Entrepreneur
Name
Hillary
Member since
July 2013
On-time repayments
331 installments • 45%
About Me
Thank you lenders for giving me this chance to be able to be getting affordable credit. I live in sewage in nakuru town. since i left secondary school i was not fortunate enough to land on a good job and i took any job that came my way. I was finally introduced on kinyozi job where i i was trained to shave people heads, do head massage and apply medicinal ointments. Soon i was able to do the job well and got many customers who really liked and appreciated the way i shaved them. But not all was rosy since starting up requires alot of capital in rent and equipments. Initially, i partnered with a friend to start off and finally i have started my own kinyozi.
My Business
As i have stated, i earn my living on shaving people. There is a very high demand for quality services as modern day customers have become very sophisticated with their tastes and preferences. My customers prefer my business because I make sure that every customer is attended to his/her satisfaction. I have also gone an extra mile to purchase quality ointments so that my equipments are disinfected throughly before and after the shave. My business generates a monthly turnover of about twenty five thousand, and expense in electricity, rent and ointments are about fifteen thousand. i make around ten thousand shillings monthly. I intend to purchase a solar panel system and a battery to cushion myself with electricity costs and also be able to shave my customers in event of electrical blackouts.
After purchasing solar panel system and battery now my business is doing much better.. My clients are very happy since incase of electrical blackouts they are still attended to their satisfaction. Now my business generates a turnover of about 60 thousand, after reducting expenses I make around 35 thousand.. I now intend to expand my business and have a bigger space to serve many clients..
Loan Proposal
As i stated, i earn my living on shaving people. There is a very high demand for quality services as modern day customers have become very sophisticated with their tastes and preferences. My customers prefer my business because I make sure that every customer is attended to his/her satisfaction. I have also gone an extra mile to purchase quality ointments so that my equipments are disinfected throughly before and after the shave. My business generates a monthly turnover of about twenty five thousand, and expense in electricity, rent and ointments are about fifteen thousand. i make around ten thousand shillings monthly. I intend to purchase a solar panel system and a battery to cushion myself with electricity costs and also be able to shave my customers in event of electrical blackouts.the previous loan helped to purchase new machine and treatment products.
