analinjsaturria    Sep 8, 2013

Dear lenders,
This is Analin Saturria McGregor, Country Liaison Manager at Zidisha. For the majority of the first months of 2013, I took the lead in following up with our clients in arrears in Kenya. I now supervise our Country Liaisons in their efforts to assist Volunteer Mentors in their work coaching our clients in arrears.
We have attempted to contact primarily Melchzedeck and his recommending official several times in the past couple of months, with several degrees of success. On our last successful contact with him in late June, he let us know his mother had passed away and he was in charge of organizing her funeral. The feedback we received from the Country Liaison who followed up with him at the time was that he was not at his best to discuss financial matters, having just lost his mother. We believe his mother's deteriorating health and subsequent death have played a significant role on his financial hardship.
I have provided Melchzedeck with his Volunteer Mentor's contact information (and viceversa) and will follow up with both of them this week to ensure Melchzedeck commits to a repayment schedule he can maintain. We will inform you as we know more. Please accept our apologies for the delay in providing information about this case.

Thank you for your continued support!

• ErikN    Sep 8, 2013

  Hi, I am truly sorry to hear about the death. Please send my condolences to Melchzedeck!
  
  Thanks for letting us now.
  BR,
  Erik

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• Elinor    Sep 16, 2013

  Thank you very much for the update. I hope that his luck turns around and that he is able to get his business back on track.

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• Elinor    Sep 16, 2013

  Thank you very much for the update. I hope that his luck turns around and that he is able to get his business back on track.

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• Elinor    Sep 16, 2013

  Thank you very much for the update. I hope that his luck turns around and that he is able to get his business back on track.

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• Elinor    Sep 16, 2013

  Thank you very much for the update. I hope that his luck turns around and that he is able to get his business back on track.

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ErikN    May 22, 2013

Hi Melchzedeck, I hope you are fine!

I notice you are behind in the payments. It would be valuable with an update of how your business is doing. Does it not go as expected? When do you think you can make the next repayment?

Kind Regards,
Erik

Elinor    Mar 18, 2013

Hello Mr. Mokua. I notice you are a bit behind on repayments -- I hope that your business is still doing well and that things are still peaceful in your area.

dcembrola    Nov 21, 2012

November 21, 2012

Hello, my name is Dan Cembrola, one of Zidisha’s Kenya Client Relationship Managers. I am currently visiting Zidisha borrowers in Nakuru and its outskirts.

Today I visited Melchzedeck at his business in the town of Salgaa, 30 kilometers west of Nakuru. Three years ago Melchzedeck was working on one of the many flower farms around Salgaa. He grew unsatisfied with his job at the time and its future prospects. Melchzedeck always had an interest in photography, so, in 2009, he retired from the flower farm and purchased a camera for 4,500 Kenyan Schillings. He had decided to go into business for himself.

Three years later, he now owns his own shop selling photographs as well as cell phones, phone cases, phone chargers and other accessories. The shop has a small studio in the back of the shop where Melchzedeck is able to take portraits and family photos. He also operates a kinyozi (barbershop) within his shop in case anyone wants to have a last minute haircut before being photographed.

In addition to photographing individuals and families who come into his shop, Melchzedeck also travels to weddings, graduations, birthday parties, and various other gatherings to document the memories as he says. He is one of only two photographers in the village of Salgaa so his services are in high demand.

With his next loan, Melchzedeck plans to buy printing machine. Currently, he has to travel to Nakuru to print out the photographs that he takes. Though traveling to Nakuru takes a little over an hour round trip, it is an unnecessary burden as Melchzedeck wants to be able to photograph his customers and instantly present them the photograph. Melchzedeck is optimistic about the future of his business; he rightly views the growth of the population in Salgaa as an opportunity for more weddings, graduations, and every other celebration to be photographed.

• Melchzedeck    Jan 9, 2013

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Melchzedeck    Sep 13, 2012

Thanks brother Erikn for your concerns to me.and all Teem of Lenders may be blessed indeed.

Melchzedeck    Sep 8, 2012

Hey Brother Erikn,I am quite fine the business is moving on well.About a camera I bought one which costs ksh.20000 and it is working nice.and I need one more so that my work can be more easier to me.the rest of the money I used to buy frames, memory cards, films, batteries,and decorating studio.I believe you will assist where possible.thanks a lot.

• ErikN    Sep 8, 2012

  I am glad to hear. I am sure you will continue to thrive!

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Melchzedeck    Sep 8, 2012

Thanks all Lenders for all your support to me, my business as picked up very well and I am very much busy as I have never been in my life time.may our almight Father in heaven bless you widely and have a peaceful life.

ErikN    Aug 30, 2012

Hi Melchzedeck, May I ask, did you buy a new camera? Are you satisfied with the quality? I hope that you and your business is doing well!

Melchzedeck    Jul 9, 2012

Thanks Lenders team for accepting my request and now my loan is fully fininced . Mostly my great thanks goes to those who contributed my loan.Namely Mikeduffy Ninamaqame, Karestan, Erikn, Michaels, Colin, Elinor, Alcha, Glaco, Zemaj, MaxEmerika, Honey, Staetman, Eliduc, Wfnyv2000 and Lrmike, May the Lord bless you for the Good work that you have to me and my Familly I know and believe that from now on wards my life and my work is going to expand and serve all my customers respectfully, soomthly and in time.And my business is going to grow and well known through the good service that I will give to them Also Zidisha team thanks for accepting me to be one of your members. May God bless all of you and have a peaceful and a bright Future that comes from Him. .

Eliduc    Jul 9, 2012

We have funded the loan finally so I can say: Good luck, Melchzedeck, in your business! I hope the new camera or printer will help you.

Melchzedeck    Jul 6, 2012

Thanks Elinor for your contribution,my business is going on very well be blessed with all your fellow Lenders.

Melchzedeck    Jul 6, 2012

Thanks for each and every one you who puts something on me,so that my life can be uplifted from where I am.you are a wonderful people to my life,May be blessed.

Elinor    Jul 5, 2012

I hope that your business does well!

Melchzedeck    Jul 4, 2012

I wish you the best in everything that you are doing to me. I am really exited by you lenders and the way you work together.

Melchzedeck    Jul 4, 2012

Thanks for all your concerns to me, May God bless you the whole Family of zidisha.

Melchzedeck    Jul 2, 2012

Hey all lenders, thanks for your contributions,May you have a bright and peaceful future, and may the Lord bless you and the work of your hands.

Melchzedeck    Jun 29, 2012

Hey Lenders I now believe and trust that I am going t; receive wonderful reply from you.Thanks and be blessed.

Melchzedeck    Jun 29, 2012

HI,all lenders and Thanks alot for the support that you are giving me. May God bless each and every who is going to put something in my loan.

Melchzedeck    Jun 26, 2012

May i take this opportunity to thanks Mikeedufty.By remembering my profile.i have filling this page four times know without succeeding. My prayer is to you lenders ,by going through the profile remember me.

Melchzedeck    Jun 18, 2012

Hi, again all Lenders receive my personal gratitude for every support that you are doing towards me.Hope2012,Eliduc,Pranjal and all Zidisha Team thanks for your generous to my self.My the Lord in Heaven bless Each and every of you Amen.