Adding mpesa services to my business

Susan

Nyambari Lari, Kenya

100% repaid

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Entrepreneur

Name

Susan

Member since

February 2015

On-time repayments

71 installments  •  37%

About Me

My name is Susan Wanjiru Mbugua aged 24 years old.I am the first born in the family of four girls.i am a kenyan by nationality born and raised in kiambu county,lari sub-county,lari division in gitithia sub-location.i am a christian by faith and worship at PCEA CHURCH in gitithia.
I schooled in lare primary school and then joined Gitithia secondary school and completed my o-level education with a KCSE certificate (Kenya Certificate of Secondary Education) but unfortunately i did not join college due to lack of finances.
i was later employed in a shoe selling shop where i worked for two years and gained some experience on selling shoes and later decided to feature in self employment after i managed to save Kshs. 20,000 in my bank account which was the base capital for my shoe selling kiosk.

My Business

my business is in nyambari centre along the nairobi- naivasha highway approximately 20 meteres from the highway.its only one and half years old.after observing the selling trends i decided to feature mainly on young people shoes and kids mainly from one year old since these age group frequently buy more than the aged group and also because they are ford of any new arrivals and fashion
i usually get my shoes from kampala uganda and others from nairobi area where i get them at a fair price that gives me back a profit averaging of $5.56(Kshs 500) per pair of shoe which helps me to get some more pairs as well assist in paying school fees for my two sisters who are currently undertaking their kenya secondary education,and also maintaining my business investment.

Loan Proposal

Hello lenders , I am back again with an idea of adding mpesa services to my shoe business, if i get this loan , the whole amount will be used as float since i have already organized with a dealer about the till , This business is profitable and will be an added advantage to my current business since i do not have to get another shop, The other advantage is since my shop is just along the front face and that way will bring even more customers to my shoe business.I am hopping to be getting an extra 50$ to 150$ per month depending with the services if i successfully start the mpesa services.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$201.00

Date disbursed

May 15, 2015

Repayment status

On Time

Projected term

6 months

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  • Susan    Oct 4, 2016

    Thenk you ma lenders for your continued support and your patience all through though I had some tough times I still promise you to repay the loan...may God always bless you abundantly

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  • Susan    Jul 17, 2016

    The amount That i got i used to add into my float though it wasnt really enough and so i had to look for atha means to add more float ...but now the bussiness is doing well en vope to continue smoothly

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  • Susan    Jul 13, 2016

    Dear lenders i have decided to reduce the amount to 700 as the bussiness is a bit down and I can afford that amount rather than 1500

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  • Susan    Apr 7, 2016

    Dear m'y lenders am back again though life have been tough but i have managed to come come back am sorry for the delayed repayment but am back we shall move on well as we had done earlier

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  • A

    andyfletcher    Feb 26, 2016

    Hello Susan,
    Do you have any more news for us?

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  • Susan    Dec 31, 2015

    Dear m'y lender ..thenk yu for tour concern i do really appreaciate ..my bussiness have not being doing well especially with the mpesa agent line ..becouse i has not met the required working float en hence leading to suspension of the till but ave looked for money from other source though not enough but now atleast better ...en now i Will start repaying my loan soon please bear with me...

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  • A

    andyfletcher    Dec 31, 2015

    Hello Susan,
    How is the business? Will you be able to start making repayments soon?

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    • Susan    Dec 31, 2015

      Dear m'y lender thenk yu for your concern i really appreciate it ...my business have not been doing well as i has not met the required amount of working float and hence leading to suspension of the line ..but i looked money from other source but though not enough i ave tried...en with God power am going to repay the loan soon please bear with me

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  • Susan    Nov 17, 2015

    Thenk yu the zidisha team and my lenders may the almighty God bless yu abundantly for supporting me yu have made my bussiness to move some steps ahead the loan yu have given me Will enable me to add more float into my mpesa account as i have gained a lot of customers and the float was not enough also i Will add some shoe stock as we are aprroaching the festive season and This Will add me a good amount which i Will use to pay yu and expand my bussines.

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  • Susan    Nov 17, 2015

    Thenk yu the zidisha team and my lenders may the almighty God bless yu abundantly for supporting me yu have made my bussiness to move some steps ahead the loan yu have given me Will enable me to add more float into my mpesa account as i have gained a lot of customers and the float was not enough also i Will add some shoe stock as we are aprroaching the festive season and This Will add me a good amount which i Will use to pay yu and expand my bussines.

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  • Susan    Nov 3, 2015

    Dear lenders iam very grateful for your support you have really taken me some steps ahead as my business is concerned now am back again to request for a loan to add more float into my mpesa account and also to add mo shoes as we are approaching the festive season ,of which so many people use mpesa either to send money home or to withdraw money to use at this festive season also shoes especially for the young people moves fast and this will add me a profit of 150 $-220$ which will help me repay my loan en also help my family

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  • Susan    Oct 30, 2015

    Thenk Yu my lenders am so much truly grateful .....Your support has taken my bussiness some few steps ahead coz now iam able to help my mum raise school fees for my youngest sister who is second year in high school without so much stress and also be able to establish an mpesa agent which is doing very well especially when combined with the shoes & now as I have cleared my loan am still seeking for your support in raising another one

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  • Susan    Oct 7, 2015

    Dear lenders am grateful for the loan That yu granted me it has helped me to establish an mpesa agent in my shop which is doing very well becouse it has added to me50$to100$dollars which has helped me in helping raise some school fees for my younger sister who is in the 2nd year in secondary school and also maintaining my bussines

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  • Susan    Jun 17, 2015

    A mettalic sign board t

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  • Susan    Jun 17, 2015

    This part of the branding

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  • Susan    Jun 5, 2015

    I would like to thank al my lenders for your continued support and the zidisha team yu ave
    taken me some steps ahead....the loan yu granted me has helped me purchase an mpesa agent till and also do the branding and now i can serve all the customers at once without them going to the next shops thus an added davantage

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  • Susan    May 16, 2015

    Thankyu to all zidisha team. For the loan

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  • Susan    May 15, 2015

    Thankyu all my lenders...for the funding .am glad that I will be in a position to establish my Mpesa services at my shoe selling business.Godbless you All

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  • Victor    May 15, 2015

    good luck

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  • Susan    May 2, 2015

    Dear lenders i have cleared my last loan and i am seeking for your help in raising another one .

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  • Susan    Mar 24, 2015

    thankyu so much...my business is responding positively...Godbless YU all Zidisha team .

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