Entrepreneur

About Me

my name is James Mutisya Mwongela am married to Regina Ndanu and God blessed us with three children.i live at nakuru county,nakuru ,kaptembwo near to mother Kelvin hospital right 200 meters,block B PLOT NUMBER 79 ROOM NUMBER THREE.
I started business in 1999 since my parents were poor there wasn't enough money to continue with my Education but I hard a passion of becoming a businessman by doing so it has greatly assisted not only me but my family at large and my clients. I do sell second hand tyres.

I do pay school fees for my son s the first one has completed form four, two are in secondary school. By doing so I have been in business though it has taken me a lot of time to grow as well as to change to another step.

My Business

WHEN I FINISHED MY FORM FOUR I JOINED THE CITY AND I STAYED FOR SEVEN MONTHS WITHOUT BEING EMPLOYED AND I STARTED A BUSINESS OF BUYING AND SELLING SECOND HAND,TYRES AND REAMS WITHIN THE COUNTY OF NAKURU.AM LOCATED AT INDUSTRIAL AREA OF THE CITY OF NAKURU AND MORE MECHANICAL ENGINEERING ARE LOCATED
It is licensed under single business permit under the municipal council of Nakuru.

Most of my customers prefer my business because of the services that are offered and as well the costs are standard depending on goods,quality and quantity products that I have comparing to other competitors and also availability of goods without lack, they need from lower class to higher class ,though there is more competitors it depends on how first I can deliver the services to them as well as quality goods The site where I am located there is no more competitors hence my services to my clients are good,first and reliable all the time.

My business is profitable for one I do understand it very well since is the only business I have been doing since1999 ,so I have old clients from major firms,industry and some ministries who orders goods from my shop and other services at a larger quantities hence making more profit though some times I don´t meet their needs.

I have a financial risk since I started my business with small capital which make me to grow very slowly and loose some clients by not meeting all their needs, also operation risk,Since some of my clients call for door delivery which comes very difficult for me to deliver my goods to them in time.

I do meet my smoothly needs in terms of paying house rent,labour and other small work expenses,If I get $ 500 US dollars I will add more stock and buy variety of goods as to deliver a first quality goods as my clients needs as well adding value to my business.

Loan Proposal

AS SOON AS I WILL RECEIVE THE MONEY I WILL BUY VIEW TUBES,NOSALS ,REAMS,OLD TYRES AND OTHER SMALL SUPPORTING TYRES REPAIR OF PUNCTURE OMONG OTHER SERVICES THIS ONE WILL ENABLE ME TO PAY THE LOAN SUCCESFULLY. ...................
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