Entrepreneur
Name
Carolyne
Member since
August 2013
On-time repayments
173 installments • 15%
About Me
Location.
I reside from Kenya, Mombasa, kusauni division, kisimani- frère town, kadiria area.
House no 212 managed by ingonyi Enterprise housing agent. The closest land mark is kadiria mosques.
Description.
Introduction.
I learned of Zidisha from my husband who enlighten me on how it operates and a got interested. I also made a follow up by reading the information on there website.
I was born and raised up in mombasa. My parents all work in Mombasa. I am lady, married and blessed with one son. Professionally I am a trained laboratory medical technician and an Early Childhood Development teacher, a graduate from Modern Montessori College.
Educational background.
I attended Kdadija primary school from one to class four, then transferred and joined shikoti boarding primary school. I did my Kenya certificate of primary Education and qualified to join a secondary school. I joined Shikoti secondary school and sat for my Kenya certificate of Secondary education. One year later, I enrolled at Mombasa Polytechnic Technical college and trained as a laboratory technician. I work as a lab technologist for three year. I developed passion for children that when I when back to college and enrolled at Modern Montessori College and took Early Childhood Development to train as teacher . I qualified after taking Kenya Diploma in Early childhood education.
Occupation.
Currently I am employed as a teacher at Coast star Academy school. I handle children of ages a between two years and ten years of age. I have gained good experience and exposure. My net salary is seven thousand Kenya shilling. With an average expense of five thousand shilling on food and clothing and general maintenance.
Objective.
Get self reliable and start up my own Kinder garden school and implement the skills I have to get self employed and self sufficient. I have started accumulating the necessary materials required for training. With Zidisha I desire to grow with you progressively until I achieve my objective.
Purpose for the loan.
By training materials for baby class and seats that shall be used un the class. After I have cleared repaying this first loan on time the second loan I launch the school and start operating small from there.
I intent to pay the loan early enough so that early next year I should get the next funding to enable me start the envisaged academy.
My Business
Currently I am employed as a teacher at Coast star Academy school. I handle children of ages a between two years and ten years of age. I have gained good experience and exposure. My net salary is seven thousand Kenya shilling. With an average expense of five thousand shilling on food and clothing and general maintenance.
Get self reliable and start up my own Kinder garden school and implement the skills I have to get self employed and self sufficient. I have started accumulating the necessary materials required for training. With Zidisha I desire to grow with you progressively until I achieve my objective.
Purpose for the loan.
Buy training materials for baby class and seats that shall be used in the class. After I have cleared repaying this first loan on time the second loan I launch the school and start operating small from there.
I intent to pay the loan early enough so that early next year I should get the next funding to enable me start the envisaged academy.
Purpose for the second loan.
Use the funds to open up a small baby care and kinder garden school. This funds will be used also to buy more learning materials in advance to January intake.
It will also help me cater for playing toys to make the learning environment more enjoyable. Parents are confident with me and God will i shall repay my second loan on time. Thanks in advance for your kind consideration and assistance. Be blessed
Loan Proposal
I all salute zidisha funders. This loan i shall add on my stock the baby care training materials, Playing toys, facilitate to paint the class. The remaining amount invest in reading materials that can attract young kid. From my first loan i have managed to assemble a few basic items. This loan shall be used to fill the gap were there is a missing items. I shall enroll the baby starting this month a heads of beginning classes in January 2015.
