Entrepreneur

About Me

My names are john Njau, am twenty seven years old and third born from a family of five that is four boys and one girl. My cradle home is at Njoro where at the moment only my mum and my kid brother resides there while me and others have relocated to various towns. I myself reside at Shabab estate in Nakuru town where I have milk dairy shop thats go by name Delisha dairy a venture is that I started four months ago as means of improving my livelihood in this hard economic times after I lost my job due to closure of my employer private company where I was employed as an accountant for only two years,after hard searching for a job with no success the idea for this business was born in me after I visited one of my friend who had initiated similar business at Mwariki estate and I learn t of it profitability and flexibility in its running. I use the income earned from this venture to finance my basic needs and also my educational needs since am currently a student at Kenya institute management
where am pursuing diploma in business management and prior to that I had completed my certified accountant of Kenya at Achievers school of professionals. Also from the earning of the business I will purchase fridges and other dairy requirement.

My Business

At the moment business is the sole means of income though am planning to engage in long-term investment in stocks and bonds. My venture name is Delisha dairy and the product that I deal with are milk, breads , snacks and eggs. The growing need for the products due increase in population in Nakuru estates have led this huge expansion plan whereby I want to open five other branches in selected estates in Nakuru and therefore the loan shall be used for the above mentioned purpose. I have done some SWOT analysis to my competitors and I am armed with remedy for consistency, quality and better service for clients as weakness I found which am very much ready to deal with them with immediate effect. This business is profitable and I have a prove of that during the few months that I have been in it and on the same note the business doesn't go without some few risks here and there so of them being drought,spoiled and bad quality of milk from the sources.
The monthly costs ,sales ,expenses and profits per month ares as follows k.e.s 49200, k.e.s90000,k.e.s12525, k.e.s 28275 respectively. The loans shall be used for purpose of this business.

Loan Proposal

At the moment business is the sole means of income though am planning to engage in long-term investment in stocks and bonds. My venture name is Delisha dairy and the product that I deal with are milk, breads , snacks and eggs. The growing need for the products due increase in population in Nakuru estates have led this huge expansion plan whereby I want to open five other branches in selected estates in Nakuru and therefore the loan shall be used for the above mentioned purpose. I have done some SWOT analysis to my competitors and I am armed with remedy for consistency, quality and better service for clients as weakness I found which am very much ready to deal with them with immediate effect. This business is profitable and I have a prove of that during the few months that I have been in it and on the same note the business doesn't go without some few risks here and there so of them being drought,spoiled and bad quality of milk from the sources.
The monthly costs ,sales ,expenses and profits per month ares as follows k.e.s 49200, k.e.s90000,k.e.s12525, k.e.s 28275 respectively. The loans shall be used for purpose of this business.

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