Zidisha |

Judith

Kilifi County Baharini Location, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Judith

Member since

June 2013

On-time repayments

349 installments • 86%

About Me

My names are Judith Nthenya. currently living in Kilifi baharini. Am thirty four years of age. I am the fifth born in a family of six siblings living with a single parent, my mother. We are three sisters and two brothers both my two sisters are married. My mother is not employed on a basic salary but she attends to her farm in order to make a living out of it. I cleared my primary education in kitooni primary school in Machakos County which is my ancestral home. After clearing my primary studies I joined tututha high school, after that I joined the Kenya institute of applied sciences to persue a diploma in applied science. I moved to Kilifi thereafter in order to find myself a job which I didn’t and decided to start my own business..

My Business

My business deals with selling second hand / lightly used clothes and news clothes. My business is situated in Kilifi which I can say is a strategic location for my business as many people from the area prefer both second hand clothes and new clothes depending on accassion . I have been in the business for the past five years, the clothes I sell earn me a profit of one hundrend shillings a piece. I started it with a capital of five thousand shillings, which has increased as my output has continuously expanded. I get my stock from the town center and neighboring country Tanzania. With your assistance I would increase my stock and also broaden my sales as I see great income in the coming future.

Loan Proposal

After getting this loan, i will use to add up my stock, introduce child ware and also try boost my linkage with my customers by marketing my small business to more customer also to boost my distribution channels to reach out to more customers as i believe that my business has lots of potential and willing customers. i will also use a small part the loan to pay the city council fee in order to continuously be in business

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Jun 16, 2013

Repayment status

On Time

Projected term

13 months

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Judith Jan 13, 2022

Have been sick and I was not able to go to work all those days

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Daniel Nov 4, 2021

Dear Lenders
Have tried to reach Ms Judith but her phone went unanswered,will try her later and advise

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Daniel Sep 22, 2021

Hello Lenders,
Have spoke to Ms Judith and she has promised to pull up her socks and clear the loan

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Lilian Jul 7, 2021

Judith hasn't picked up her call same to her references

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Judith Jun 23, 2021

Have been sick for the past one month and I was not able to go to work that why I had delayed my payments during that period

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Lilian May 29, 2021

Judith isn't picking her calls and I have managed to speak to Paul who says he moved from kilifi in 2016 and he can not trace Judith since he doesn't have her contact.. the other references are not reachable

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Judith Apr 11, 2021

Am sick for the past two month and am not able to go to the work so I pay the loan with the little I have

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Judith Mar 20, 2021

Have been sick since February and am not able to go work so have no enough money to pay my loan like before

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Judith Feb 27, 2021

I was hospitalized for the past four weeks I was not able to open the business for that period that's why am adjusting my installments

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Judith Jan 28, 2021

Since am trying to return the business where it was before covid 19 it is hard time for me because have most of my customers did not come back again and there is low profit

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Judith Jan 7, 2021

Still dealing with the pandemic which has rely destroyed my business and low profit

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Judith Dec 5, 2020

The pandemic has really messed with my business I make very little profit or even no profit at all,have very few customers due to pandemic

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Judith Oct 31, 2020

There is very low return in business no customer sometimes I get more losses every day

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Judith Oct 9, 2020

The epidemic has really affected my business leading to very low profit in the business

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- Joshi Oct 29, 2020
  
  Judith,
  I really appreciate that you are posting regular updates through these tough times. I wish I could do more than pray for you all. Hope there is a breakthrough treatment that will put things back on track. How is your daughter doing?
  
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Judith Sep 10, 2020

The business has not yet picked well because of the epedemic we few customers thus getting small profit

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Judith Aug 15, 2020

The pandemic is still hitting my business I can go days without selling anything thus getting small profit

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Judith Jul 17, 2020

The pandemic is still hitting my business since people are not buying clothes we occurring loses since the start of pandemic

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Judith Jun 27, 2020

I have not yet gone back to business due to covid 19 it is tough time for the business getting zero profit

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Judith Jun 7, 2020

The pandemic situation has not yet change in our area we are still at home so the business are closed

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Judith May 18, 2020

Corana viruses have affected my business have almost three months without going to the job staying at home

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