To the lenders stay assured that i shall repay this loan within the specified period of time. This shall inspire my clients as out baby carer services expand and confidence build then we shall have a fully fledged Kinder Garden school. This loan shall be of great importance towards preparations of all basics necessities to run a baby care and baby class/center.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$98.00
Date disbursed
Dec 3, 2014
Repayment status
Late
Projected term
37 months
Other loans
Lenders
Belchertown, United States
Summary
Amount repaid
$27.92
Amount remaining
$118.35
Expected completion
Jan 14, 2018
Status
Repaying late
Installment amount
$1.12
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Dec 14, 2014 | $2.13 | Dec 13, 2014 | $2.13 |
| Dec 21, 2014 | $2.13 | Dec 13, 2014 | $1.91 |
| Dec 24, 2014 | $0.22 | ||
| Dec 28, 2014 | $2.13 | Dec 24, 2014 | $2.02 |
| Jan 21, 2015 | $0.11 | ||
| Jan 4, 2015 | $2.13 | Jan 21, 2015 | $2.13 |
| Jan 11, 2015 | $2.13 | Jan 21, 2015 | $0.11 |
| Jan 26, 2015 | $2.02 | ||
| Jan 18, 2015 | $2.13 | Jan 26, 2015 | $0.22 |
| Mar 17, 2015 | $1.91 | ||
| Jan 25, 2015 | $0.56 | Mar 17, 2015 | $0.56 |
| Feb 1, 2015 | $0.00 | ||
| Feb 8, 2015 | $0.00 | ||
| Feb 15, 2015 | $0.00 | ||
| Feb 22, 2015 | $0.00 | ||
| Mar 1, 2015 | $0.00 | ||
| Mar 8, 2015 | $0.00 | ||
| Mar 15, 2015 | $0.00 | ||
| Mar 22, 2015 | $0.00 | ||
| Mar 29, 2015 | $1.12 | Mar 28, 2015 | $0.90 |
| Apr 3, 2015 | $0.22 | ||
| Apr 5, 2015 | $1.12 | Apr 3, 2015 | $1.12 |
| Apr 12, 2015 | $1.12 | Apr 3, 2015 | $0.34 |
| Apr 11, 2015 | $0.79 | ||
| Apr 19, 2015 | $1.12 | Apr 11, 2015 | $1.12 |
| Apr 26, 2015 | $0.34 | Apr 11, 2015 | $0.34 |
| May 3, 2015 | $0.00 | ||
| May 10, 2015 | $0.00 | ||
| May 17, 2015 | $0.00 | ||
| May 24, 2015 | $0.00 | ||
| May 31, 2015 | $0.00 | ||
| Jun 7, 2015 | $0.00 | ||
| Jun 14, 2015 | $0.00 | ||
| Jun 21, 2015 | $0.00 | ||
| Jun 28, 2015 | $0.00 | ||
| Jul 5, 2015 | $0.00 | ||
| Jul 12, 2015 | $0.00 | ||
| Jul 19, 2015 | $0.00 | ||
| Jul 26, 2015 | $1.12 | Jul 18, 2015 | $1.12 |
| Aug 2, 2015 | $1.12 | Jul 18, 2015 | $1.12 |
| Aug 9, 2015 | $1.12 | Jul 18, 2015 | $0.11 |
| Sep 23, 2015 | $1.01 | ||
| Aug 16, 2015 | $0.67 | Sep 23, 2015 | $0.67 |
| Aug 23, 2015 | $0.00 | ||
| Aug 30, 2015 | $0.00 | ||
| Sep 6, 2015 | $0.00 | ||
| Sep 13, 2015 | $0.00 | ||
| Sep 20, 2015 | $0.00 | ||
| Sep 27, 2015 | $0.00 | ||
| Oct 4, 2015 | $1.12 | Nov 4, 2015 | $1.12 |
| Oct 11, 2015 | $1.12 | Nov 4, 2015 | $1.12 |
| Oct 18, 2015 | $1.12 | Nov 4, 2015 | $1.12 |
| Oct 25, 2015 | $0.00 | ||
| Nov 1, 2015 | $0.00 | ||
| Nov 8, 2015 | $1.12 | Jan 6, 2016 | $1.12 |
| Nov 15, 2015 | $1.12 | Jan 6, 2016 | $1.12 |
| Nov 22, 2015 | $0.06 | Jan 6, 2016 | $0.06 |
| Nov 29, 2015 | $0.00 | ||
| Dec 6, 2015 | $0.00 | ||
| Dec 13, 2015 | $0.00 | ||
| Dec 20, 2015 | $0.00 | ||
| Dec 27, 2015 | $0.00 | ||
| Jan 3, 2016 | $0.00 | ||
| Jan 10, 2016 | $0.00 | ||
| Jan 17, 2016 | $1.12 | ||
