Hellen
Mombasa, Kenya
20% repaid
Name
Hellen
Member since
May 2013
On-time repayments
146 installments • 26%
My names are Hellen Ndinda Mandi. I was born in 1967 in Taita Taveta Vounty, the coastal part of Kenya. I am a Kamba by tribe, I am honest, competent and hardworking. I come from a very humble background. I reside in Mtwapa – Kilifi County. I am a born again Christian. I have three children and am married. I am a business woman and that’s what I use to fend for my three children. My first born is in form four, followed by form one and lastly class four. The reason why I started this business was to look for something that would make move on rather than being a housewife. The earnings I get most of the time go to food and stock to keep my business going.
As a businesswoman, I normally sell home basic needs like, kales, tomatoes, onions, garlic, spices, cereals, potatoes, cabbages, fruits. Yes I have clients who must purchase the above aforementioned items. Especially the cereals and vegetables as they foods which must be eaten. My customers prefer my business because I normally sell my items at a cheaper rate unlike supermarkets and other points. The business is profitable because I have so many clients as I sell compulsory needs. Actually I have minimal risks as I have no problems with the authorities such as the County Council as I already acquired a license.
On a good day I normally produce 1,200/= so that adds upto 36,000/= per month.
Total expenditure per month is 21,000/- that is school fees, electricity, food, stock and rent. So my monthly profit is 11,000/=
I am planning to add more stock to my business and with the money am also planning to open another green grocer. The stock for this ongoing business will cost me 80 dollars and 100 dollars will be used to open a new green grocer. The loan will help me fend for my children that is their education and basic needs. I am also grateful that the loan will help pay my bills. I am positive that the plans i have will be of help thus will enable me make repayments of the loan in time.
Positive
None
Neutral
1
Negative
None
Project Type
Classic Loan
Disbursed amount
$187.00
Date disbursed
Apr 21, 2015
Repayment status
Late
Projected term
21 months
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