Thomas

Kiptangwanyi, Kenya

Funds disbursed

$0 to go

100% funded of $554 goal

0

days left

Entrepreneur

Name

Thomas

Member since

March 2012

On-time repayments

64 installments  •  9%

About Me

I am married with two kids who are all in school. I live in Kiptangwanyi shopping centre which is about 43km from Nakuru town. I live in my own piece of land plot number 509. I operate a cereals shop at the shopping centre.

My Business

I operate a cereals shop at the shopping centre. The main challenges that this business encounter are drought, transport problems and high cost of living.

Loan Proposal

Am grateful for such another opportunity to get loan from Zidisha microfinance. It is my second loan from the organization and I wish to use the loan to do the following. Firstly, I wish to use the amount to transport several bags of maize that I have bought to the capital city. The price of maize in the capital is good and I hope to reap some good profit. The remaining amount i wish to use to purchase beans from the countryside.

Feedback

6

None

1



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Loan Info

Project Type

Classic Loan

Disbursed amount

$554.00

Date disbursed

Dec 25, 2013

Repayment status

Late

Projected term

10 months

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  • Valentine    Sep 7, 2014

    Dear Thomas it's good that we share with you some lenders and i believe they are not happy when you are not making any payment.Please kindly communicate with them they will be happy and understand your situation.

    Thank you

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  • Hedwich    Jul 2, 2014

    Hi Thomas,

    It's been a while since you've rescheduled your loan. Could you provide us with an update on your current situation.
    Thanks!

    Hedwich

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    • Valentine    Sep 7, 2014

      Dear Hedwich,

      I see this loan has no vm please would kindly right to Zidisha to assign him to me and see if i can help

      Thank you

      Log in to reply • Share
      • Hedwich    Sep 13, 2014

        Hi,

        Thanks! I've contacted Zidisha (I apologize for the delay, work's been a bit hectic). Hopefully they'll be able to assign you to Thomas as his VM asap.

        Thanks again for offering to become his VM.

        Hedwich

        Log in to reply • Share
  • Thomas    Mar 15, 2014

    Dear Lenders,
    I wish to take this opportunity to request a rescheduling of my loan. I have not been able to posting my loan repayments but I am preparing myself to start the repayment as soon as possible. This was due to some difficulties I have been suffering but I hope things will be alright and I will catch up soon. Thanks.

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  • Kjartan    Jan 30, 2014

    Hi Thomas,

    Would you please give us an update on how your business is doing? Hope all is well!

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  • Thomas    Jun 19, 2013

    Dear Lenders,
    I wish to reschedule my loan repayment, My business suffered some drawbacks which affected my income and this made me unable to repay my loan on time. I have also been in areas of poor network which affected my communication. The rains that also fell in the months of April affected my business negatively as the business stock became scarce and I was not able to replenish the stock. Things are however improving and I hope to resume my repayment and complete my repayment on time.

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    • phangsang    Dec 13, 2013

      This is a really delayed response. But I hope things are better. Wish you the best!

      Log in to reply • Share
  • Thomas    Aug 14, 2012

    Dear Lenders,
    I take this opportunity to reschedule my loan repayment. This is because the prices for the cereals has gone down as many people are now harvesting. This has resulted into a high increase in the supply of cereals into the market resulting into low prices of these products. I therefore would like to request for some little time so that I can wait for the prices to slightly stabilize so as to sell my cereals at a relatively good price.

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