasing fees be it now and the future.

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  • Moses    Jul 13, 2016

    To the team having waited for advice till this time concerning the low disbursed amount which so far is in vain, i am therefore deciding to repay the 1649 that was sent to me and cease from further undertakings with you. Otherwise may God help you as you continue to help others.

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    • Matt B    Jul 13, 2016

      Moses - I am sorry that Zidisha has not worked out for you. I sincerely wish you all the best for the future.

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      • Moses    Jul 15, 2016

        Thanks Sir and may God bless you

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  • Moses    Jun 4, 2016

    To the team, now advice me on the way forward for following my budget i can not purchase the machine and i do not want to break my personal relations with you and the public at large as a businessman and with those who recommended me as well.
    Thanks and may God bless you.

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  • Moses    Jun 3, 2016

    My target with the requested loan of 16,070 shillings was to purchase an EPSON L850 printer worth 60,000 Kenya shillings an equivalent of 600 Us Dollars but following the disbursed amount of 1649 shillings i am not cpable of purchasing the machine so i am reimbursing the money and therefore will make a proposal when ready. To the lenders am sorry for thr the inconveniencey that might have been caused. Msy God bless you as you help the vulnerable.

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    • Matt B    Jun 3, 2016

      Moses - thanks for the update. When you mention the low disbursed amount, presumably that's after the deposit fund amount? Perhaps it would be more economical to aim to raise a higher amount, so that the loan deposit is a smaller deduction? I hope you manage to find a way to make another proposal that works for you. It's certainly no inconvenience to me, so probably not to other lenders either. Best wishes for your future business success. Regards, Matt.

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  • Moses    May 20, 2016

    Dear team below is the machine i am intending to purchase with the appplied loan when funded. Since the machine is faster in printing it will suit me in printing photos one of the major activities i offer, it will also allow me to be the leading competitor in the market.
    Will br grateful when offered the loan.May God bless you.

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  • Moses    May 16, 2016

    I am so much pleased with the lending team for yhe conyinued support. With the loan that i received i was able to stock more materials and this helped me boost my customer satisfaction for all they needed were readily available. I also managed to pay school fees for my siblings and also improved the living standard of my family and also managed to expand the business with the acrued profit . I am so grateful once again to the lending team.

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  • Moses    Apr 20, 2016

    Depending on my business growth i do express my gratitude to Zidisha for the loan i have been offered has brought much change to my business and has helped me gain more profit and the stock supply has helped me keep my customers. I hope through the team i will rise to higher levels in business.

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  • Moses    Apr 5, 2016

    I cant take a day without thanking the zidisha team for the support i received from the start. I always see my business grow day by day and i also i come up with new business ideas which benefits me alot. I urge the team to keep on with tje same spirit to extend the same to many needy ones. God help you team

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  • Moses    Feb 20, 2016

    As I go through my business, I really see your beautiful hand, which has offered me support and is making my business progress. I am happy to say that I am able to fulfill my duties without difficulties, as in I am providing basic daily needs, paying fees, and am developing my business easily with the profits. I am confident that I will be able to develop more and in the future will be able to help lift up the needy to a higher level, with your continued support. May God bless you.

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  • Moses    Jan 28, 2016

    I now see things moving on smoothly, for with the support of Zidisha, I am now paying school fees easily, and my family upkeep also is easier, and I am able to repay the loan, for its payments are very manageable.
    Thank you.

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  • Moses    Jan 16, 2016

    I do appreciate your efforts in helping to ensure that the global economy is improved through the interest-free loans you offer.
    I promise to do my best to ensure that I pay my loans, as stipulated.
    May God bless you.

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