Feedback
Positive
4
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$303.00
Date disbursed
Feb 3, 2014
Repayment status
On Time
Projected term
24 months
Other loans
Lenders
United States
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Summary
Amount repaid
$361.11
Amount remaining
$0.00
Date repaid
Dec 14, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Feb 16, 2014 | $3.51 | Feb 3, 2014 | $3.51 |
| Feb 23, 2014 | $3.51 | Feb 3, 2014 | $3.51 |
| Mar 2, 2014 | $3.51 | Feb 3, 2014 | $3.51 |
| Mar 10, 2014 | $3.51 | Feb 3, 2014 | $1.25 |
| Feb 13, 2014 | $2.26 | ||
| Mar 17, 2014 | $3.51 | Feb 13, 2014 | $3.51 |
| Mar 24, 2014 | $3.51 | Feb 13, 2014 | $1.29 |
| Mar 2, 2014 | $2.21 | ||
| Mar 31, 2014 | $3.51 | Mar 2, 2014 | $3.51 |
| Apr 7, 2014 | $3.51 | Mar 2, 2014 | $0.16 |
| Apr 5, 2014 | $3.34 | ||
| Apr 14, 2014 | $3.51 | Apr 5, 2014 | $0.19 |
| Apr 13, 2014 | $3.32 | ||
| Apr 21, 2014 | $3.51 | Apr 13, 2014 | $0.21 |
| Apr 14, 2014 | $3.29 | ||
| Apr 28, 2014 | $3.51 | Apr 14, 2014 | $0.24 |
| Apr 21, 2014 | $3.27 | ||
| May 5, 2014 | $3.51 | Apr 21, 2014 | $0.26 |
| Apr 27, 2014 | $3.25 | ||
| May 12, 2014 | $3.51 | Apr 27, 2014 | $0.28 |
| May 4, 2014 | $3.22 | ||
| May 19, 2014 | $3.51 | May 4, 2014 | $0.31 |
| May 8, 2014 | $3.20 | ||
| May 26, 2014 | $3.51 | May 8, 2014 | $0.33 |
| May 18, 2014 | $3.18 | ||
| Jun 2, 2014 | $3.51 | May 18, 2014 | $0.35 |
| May 26, 2014 | $3.15 | ||
| Jun 9, 2014 | $3.51 | May 26, 2014 | $0.38 |
| Jun 9, 2014 | $3.13 | ||
| Jun 16, 2014 | $3.51 | Jun 9, 2014 | $0.11 |
| Jun 16, 2014 | $3.40 | ||
| Jun 23, 2014 | $3.51 | Jun 16, 2014 | $0.13 |
| Jun 23, 2014 | $3.38 | ||
| Jun 30, 2014 | $3.51 | Jun 23, 2014 | $0.15 |
| Jun 29, 2014 | $3.35 | ||
| Jul 7, 2014 | $3.51 | Jun 29, 2014 | $0.18 |
| Jul 7, 2014 | $3.33 | ||
| Jul 14, 2014 | $3.51 | Jul 7, 2014 | $1.14 |
| Jul 14, 2014 | $2.36 | ||
| Jul 21, 2014 | $3.51 | Jul 14, 2014 | $0.58 |
| Jul 25, 2014 | $2.93 | ||
| Jul 28, 2014 | $3.51 | Jul 25, 2014 | $0.59 |
| Jul 31, 2014 | $2.92 | ||
| Aug 4, 2014 | $3.51 | Jul 31, 2014 | $0.60 |
| Aug 18, 2014 | $2.91 | ||
| Aug 11, 2014 | $3.51 | Aug 18, 2014 | $0.51 |
| Aug 23, 2014 | $3.00 | ||
| Aug 18, 2014 | $3.51 | Aug 23, 2014 | $1.12 |
| Aug 24, 2014 | $2.39 | ||
| Aug 25, 2014 | $3.51 | Aug 24, 2014 | $1.14 |
