Agribusiness

Stephen

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Stephen

Member since

March 2013

On-time repayments

122 installments  •  66%

About Me

My names are Stephen Wambua Kimuyu being born at Makueni County in a family of 6 children being born as a second born in the year 1982.
I started schooling at Musau Imale Primary school in the year 1989 and left at the year 1996 having completed class eight.
In the year 1997 I joined form one at Tututha Secondary School whereby I sat for my K.C.S.E Exams in the year 2000.
I joined Kenya Institute of Management Nakuru College in the year 2002 where I did my certificate in Business Management for one year.
In 2004 I was employed at PRESTIGE SHUTTLES TOURS AND TRAVEL LTD as a customer Relation Office. I have been able to rise the rank to the position of a manager.
Through my employment i was able to buy a nissan of which I drive upto date.
I got married to Rahab in the year 2006 whereby we are blessed with one son.
Through my business I have been able to save for my future reference and cater for my family ne2eds.

My Business

Initially, the nissan operated as a public transport vehicle within Nakuru town but later changed the business to offer private school children transport for several schools within Nakuru Town.
Due to the fast economic growth and increase population of the town there is significant increase of school going children who needs my services.
Having been in transportation business, I have an experience of which am courageous enough to run my business. Reliability since I pick the children from their houses an return them back in the evening reducing risks of kidnapping, minor accidents involving the children when crossing the road and being exposed to cold weather during the rain seasons. My business is profitable because I can be able to cater the running cost e.g fuel, insurance, repairs etc comfortably.
The risks that I face mostly in my business lack of proper infrastructure which causes car breakage.
My monthly costs include fuel, spares, service and any other maintenance.
Revenue is collected based on number of children paid per head, distance from home to school which is able cater for the running cost. Have also ventured in chicken rearing business.

Loan Proposal

Zidisha has been supportive to small scale business enterprises . The loan that am going to receive I will use it to improve my business. I will use the money to buy new chicks, feeding troughs and feeds.

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$130.00

Date disbursed

Nov 11, 2019

Repayment status

On Time

Projected term

2 months

Lenders

Paul Buchheit

Mountain View, United States

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  • Stephen    Feb 28, 2023

    Financial constraints due the current business challenges in my country. Also in consideration of back to school preparations for my children.

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  • Stephen    Feb 1, 2023

    I will be using the money to farm the land for my potato farm.
    Also buy seedlings and fertilizer.
    This project is guaranteed return on investment and it will uplift my income.
    Once again thank you so much for funding this project.

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  • Stephen    Feb 1, 2023

    I take this opportunity to appreciate my backlers for the continued financial support. The last project really uplifted my farming project big time.

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  • Stephen    Nov 16, 2022

    Thank you so much for accepting to fund my project. The funds will be used to buy farm inputs and seedlings.
    This project will go along way in eradicating drought in Africa.
    Once again Thankyou.

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  • Stephen    Nov 16, 2022

    I appreciate Zidisha family for believing in me and funding my last project.
    I am engaged in farming and the money helped acquire more farm inputs.

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  • Stephen    Sep 30, 2022

    Kindly note the loan has been of great help in my farming activities. Current am not able to pay my loan as scheduled earlier due to financial difficulties am going through. Thank you

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  • Stephen    Jul 30, 2022

    Thankyou so much for accepting to fund my loan. I will use the money to buy car breaking system hence making my movement easy.

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  • Stephen    Jul 30, 2022

    Am so great full for the last loan , my business and farming has been successful because of the loan. More blessings to my Leander's.

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  • Stephen    May 30, 2022

    This is to notify my lenders that I received the loan the same day I applied. This is a great improvement compared to past experiences.

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  • Stephen    May 24, 2022

    Accepting to fund my loan is a great milestone. I will use the money to buy eucalyptus seedlings to plant in my farm.
    When the logs mature, I will sell them hence attaining financial freedom.
    Once more Thankyou so much for funding my loan.

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  • Stephen    May 24, 2022

    The loan I took last helped in acquiring farm inputs and seeds.

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  • Daniel    Nov 4, 2021

    Dear Lenders,
    Have spoken to Mr Kimuyu and he will be clearing his loan within this week

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  • Daniel    Sep 22, 2021

    Dear Lenders,
    Have sploke to call Mr Kimuyu and he was not feeling well but now he is doing well and he has promised to clear the outstanding balance by next week

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  • Lilian    Jul 7, 2021

    Stephen isn't picking up his phone but spoken to Ruth who has promised to check on him

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  • Lilian    Apr 10, 2021

    Good morning lenders,, I am un able to reach Stephen on phone and his references..

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  • Stephen    Mar 24, 2021

    Covid-19 financial impact

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  • Stephen    Feb 26, 2021

    Covid-19 related financial challenges

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  • Lilian    Feb 26, 2021

    Stephen hasn't picked his call but I have spoken to trizer who is one of her references who has promised to check on him and establish what the problem is

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  • Stephen    Jan 26, 2021

    Covid-19 affected Business

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  • Caroline    Jan 8, 2021

    Hi aLenders Stephen has promised to repay the loan as soon as things get better.

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