Entrepreneur
Name
Ruth
Member since
May 2013
On-time repayments
110 installments • 19%
About Me
I was born in kapsara village in Kitale County, in a family of five. My father is a teacher in a government school and my mother is a business woman attended kapsara primary school and later joined kitale secondary school. Am an Advanced level student from Tororo girls academy, a holder of Bachelor of Arts from Makerere University and a certificate holder of Information Technology. Currently am working as junior supervisor in kinaba evans group of business situated in Nakuru and Nyahururu town. Am single lady I attend AIC church in JB teachers. I engage in bead work most of my time of my off shifts
My Business
I started my business while I was in campus four years ago; I have been making beads that are necklaces, rings, ear rings, bungles, pulses and hand bags. I buy raw materials from Kampala and Masai market in Nairobi Kenya. This business has a very high demand especially the young people and the inhabitants of big towns in Kenya. I don’t not operate a fixed shop because my customers are widely spread in Kenya towns such Nairobi Masai market and Ngala market where I normally sell my products during market days I also sell my products to hawkers in Nakuru who are so many. At the moment I have not been able to satisfy my customers due to inadequate funds to hire workers to make beads. I have a high number of customers over my competitors due to the uniqueness of my beads and also I use very genuine materials to make them. If I get zidisha loan which is very friendly and fair I will be able to start hiring women with skills and increase my output. In a month I use approximately KES 40,000 and make sales of approximately KES80,000
Loan Proposal
Am so grateful to zidisha, lenders and Mr. Sammy Njuguna for the great help offered to me. I invested my first loan wisely. I will use my first loan to further expand my business more by buying more beads and different types to meet the demands of my increasing customers. I will use the cash as an additional capital to buy beads from Kampala where there are many varieties. We are heading to a peak season that’s December holiday where the demand of beads work is very high especially when learning institution closes early November.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$192.00
Date disbursed
Sep 25, 2013
Repayment status
On Time
Projected term
10 months
Other loans
Lenders
Caboolture South, Australia
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