Entrepreneur

About Me

I am Andrew Nkurumah,I am single,I reside in Ronda and work as a businessman,I started a business shop as a shopkeeper in 2003,
The first loan I received it greatly assisted me much I added enough stock to my business which assisted me to pay back my loan and I remained with the business running .By doing so I have been in business though it has taken me along period of time to grow as well as to change to another step is the business is just stagnant.

You may have passion of starting or boost your business but you are poor financially, loan can highly boost you to move to another different level in business .

My Business

My business name is SPS SHOP is Located AT SHABARB SHOPPING CENTRE ,P.O BOX 14953-20100 Nakuru TELEPHONE NUMBER 0723454638.It is sole proprietorship,It was established IN 2003 .
It is licensed under single business permit under the municipal council of Nakuru.

My business deals with selling
of all house hold goods and foods.
Most of my customers prefer my business because of the services that are offered and as well the costs are standard depending on goods,quality and quantity products that I have comparing to other competitors and also availability of goods without lack, they need from lower class to higher class ,though there is more competitors it depends on how first I can deliver the services to them as well as quality goods The site where I am located there is no more competitors hence my services to my clients are good,first and reliable all the time,though you can here some complains but not more since there is no perfect person.but with Zidisha loan I will be perfect.

My business is profitable for one I understand very well the business since is the only business I have been doing since 2003 ,so I have old clients who orders goods/products from my shop and other services at a large quantities hence making more profit though some times I don´t meet their needs.
I have a financial risk since I started my business with small capital which make me to grow very slowly and loose some clients by not meeting all their needs,also operation risk,Since some of my clients call for door delivery which comes very difficult for me to deliver my goods to them in time. Also the major challenge that I face is from the clients since some tend to take goods on credit and they delay to pay which hinder me from expanding.

I do meet my smoothly needs in terms of paying house rent,labour and other small work expenses,If I get Kshs.50,000 I will add more stock and buy variety of goods as to deliver a first quality goods as my clients needs as well adding value to my work. My business will grow first to a different level.

Loan Proposal

as soon as I will receive the funds I will buy enough stock of especially consumable goods such as sugar,cooking fat,soap,flour,bread and other goods like tissue papers,lotions of different types, households and as well add other new items like exercise books,fulls capes,envelops,chalks,pencils and biro pens.
This will enable me to attract more customers and sell my goods first and pay my loan on time

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