Adding clothing and flowers to my boutique

Millicent Ong'esa

Kisii, Kenya

4% repaid

Entrepreneur

Name

Millicent Ong'esa

Member since

June 2016

On-time repayments

41 installments  •  78%

About Me

I am 21 years old and a Kenyan citizen. I come from Kisii county. Currently, I am staying at Kisii town. I am a single mother. I am blessed with a baby boy who is now one and half years old. In my family, I am the first born in a family of six. My parents are business people. My father owns a shop and my mother owns a boutique. It is through them that I also ventured into business. I also own a small boutique at Kisii town outside Uhuru Plaza. I was influenced by my fellow business man (Newton Nyakundi) to also apply for a loan from your organization. He has tried it and he has expanded his business.

My Business

I sell clothes and flowers in my small boutique at Kisii town. I started with very little capital which I was given by my father. I have expanded more than when I started. I have great dreams of seeing my business grow.
I sell clothes because I felt clothes are basic, hence one can't miss customers. I decided to situate my business near banks. This has boosted my business since my customers may do impulse buying.
Actually, I get normal profits. Since I have many competitors, I am forced to adjust my prices in order to maintain customers. For trustworthy customers and regular customers, I can sell them items on credit. This has boosted my relationship with my customers.
I currently use the profits to expand my business since my kid has not joined school yet.

Loan Proposal

I would like to add stock (clothes and flowers). My stock decreased abnormally since I spent my business money to pay a hospital bill for my son. It has given me a hard time to go back to my financial position. Now I wish to request the loan to boost my business. Right now, I don't have the variety of stock that can attract customers. Wide variety attracts customers to admire the stock and they may end up doing impulse buying.

Show original English  

About Me

am 21years old and kenyan citizen. i come from kisii county. curretly am staying at kisii town. am a single mother. am blessed with a baby boy who is now one and half year old. in my family am the first born in a family of six. my parents are business men. my father own a shop and my mother own a boutique. it is through them that i also ventured in business. i also own a small boutique at kisii town outside uhuru plaza. i was influenced by my fellow business man{ newton nyakundi} to also apply for a loan from your organization. he has tried it and he has expanded his business.

My Business

i sale cloths and flowers. I own a small boutique at kisii town outside uhuru plaza. i started with very little capital which i was given by my father. i have expanded more than i started. i have great dreams of seeing my business grow.
I sale cloths because I felt clothes are basic hence one can't miss customers. I decided to situate my business near banks. This has boosted my business since my customers may do impulse buying.
Actually I get normal profits. Since I have many competitors,am forced to adjust my prices in order to maintain customers. For trust worthy customers and regular customers, I can sale them on credit. This has boosted my relationship with my customers.
I currently use the profits to expand my business since my kid has not joined school.

Loan Proposal

I would like to add stock (clothes and flowers). My stock decreased abnormally since I spent business money to pay hospital bill for my son.
It has given me hard time to go back to my financial position, now I wish to request for the loan to boost my business.
Right now I don't have variety of stock that can attract customers.Wide variety attracts customers to admire and may end up doing impulse buying.

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$283.88

Date disbursed

Feb 24, 2017

Repayment status

Late

Projected term

60 months

Cost to entrepreneur

Service fee: $12.61

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