| Sep 1, 2014 | $2.36 | ||
| Sep 1, 2014 | $3.51 | Sep 1, 2014 | $3.51 |
| Sep 8, 2014 | $3.51 | Sep 1, 2014 | $0.01 |
| Sep 26, 2014 | $3.49 | ||
| Sep 15, 2014 | $3.51 | Sep 26, 2014 | $0.27 |
| Sep 27, 2014 | $3.24 | ||
| Sep 22, 2014 | $3.51 | Sep 27, 2014 | $0.88 |
| Sep 28, 2014 | $2.62 | ||
| Sep 29, 2014 | $3.51 | Sep 28, 2014 | $3.51 |
| Oct 6, 2014 | $3.51 | Sep 28, 2014 | $0.11 |
| Oct 27, 2014 | $3.40 | ||
| Oct 13, 2014 | $3.51 | Oct 27, 2014 | $3.51 |
| Oct 20, 2014 | $3.51 | Oct 27, 2014 | $2.51 |
| Nov 10, 2014 | $1.00 | ||
| Oct 27, 2014 | $3.51 | Nov 10, 2014 | $3.51 |
| Nov 2, 2014 | $3.51 | Nov 10, 2014 | $0.20 |
| Nov 24, 2014 | $3.31 | ||
| Nov 9, 2014 | $3.51 | Nov 24, 2014 | $2.58 |
| Dec 1, 2014 | $0.93 | ||
| Nov 16, 2014 | $3.51 | Dec 1, 2014 | $2.60 |
| Dec 8, 2014 | $0.91 | ||
| Nov 23, 2014 | $3.51 | Dec 8, 2014 | $3.21 |
| Dec 15, 2014 | $0.29 | ||
| Nov 30, 2014 | $3.51 | Dec 15, 2014 | $3.51 |
| Dec 7, 2014 | $3.51 | Dec 15, 2014 | $0.55 |
| Dec 22, 2014 | $2.95 | ||
| Dec 14, 2014 | $3.51 | Dec 22, 2014 | $2.34 |
| Dec 29, 2014 | $1.16 | ||
| Dec 21, 2014 | $3.51 | Dec 29, 2014 | $3.51 |
| Dec 28, 2014 | $3.51 | Dec 29, 2014 | $0.04 |
| Jan 12, 2015 | $3.47 | ||
| Jan 4, 2015 | $3.51 | Jan 12, 2015 | $0.06 |
| Jan 26, 2015 | $3.45 | ||
| Jan 11, 2015 | $3.51 | Jan 26, 2015 | $1.26 |
| Feb 2, 2015 | $2.25 | ||
| Jan 18, 2015 | $3.51 | Feb 2, 2015 | $2.46 |
| Feb 9, 2015 | $1.05 | ||
| Jan 25, 2015 | $3.51 | Feb 9, 2015 | $3.51 |
| Feb 1, 2015 | $3.51 | Feb 9, 2015 | $0.15 |
| Feb 16, 2015 | $3.35 | ||
| Feb 8, 2015 | $3.51 | Feb 16, 2015 | $1.35 |
| Feb 23, 2015 | $2.15 | ||
| Feb 15, 2015 | $3.51 | Feb 23, 2015 | $2.55 |
| Mar 2, 2015 | $0.95 | ||
| Feb 22, 2015 | $3.51 | Mar 2, 2015 | $3.51 |
| Mar 1, 2015 | $3.51 | Mar 2, 2015 | $0.25 |
| Mar 9, 2015 | $3.26 | ||
| Mar 9, 2015 | $3.51 | Mar 9, 2015 | $1.45 |
| Mar 23, 2015 | $2.06 | ||
| Mar 16, 2015 | $3.51 | Mar 23, 2015 | $3.24 |
| Mar 30, 2015 | $0.27 | ||
| Mar 23, 2015 | $3.51 | Mar 30, 2015 | $2.08 |
| Apr 6, 2015 | $1.42 | ||
| Mar 30, 2015 | $3.51 | Apr 6, 2015 | $0.93 |
| Apr 13, 2015 | $2.58 | ||
| Apr 6, 2015 | $3.51 | Apr 13, 2015 | $2.13 |
| Apr 20, 2015 | $1.38 | ||
| Apr 13, 2015 | $3.51 | Apr 20, 2015 | $3.33 |
| Apr 27, 2015 | $0.18 | ||
| Apr 20, 2015 | $3.51 | Apr 27, 2015 | $3.51 |
| Apr 27, 2015 | $3.51 | Apr 27, 2015 | $1.02 |
| May 4, 2015 | $2.48 | ||
| May 4, 2015 | $3.51 | May 4, 2015 | $1.64 |
| May 18, 2015 | $1.87 | ||
| May 11, 2015 | $3.51 | May 18, 2015 | $2.84 |
| May 25, 2015 | $0.67 | ||