| Jan 24, 2016 | $1.12 | ||
| Jan 31, 2016 | $1.12 | ||
| Feb 7, 2016 | $1.12 | ||
| Feb 14, 2016 | $1.12 | ||
| Feb 21, 2016 | $1.12 | ||
| Feb 28, 2016 | $1.12 | ||
| Mar 6, 2016 | $1.12 | ||
| Mar 13, 2016 | $1.12 | ||
| Mar 20, 2016 | $1.12 | ||
| Mar 27, 2016 | $1.12 | ||
| Apr 3, 2016 | $1.12 | ||
| Apr 10, 2016 | $1.12 | ||
| Apr 17, 2016 | $1.12 | ||
| Apr 24, 2016 | $1.12 | ||
| May 1, 2016 | $1.12 | ||
| May 8, 2016 | $1.12 | ||
| May 15, 2016 | $1.12 | ||
| May 22, 2016 | $1.12 | ||
| May 29, 2016 | $1.12 | ||
| Jun 5, 2016 | $1.12 | ||
| Jun 12, 2016 | $1.12 | ||
| Jun 19, 2016 | $1.12 | ||
| Jun 26, 2016 | $1.12 | ||
| Jul 3, 2016 | $1.12 | ||
| Jul 10, 2016 | $1.12 | ||
| Jul 17, 2016 | $1.12 | ||
| Jul 24, 2016 | $1.12 | ||
| Jul 31, 2016 | $1.12 | ||
| Aug 7, 2016 | $1.12 | ||
| Aug 14, 2016 | $1.12 | ||
| Aug 21, 2016 | $1.12 | ||
| Aug 28, 2016 | $1.12 | ||
| Sep 4, 2016 | $1.12 | ||
| Sep 11, 2016 | $1.12 | ||
| Sep 18, 2016 | $1.12 | ||
| Sep 25, 2016 | $1.12 | ||
| Oct 2, 2016 | $1.12 | ||
| Oct 9, 2016 | $1.12 | ||
| Oct 16, 2016 | $1.12 | ||
| Oct 23, 2016 | $1.12 | ||
| Oct 30, 2016 | $1.12 | ||
| Nov 6, 2016 | $1.12 | ||
| Nov 13, 2016 | $1.12 | ||
| Nov 20, 2016 | $1.12 | ||
| Nov 27, 2016 | $1.12 | ||
| Dec 4, 2016 | $1.12 | ||
| Dec 11, 2016 | $1.12 | ||
| Dec 18, 2016 | $1.12 | ||
| Dec 25, 2016 | $1.12 | ||
| Jan 1, 2017 | $1.12 | ||
| Jan 8, 2017 | $1.12 | ||
| Jan 15, 2017 | $1.12 | ||
| Jan 22, 2017 | $1.12 | ||
| Jan 29, 2017 | $1.12 | ||
| Feb 5, 2017 | $1.12 | ||
| Feb 12, 2017 | $1.12 | ||
| Feb 19, 2017 | $1.12 | ||
| Feb 26, 2017 | $1.12 | ||
| Mar 5, 2017 | $1.12 | ||
| Mar 12, 2017 | $1.12 | ||
| Mar 19, 2017 | $1.12 | ||
| Mar 26, 2017 | $1.12 | ||
| Apr 2, 2017 | $1.12 | ||
| Apr 9, 2017 | $1.12 | ||
| Apr 16, 2017 | $1.12 | ||
| Apr 23, 2017 | $1.12 | ||
| Apr 30, 2017 | $1.12 | ||
| May 7, 2017 | $1.12 | ||
| May 14, 2017 | $1.12 | ||
| May 21, 2017 | $1.12 | ||
| May 28, 2017 | $1.12 | ||
| Jun 4, 2017 | $1.12 | ||
| Jun 11, 2017 | $1.12 | ||
| Jun 18, 2017 | $1.12 | ||
| Jun 25, 2017 | $1.12 | ||
| Jul 2, 2017 | $1.12 | ||
| Jul 9, 2017 | $1.12 | ||
| Jul 16, 2017 | $1.12 | ||
| Jul 23, 2017 | $1.12 | ||
| Jul 30, 2017 | $1.12 | ||
| Aug 6, 2017 | $1.12 | ||
| Aug 13, 2017 | $1.12 | ||
| Aug 20, 2017 | $1.12 | ||
| Aug 27, 2017 | $1.12 | ||
| Sep 3, 2017 | $1.12 | ||
| Sep 10, 2017 | $1.12 | ||
| Sep 17, 2017 | $1.12 | ||
| Sep 24, 2017 | $1.12 | ||
| Oct 1, 2017 | $1.12 | ||
| Oct 8, 2017 | $1.12 | ||
| Oct 15, 2017 | $1.12 | ||
| Oct 22, 2017 | $1.12 | ||
| Oct 29, 2017 | $1.12 | ||
| Nov 5, 2017 | $1.12 | ||
| Nov 12, 2017 | $1.12 | ||
| Nov 19, 2017 | $1.12 | ||
| Nov 26, 2017 | $1.12 | ||
| Dec 3, 2017 | $1.12 | ||
| Dec 10, 2017 | $1.12 | ||
| Dec 17, 2017 | $1.12 | ||
| Dec 24, 2017 | $1.12 | ||
| Dec 31, 2017 | $1.12 | ||
| Jan 7, 2018 | $1.12 | ||
| Jan 14, 2018 | $1.49 | ||
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