Auto shop

Joseph

I Leave In Eldoret, Kapsoya Estate Red Gate Street. The Address Is P.o Box 1715 Eldoret., Kenya

65% repaid

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Entrepreneur

Name

Joseph

Member since

April 2017

On-time repayments

123 installments  •  50%

About Me

my name is Joseph kiptoo koech, I was born in 1981 in koibatek, currently mogotio district. i am the first born in the family of eight. I went to school in kibotany primary where I finished my eight years in the year 1998 and joined Tenges high school in 1999. I joined Egerton university for a diploma course in 2005 and graduated in the year 2008. in the year 2012 I relocated to eldoret for self employment.

My Business

after graduating I was employed under contract in one of the sisal farm in Nakuru and the contract ended. there after I talked with my family members to assist me in raising capital so that I could start my own business in Eldoret where I was hosted by one of my cousin before I could live on my own. luckly I was able to open an auto spare shop through the family contribution and that's where am earning the source of living. there are many challenges which I face in this kind of business such stiff competition, sometimes the business is seasonal especially that in this county (uasin gishu) mostly we depend on farmers after harvest season. so to overcome such challenges do small faming within the county which assist me in supporting my family welfare.

Loan Proposal

if I will get the opportunity to get the loan, I will invest in my auto spares shop. fist an foremost I will buy two cartons of oil filters, two cartons of elements and four cartons of petrol oil these are fast moving commodities in every auto spare shop. These will give me a 30% profit after sales. secondly will add one carton plugs and six pieces of toyota CV joints.

Feedback

1

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  • HH

    Helen Horseman    Aug 6, 2017

    Thank you for 100% repayment of your loan on time Joseph .
    Good luck with your business going forward.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$227.00

Date disbursed

Feb 8, 2018

Repayment status

Late

Projected term

22 months

Other loans

Apr 2017:  $17

May 2017:  $25

Jun 2017:  $37

Aug 2017:  $75

Oct 2017:  $150

Lenders

AltruisticSelfishnes

Chicago, United States

BJ

Brandon Joz

North Carolina, United States

Jeff and Marcie

Portland, OR, United States

M

michalbette

melbourne, Australia

W

W2JKD

Vero Beach, FL, United States

J

Jeb33red

Bourne end, United Kingdom

T

tomdeneire

Eke, Belgium

Ellwood

Richelieu, France

H

hteba

Northwich, United Kingdom

L

leeirel

Edmonton, Canada

chadgibbs

Loveliest Village, United States

A

acolomitchi

Eynesbury, Australia

N

NordBeraht

Germany

G

Goldrivermob

Gold River, Canada

D

doublehelix

Philadelphia, United States

R

razzzz0815

Germany

Markus Schoengassner

Munich, Germany

Dave Bogard

New York, United States

W

Wade

United States

Christin

Germany

JH

Justin Hileman

United States

EthicalHost

Toronto, Canada

V

Vidar

Oslo, Norway

TS

Tammy Schneidler

United States

BP

Bill Piper

United States

RA

Ritchie and Jie

Hong Kong

HCPSPIRIT

Helsinki, Finland

Paul Buchheit

Mountain View, United States

J

Johanna

Zürich, Austria

K

Kindra

USA, United States

Jazz

Guam

F

Friedel

Germany

F

Fox

United States

LT

Lisa Taylor

California, United States

Ask Joseph a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Joseph    Aug 15, 2019

    Low daily sales in my business.

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  • Joseph    May 21, 2019

    I got an accident early this year and I was not able to attend my daily business.

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  • Joseph    Jan 2, 2019

    Am helping my siblings in paying part of their school fees.

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  • Joseph    Nov 14, 2018

    my daily sales has drastically reduced, this because I have been incurring high expenditure in the agricultural sector.

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  • Joseph    Sep 18, 2018

    currently my daily sales as dropped to level that its able to meet all the daily expense.

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  • Joseph    Jul 24, 2018

    my business currently at very low sales since I moved to a new location.

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  • Juius    Jul 21, 2018

    Hello my lenders,I have talked to koech and he has promised to pay he have already send 150 Kenyan shillings,he told me that he was fixed somewhere and now he is in a good condition of paying back,thank you God bless you.

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  • Joseph    May 31, 2018

    Hi Zidisha team I would to tahank you despite the hard times I went through recently. My business now is at the right track and I promise to keep on time payment, thanks alot

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  • Joseph    Apr 11, 2018

    I have shifted the business to a new location, so am slowly adjusting to the new place

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  • Joseph    Mar 15, 2018

    currently I am raising school fees for my smaller brother who is to join college come April.

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  • Joseph    Feb 23, 2018

    I have decided to reduce the installment because my business currently is operating at low daily sales.

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  • Joseph    Feb 12, 2018

    Thanx all to zidisha team for funding me. I received a total of ksh. 21924 and I have ordered for the following goods:- two cartons of oil filters, 2 cartons of air elements, one carton of NGK pugs and six pieces of Toyota C.V joints. Thank you once more for funding me, God bless you all.

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  • Joseph    Feb 7, 2018

    thanks all zidisha team for funding me, always be blessed.

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  • Joseph    Jan 31, 2018

    I appreciate your contribution Christin from Germany. thank you and be blessed.

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  • Joseph    Jan 2, 2018

    I would like to thank my lenders for the previous given to me. The boosted my business so much because I was able to purchase some of the spares that it was not there in the shop. Thank you lots and looking forward for assistance in the next loan.

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  • Joseph    Jan 2, 2018

    I would like to thank my lenders for the previous loan given to me. The loan assisted me so much in boosting my auto spares business. Thank you so much and looking forward for the next loan.

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  • Joseph    Jan 2, 2018

    Happy new year to my lenders, may you have God blessing as we start the new, thank you so much.

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  • Joseph    Dec 6, 2017

    So far so good, doing well and its only through your assistance! God bless zidisha.

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  • Joseph    Nov 20, 2017

    Thanks for funding me, so far am able to boost my auto spares business and only through your assistance. Thanks so much zidisha.

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  • Joseph    Oct 24, 2017

    Thank you zidisha team for the loan given to me. My business now is slowly growing through your effort, thanx once more and may God help you.

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