| May 18, 2015 | $3.51 | May 25, 2015 | $3.51 |
| May 25, 2015 | $3.51 | May 25, 2015 | $0.53 |
| Jun 1, 2015 | $2.98 | ||
| Jun 1, 2015 | $3.51 | Jun 1, 2015 | $1.14 |
| Jun 8, 2015 | $2.36 | ||
| Jun 8, 2015 | $3.51 | Jun 8, 2015 | $1.75 |
| Jun 22, 2015 | $1.75 | ||
| Jun 15, 2015 | $3.51 | Jun 22, 2015 | $2.36 |
| Jun 29, 2015 | $1.14 | ||
| Jun 22, 2015 | $3.51 | Jun 29, 2015 | $2.98 |
| Jul 6, 2015 | $0.53 | ||
| Jun 29, 2015 | $3.51 | Jul 6, 2015 | $3.51 |
| Jul 6, 2015 | $3.51 | Jul 6, 2015 | $0.08 |
| Jul 13, 2015 | $3.42 | ||
| Jul 13, 2015 | $3.51 | Jul 13, 2015 | $0.46 |
| Jul 20, 2015 | $3.05 | ||
| Jul 20, 2015 | $3.51 | Jul 20, 2015 | $1.07 |
| Aug 3, 2015 | $2.44 | ||
| Jul 27, 2015 | $3.51 | Aug 3, 2015 | $1.68 |
| Aug 10, 2015 | $1.82 | ||
| Aug 3, 2015 | $3.51 | Aug 10, 2015 | $2.88 |
| Aug 24, 2015 | $0.62 | ||
| Aug 10, 2015 | $3.51 | Aug 24, 2015 | $3.51 |
| Aug 17, 2015 | $3.51 | Aug 24, 2015 | $1.16 |
| Aug 30, 2015 | $2.34 | ||
| Aug 24, 2015 | $3.51 | Aug 30, 2015 | $3.51 |
| Aug 31, 2015 | $3.51 | Aug 30, 2015 | $0.04 |
| Aug 31, 2015 | $3.47 | ||
| Sep 7, 2015 | $3.51 | Aug 31, 2015 | $1.24 |
| Sep 7, 2015 | $2.27 | ||
| Sep 14, 2015 | $3.51 | Sep 7, 2015 | $3.51 |
| Sep 21, 2015 | $3.51 | Sep 7, 2015 | $0.11 |
| Sep 14, 2015 | $3.40 | ||
| Sep 28, 2015 | $3.51 | Sep 14, 2015 | $0.72 |
| Sep 21, 2015 | $2.79 | ||
| Oct 5, 2015 | $3.51 | Sep 21, 2015 | $1.92 |
| Sep 28, 2015 | $1.59 | ||
| Oct 12, 2015 | $3.51 | Sep 28, 2015 | $3.51 |
| Oct 19, 2015 | $3.51 | Sep 28, 2015 | $0.79 |
| Oct 5, 2015 | $2.72 | ||
| Oct 26, 2015 | $3.51 | Oct 5, 2015 | $3.16 |
| Oct 12, 2015 | $0.34 | ||
| Nov 1, 2015 | $3.51 | Oct 12, 2015 | $3.51 |
| Nov 8, 2015 | $3.51 | Oct 12, 2015 | $1.45 |
| Oct 19, 2015 | $2.06 | ||
| Nov 15, 2015 | $3.51 | Oct 19, 2015 | $3.51 |
| Nov 22, 2015 | $3.51 | Oct 19, 2015 | $0.32 |
| Oct 26, 2015 | $3.19 | ||
| Nov 29, 2015 | $3.51 | Oct 26, 2015 | $2.69 |
| Nov 2, 2015 | $0.81 | ||
| Dec 6, 2015 | $3.51 | Nov 2, 2015 | $3.51 |
| Dec 13, 2015 | $3.51 | Nov 2, 2015 | $1.56 |
| Nov 9, 2015 | $1.94 | ||
| Dec 20, 2015 | $3.51 | Nov 9, 2015 | $1.05 |
| Nov 16, 2015 | $2.46 | ||
| Dec 27, 2015 | $3.51 | Nov 16, 2015 | $1.66 |
| Nov 23, 2015 | $1.85 | ||
| Jan 3, 2016 | $3.51 | Nov 23, 2015 | $1.68 |
| Nov 30, 2015 | $1.82 | ||
| Jan 10, 2016 | $3.51 | Nov 30, 2015 | $3.51 |
| Jan 17, 2016 | $3.51 | Nov 30, 2015 | $0.55 |
| Dec 7, 2015 | $2.95 | ||
| Jan 24, 2016 | $3.51 | Dec 7, 2015 | $1.16 |
| Dec 14, 2015 | $2.34 | ||
| Jan 31, 2016 | $3.51 | Dec 14, 2015 | $3.51 |
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