Adding more stock

James

Manyani, Kenya

95% repaid

Entrepreneur

Name

James

Member since

October 2014

On-time repayments

18 installments  •  94%

About Me

I am James Omsula, I am married and have one child. I obtained my high school degree and from there I tried to stay as much as possible in employment, however due to a low salary I decided to start my own business in ready made food products. My wife started a business as well, a saloon business, so we assist one another to upkeep our family. My son is in standard four at Manyani Primary school, he is very smart, so we have to work hard so that when he reaches high school we will have sufficient money to offer him a good education.

My Business

My business was established in 2012 in Manyani Nakuru county. My business deals with selling ready made food products as well as home delivery, especially at lunch time. I have daily orders from Monday to Saturday. I do not operate on Sunday since I am christian and a leader in my church.
My business does well since there is not much competition and the way I do treat my customers is very good. I have two employees and each of us has his own assigned duties. With the money earn I manage to pay my monthly bills as well as my employees without problems.
I am requesting this loan to purchase a fridge, I do have some money but need a little more. This will help me soo much since I will be able to keep the ready made food cool, avoiding wastage.

Loan Proposal

This loan I am going to use it to purchase more stock for my business.since this is a harvesting season for maize and beans i will purchase in plenty before the price shoots up in mid January I believe from there i will make high profits and pay my loan smoothly without any problem at all.Thanks be to zidisha team for the good work you have done to young entreprnuars like me.

Best regards

Show original English  

About Me

I am James omsula I am married with one wife and one kid,I schooled my education up to high school degree,from there i tried as much to be employed and from there due to low salary i decided to start my own business of selling foodstuffs.
My wife she as well started a saloon business that we assist one another to upkeep our family.
My son is in standard four at Manyani Primary school he is very clever at school so we have to work so hard so that when he reaches high school we found sufficient money to take him a better school.

My Business

My hotel business was established the year 2012 in manyani nakuru county
My business deals with selling of read made foods and as well supply to homes packed ready food specially lunch time I have daily orders from monday to Saturdays.
I don't operate on Sundays since I am a christian as well a leader in my church on Sundays.
My business does well since there is no much competition and the way i do treat my customers is very good
I have two employes and me we are three assigned duties we perform daily.
My business do manage my monthly bills as well pay my employees.
I am requesting this loan to purchase a fridge I have some money needing little this will help me soo much since I will be having ready food without wastage

Loan Proposal

This loan I am going to use it to purchase more stock for my business.since this is a harvesting season for maize and beans i will purchase in plenty before the price shoots up in mid January I believe from there i will make high profits and pay my loan smoothly without any problem at all.Thanks be to zidisha team for the good work you have done to young entreprnuars like me.

Best regards

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$98.00

Date disbursed

Dec 15, 2014

Repayment status

Late

Projected term

2 months

Other loans

Lenders

McJulio

New Jersey, United States

M

mzhope

Harrisburg, United States

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  • James    Dec 4, 2014

    The first loan i received it helped me so much I added the money i had i purchased a new fridge that added a big value to my business,The food that used to go at waste now days i sell every thing that I cook hence making high profit,so this time i didn't count any loss in my business.The second loan i will use it to add more stock especially this harvesting season i will purchase dry grains that are now cheap and can last long.by January when the prices will be high I will now be selling my food at a medium price hence serving more customers as compered to my competitors.
    I give my thanks to zidisha taem in general for the great job that you have done and you are continuing doing for young entrepreneurs like me.

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  • howard    Dec 3, 2014

    Thank you, James, for your repayments.

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  • Zephania    Nov 17, 2014

    Dear lenders i have confirm with James to have made payment which will be credited soon.thanks

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