Naomi

Naivasha ,kabatini, Kenya

8% repaid

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Entrepreneur

Name

Naomi

Member since

June 2012

On-time repayments

42 installments  •  2%

About Me

am a single mother of 4 children all who are all schooling. i live in naivasha kabatini plot no 144/1.i started my business off cloth because it is profitable in the area where i stay and as you know it is a one of the basic need.the earning of my business used it in paying my children school fees and upkeep of my family, and because i have no one to help me with the family thy depend in this business 100%and GOD help me . i dont have a husband because we departed about six year ago because he was drunker ed and didn't care about the family so i decided better to be a lone with my family.

My Business

my business entail in [mtumba] or selling second hand cloth in the area of this naivasha and where there is market. the business is marketable and the demand of my product is very high in the area. the main challenge is lack of finance to buy quantity of my product,transport, high price of commodity that is usually accelerated by drought in the area. i have been trying my best to have myself a place at the main market that was constructed by the County government and hopefully that i will make it so that i can stock more to be able to attract customer that will also have confidence in me that im situated somewhere ..

Loan Proposal

As we welcome the December festive season am planning on adding my stock of mitumba Clothes (Second Hands) since on this season many like to buy clothes of which my current stocks is not enough. With the loan applied i will use 20,000 for Tshirts that are motly liked by youths/ Teens, and 15000 i will buy a bail of Ladies tops. and from my savings i will pump again 15000 and that will enable my business to raise enough cash to cater for my bills as well as paying my Loan on time without fail.
I therefore request all lender to help me raise the money enough to add my stock.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$418.00

Date disbursed

Dec 5, 2012

Repayment status

Late

Projected term

43 months

Lenders

rebecca

Chapin SC, United States

C

chkuo

Taipei, Taiwan

russell

leicester, United Kingdom

fcjapan

Osaka, Japan

Pierfausto

Rome, Italy

Sundstroms

Falun, Sweden

Jonas Sweep

Utrecht, Netherlands

R

RichardH

Manchester, United Kingdom

D

dgarrard

Petaling Jaya, Malaysia

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  • John    Apr 24, 2015

    i spoke with Naomi and she said she will start paying next month because of the challenges she has been going through with her business

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  • John    Mar 5, 2015

    This Borrower she is not accessible, even though who were placed there as community leader and family they are like dont recognize her in accordance with what they say.

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  • John    Feb 24, 2015

    Dear Lenders and zidisha team, I have tried to reach Naomi but I cound not because her number was off, I will keep trying for few days if not I will reach the leader and other family members for verification

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  • Naomi    Apr 9, 2014

    thank you lenders for you long patience im now recovering well and soon i will be in a position to pay little by little to cover and do business together with you ..

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  • Julia Kurnia    Nov 12, 2013

    Dear lenders,

    After trying to call for many days, I was finally able to reach Ms. Wanjiku at her mobile number this morning.

    The telephone connection was poor, but I gathered that Ms. Wanjiku had been in the hospital with a serious illness. This brought her second-hand clothing business to a halt, and also left her with a large hospital bill to pay. Ms. Wanjiku reiterated that she was now focused on recovering financially and was determined to repay lenders "down to the last cent."

    We will continue to maintain contact with Ms. Wanjiku and let you know when there is further news.

    Best regards,

    Julia Kurnia
    Director, Zidisha

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  • Admin    Nov 12, 2013

    Dear lenders,

    After trying to call for many days, I was finally able to reach Ms. Wanjiku at her mobile number this morning.

    The telephone connection was poor, but I gathered that Ms. Wanjiku had been in the hospital with a serious illness. This brought her second-hand clothing business to a halt, and also left her with a large hospital bill to pay. Ms. Wanjiku reiterated that she was now focused on recovering financially and was determined to repay lenders "down to the last cent."

    We will continue to maintain contact with Ms. Wanjiku and let you know when there is further news.

    Best regards,

    Julia Kurnia
    Director, Zidisha

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  • Julia Kurnia    Nov 7, 2013

    Dear all,

    Since Ms. Wanjiku first began missing payments, we have been in contact with Ms. Wanjiku, and have also requested mediation from her previous loan officer and the local community leader who signed a recommendation in support of her application to join Zidisha.

    One of our volunteers spoke with Ms. Wanjiku in July, and at the time she was unable to pay due to a business downturn. More recently, telephone calls to Ms. Wanjiku and her community leader have not gone through (a frequent occurrence in Kenya).

    We will continue to try to obtain an update and let you know when there is further news.

    Best regards,

    Julia Kurnia
    Director, Zidisha

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  • Naomi    Jul 22, 2013

    Hi lenders am, not in a position to repay my loan as my plans since my business is not doing well any more and i have decided to reschedule my loan for a small amount that i can accommodate my self into, i will do all my best to repay my loan in full not to disappoint you in the near future thank you for your understanding. May the Almighty God be with you and bless you

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  • Naomi    Mar 14, 2013

    dear lenders kindly bare with me, am not in a position to to send my loan today due to an avoidable reasons. i will be sending it coming month and i will catch up with my normal installments.
    due to election period in our country which has affected most the business,
    Thanks in advance

    Naomi Wanjiku

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  • Naomi    Dec 7, 2012

    Thank you very much Zidisha and team of Lenders for making my business grow another step ahead .. may the Lord keep you with the same spirit of helping and making many people's dream turn true

    I would like to confirm to you that i have received my first Loan this morning and i will be purchasing my stock as from Monday ...

    Regards
    Naomi

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  • Naomi    Dec 4, 2012

    thank you lenders for your support of my bid and completing my loan from bottom of my heart i thank you very much may God bless you,and bless the work of your hand.its my part to use it wisely and repay in time for the future business with you lenders, i will update you about my progress,thank [ Naomi]

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  • Pierfausto    Dec 3, 2012

    Naomi, God will never abandon you. Pray for us all.

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  • Naomi    Nov 20, 2012

    Thank you Zidisha Team for giving me a opportunity to be one among the many beneficiaries of your services. May the Lord Bless you abundantly

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