Isaac

Eldoret, Kenya

14% repaid

Entrepreneur

Name

Isaac

Member since

September 2013

On-time repayments

44 installments  •  9%

About Me

i am married and with four children.as explained earlier,When you just highlight at Eldoret west,there is an Mpesa opposite the stage and a cooperative bank agent which is my shops and the next shop is written bright shop which is my neighbor
the remaining three shops are not branded both both sells shop items.
I live behind my shop and its in plot number 201
room number 01 and i live with my family there.
I am a business man and i have started long time ago and these is normally where i get income to feed and school my family and children.
I operate an Mpesa and cooperative bank where customers withdraw and send money through the tills by mobile for Mpesa and ATM`s for the cooperative agency till.
i operate in good place i.e in the biggest market in Eldoret that is why i serve several customers with good services.

My Business

I NORMALLY GET COMMISSIONS FOR BOTH THE MPESA AND COOPERATIVE BANK TILLS AT THE END OF THE MONTH AND THAT IS WHAT WILL BE BE USED TO PAY THE LOAN I.E PART OF THE COMMISSIONS.
As said here above,customers withdraw and send money through the tills by mobile for Mpesa and ATM`s for the cooperative agency till.
I normally serve over 100 customers and at the month end i get over ksh.50000 for both Mpesa and cooperative bank till.
Thee only risks that i face are normally lack of enough capital to meet all my customer needs which is always a constraint.
I started d with the Mpesa and now i have opened an cooperative bank.

Loan Proposal

Am glad to be accorded these chance to create a loan.i will now use the loan to upgrade my business by increasing the working capital and increasing the float for the Mpesa and the cooperative agency till.
for these my monthly commissions will improve as i am located in the market where i serve several customers and shortage of capital leads me not to meet all my customer needs.
Thank you all zidisha fraternity.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Oct 1, 2013

Repayment status

Late

Projected term

44 months

Lenders

E

erozlum

Istanbul, Turkey

Silver

Steiermark, Austria

B

Bavarian

Bavaria, Germany

russell

leicester, United Kingdom

scgtb

Sarasota, United States

Greg1

Southampton, United Kingdom

A

Afely

Heringsdorf, Germany

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  • Lawi    Feb 11, 2015

    Dear Lenders,
    My name is Lawi Rotich the newly assigned mentor to Isaac. I tried calling him and all the contact people he provided as references but apparently it seems his phone number is out of service and all the other references are either unreachable or do not seem to know him at all.

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  • scgtb    Sep 26, 2014

    Thank you for trying to follow-up Lawi! I appreciate it!

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  • Bavarian    Sep 6, 2014

    Dear Isaac, I hope you and your family are doing well. We haven't heard any news from you for a while and you are very far behind your repayment schedule. This and not having the communicated contacts in service is an inacceptable business behaviour from your side! Please inform your lenders how things are going! Regards, Bavarian

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  • Lawi    Jun 28, 2014

    Dear Lenders,
    I wasnt able to reach Isaac on phone because the contacts he provided were not in service the time that I called

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  • Lawi    Jun 24, 2014

    Dear Isaac, I am your mentor here in zidisha and your loan is in arrears something which is affecting your credit limit, please respond to regain your trust to the lenders and also to see if you are encountering a problem so that you can reschedule the loan

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  • Isaac    Feb 8, 2014

    dear
    hi lenders,i will be rescheduling my loan to enable prepare my self well as i just making paying school fees for a form one student.these will able be able to just to reduce the monthly payments but to last for a few period of time only.
    i do ope that these message finds you well
    Thank you and GOD BLESS YOU.

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