Buy a second-hand computer for my computer tutoring service
Jacinta
Nairobi, Kenya
100% repaid
Entrepreneur
Name
Jacinta
Member since
June 2014
On-time repayments
95 installments • 64%
About Me
My names are Jacinta Mutanu Musau and I am 46 years old. I live in Kenya. I am married with 2 children. My first born is 24 years old and working, and my second is 6 years old; he is in class one. I was born in Nairobi and went to my primary and secondary school in the Rift Valley. After finishing school, I did accounting and computer engineering. I have traveled wide in Europe and Africa. I currently live in Ruai in Nairobi.
My Business
I was employed for a number of years, but when I became sick I decided to start my own business. Currently, I teach computer packages to people joining university and people without prior knowledge who need advancement. I also sell packaging papers to shop owners in my neighborhood.
My typical costs are electricity bills and traveling. It my wish to expand my business and hopefully start a cybercafe and computer workshop where I will be able to repair people's computers. My revenue is on average KES 20,000 ($194 USD) per month. My profits normally go to school fees, clothing, shelter and maintenance and also reinvesting back.
The previous story was my story years back. Currently, I operate a shop whereby I sell plastic bags and operate M-Pesa services. It is a new business and at the moment everything is as I had envisioned. My dream is to be able to sustain myself and expand and open another shop.
Loan Proposal
My loan will used basically to expand my business,i will buy a second hand computer so as to have my students come to my house instead of me going to then thus reducing cost and time. I will also be able to buy for stock (packing papers) and i know it will be cheaper for me because they will cost less when i buy in bulk.
About Me
My names are Jacinta Mutanu Musau and i am 46 yrs old,i live in Kenya.I am married with 2 children my first born is 24yrs and working, and my second is 6 years old, He is in class one. I was born in Nairobi and went to my primary and secondary school in the rift valley.After finishing school i went and did accounting and computer engineering. I have traveled wide in Europe and Africa.I currently live in ruai in Nairobi.
My Business
I was employed for a number of years but when i became sick i decided to start my own business.Currently I have a shop where I sell packaging papers n operate mpesa services.My typical costs are rent n electricity cost at the shop.It my wish to expand my business by increasing my stock n adding more float to mpesa.My revenue is on average KES 20000 per month.My profits normally go to school fees, clothing,shelter and maintenance and also reinvesting back.
It is a new business and at the moment everything is as i had envisioned. My dream is to be able to sustain myself and expand and open another shop.
Previously in my repayment I fell short but now it will be different because I have been able to expand business wise n experience.
Loan Proposal
My loan will used basically to expand my business,i will buy a second hand computer so as to have my students come to my house instead of me going to then thus reducing cost and time. I will also be able to buy for stock (packing papers) and i know it will be cheaper for me because they will cost less when i buy in bulk.
Feedback
Positive
None
Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Dec 1, 2014
Repayment status
On Time
Projected term
11 months
Other loans
Lenders
Bremen, Germany
Summary
Amount repaid
$110.99
Amount remaining
$0.00
Date repaid
Nov 16, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Dec 14, 2014 | $5.53 | Dec 14, 2014 | $5.53 |
| Dec 21, 2014 | $5.53 | Dec 14, 2014 | $0.15 |
| Dec 21, 2014 | $5.39 | ||
| Dec 28, 2014 | $5.53 | Dec 21, 2014 | $0.07 |
| Jan 2, 2015 | $5.47 | ||
| Jan 4, 2015 | $5.53 | Jan 2, 2015 | $0.90 |
| Feb 2, 2015 | $4.64 | ||
| Jan 11, 2015 | $1.05 | Feb 2, 2015 | $1.05 |
| Jan 18, 2015 | $0.00 | ||
| Jan 25, 2015 | $0.00 | ||
| Feb 1, 2015 | $0.00 | ||
| Feb 8, 2015 | $0.00 | ||
| Feb 15, 2015 | $0.00 | ||
| Feb 22, 2015 | $2.27 | Feb 22, 2015 | $2.27 |
| Mar 1, 2015 | $2.27 | Feb 22, 2015 | $2.27 |
| Mar 8, 2015 | $2.27 | Mar 8, 2015 | $2.27 |
| Mar 15, 2015 | $2.27 | Mar 8, 2015 | $1.70 |
| Mar 16, 2015 | $0.57 | ||
| Mar 22, 2015 | $2.27 | Mar 16, 2015 | $0.57 |
| Mar 23, 2015 | $1.70 | ||
| Mar 29, 2015 | $2.27 | Apr 3, 2015 | $2.27 |
| Apr 5, 2015 | $2.27 | Apr 3, 2015 | $2.27 |
| Apr 12, 2015 | $2.27 | Apr 3, 2015 | $0.57 |
| Apr 19, 2015 | $1.70 | ||
| Apr 19, 2015 | $2.27 | Apr 19, 2015 | $2.27 |
| Apr 26, 2015 | $2.27 | Apr 19, 2015 | $2.27 |
| May 3, 2015 | $2.27 | Apr 19, 2015 | $0.57 |
| May 5, 2015 | $1.70 | ||
| May 10, 2015 | $2.27 | May 31, 2015 | $2.27 |
| May 17, 2015 | $2.27 | May 31, 2015 | $2.27 |
| May 24, 2015 | $2.27 | May 31, 2015 | $2.27 |
| May 31, 2015 | $2.27 | May 31, 2015 | $2.27 |
| Jun 7, 2015 | $2.27 | May 31, 2015 | $2.27 |
| Jun 14, 2015 | $2.27 | May 31, 2015 | $1.70 |
| Jun 28, 2015 | $0.57 | ||
| Jun 21, 2015 | $2.27 | Jun 28, 2015 | $2.27 |
| Jun 28, 2015 | $2.27 | Jun 28, 2015 | $2.27 |
| Jul 5, 2015 | $2.27 | Jun 28, 2015 | $2.27 |
| Jul 12, 2015 | $2.27 | Jun 28, 2015 | $2.27 |
| Jul 19, 2015 | $2.27 | Jun 28, 2015 | $2.27 |
| Jul 26, 2015 | $2.27 | Jun 28, 2015 | $2.27 |
| Aug 2, 2015 | $2.27 | Jul 29, 2015 | $2.27 |
| Aug 9, 2015 | $2.27 | Jul 29, 2015 | $2.27 |
| Aug 16, 2015 | $2.27 | Jul 29, 2015 | $2.27 |
| Aug 23, 2015 | $2.27 | Jul 29, 2015 | $2.27 |
| Aug 30, 2015 | $2.27 | Jul 29, 2015 | $2.27 |
| Sep 6, 2015 | $2.27 | Jul 29, 2015 | $2.27 |
| Sep 13, 2015 | $2.27 | Aug 26, 2015 | $2.27 |
| Sep 20, 2015 | $2.27 | Aug 26, 2015 | $2.27 |
| Sep 27, 2015 | $2.27 | Aug 26, 2015 | $2.27 |
| Oct 4, 2015 | $2.27 | Aug 26, 2015 | $2.27 |
| Oct 11, 2015 | $2.27 | Aug 26, 2015 | $2.27 |
| Oct 18, 2015 | $2.27 | Aug 26, 2015 | $2.27 |
| Oct 25, 2015 | $2.27 | Aug 26, 2015 | $2.27 |
| Nov 1, 2015 | $2.27 | Nov 16, 2015 | $2.27 |
| Nov 8, 2015 | $3.72 | Nov 16, 2015 | $3.72 |
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