Baking flour & kitchen baking equipments

Francis    Feb 14, 2024

For my college tuition fees clearance.
Thank for your kind help in funding me, to a path of my career.

Jimmy    Feb 10, 2024

All the best Francis.

Francis    Feb 8, 2024

For the last few times i have applied for loans,Zidisha has been backing me up thanks to lenders. I am almost done with my Bakery classes and learned new things apart from bakery section,now i have knowledge in cold kitchen section. garde mangers' involving in making of salads,starters,sandwich and dressings

Francis    Oct 22, 2023

These goes to my transport to work and school. Really appreciate the fact that you choose to help out. I am greatful.

Francis    Oct 17, 2023

Previous fund came through for me in paying my college tuition. This time need for transport for next two weeks

Francis    Sep 8, 2023

With this loan amount I will be able to help clear some college fees arrears i have and would soon be gladly to return it as to the agreed repayment dates.
Thank you for choosing to help me out

Francis    Sep 2, 2023

The small amount loan I have been applying for my last applications has helped me to pay for fees and arrears with my college.
Applying for ths loan will help for my pending college fee and would be paying in the next two weeks starting Sunday next week

Francis    Jul 2, 2023

Thank you... kshs 2,340 received. Will repay on 15, July as soon as possible. Have a blessed week ahead

Francis    Jul 2, 2023

I get to fund my Barista fees. I need a boost of kshs 3000 since I have kshs 11000. The whole fees amounts to kshs 13800. Ths will be of help for these start of the week. Thanks

Francis    Jul 2, 2023

Want to funds to upgrade as a Barista. My last project came, I was able to by some utensils for my little shop

Francis    Aug 1, 2016

Hi guys...my apologies for not paying on time. I have your outstanding loan balance of 1,046 KES. I intead to pay back in the middle of this month,sorry for any inconvinience. Thank you

• Matt B    Aug 1, 2016

  Thanks for letting us know.

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Matt B    Sep 14, 2015

Hi Francis - how are things going?

Francis    Jun 24, 2015

I would like to change my loan repayment monthly with kes 1,000 due to some luck of funds as I had indicated to be repayin every friday of the week wit kes 200. Thank you for your concern in advance

Francis    Jun 3, 2015

Its 5 months not 24 months Sorry typin error

Francis    Jun 3, 2015

Dear lenders I m apolgising for my late payment.I hve bn doin gud wit the production of my snacks.I have sold cakes worth Kshs 50,000 for the last 1 month n did make a profit of Kshs 22,000.
I am to pay my loan every friday of the week for 24 months which I m late.startin ths friday I will b paying till the term ends.thank you for your patience n also to Mr. Sammie

• Matt B    Jun 3, 2015

  As long as you get there with the repayments in the end I'm sure it will be fine. Then you should be able to get another loan without the initial costs you had from joining Zidisha to take your business even further.

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Sammy    Jun 1, 2015

Dear Lenders,
My names are Sammy Kanja,from Rongai Nakuru.I am one of VM in Kenya.Mr.Nderitu is one of my mentee whom has been doing well into his activities.I have been tried several attempt without vail.I will let you know if i manage to meet him.
Kind regard,
Sammy

Matt B    May 11, 2015

Francis, the explanation for the difference is that the first loan from Zidisha includes a "lifetime membership fee" and "loan fund" contribution. If you make another loan for your business, you won't have to pay that again. It might make the initial loan look expensive, but you could make many more loans in future, without having to pay the membership fee each time.

• Francis    May 14, 2015

  Ok.thanks,it's that expensive.I will pay up the loan n get more loan from you. since this time I've bought nothing,hopin to continue with you according with yo terms and conditions.thank you for acceptin me

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  • Matt B    May 14, 2015

    You are welcome. I think in the past borrowers had to pay a fee up front separately before asking for a loan. Now they allow borrowers to have the fee deducted from the first loan if you're successful in raising funds, but that doesn't leave very much left if the loan was small. Your volunteer mentor might be able to explain more. Hopefully with your next loan you'll be able to get the cake business started! You've already got the chef's hat so I'm sure it will go well. How are things in your insurance company? I work at an insurance company in England.

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    • Francis    Jun 3, 2015

      Thanks,the hat is a killer...I work with the Apollo company which is good too.selling general and life insurance is also the best thing the almighty has granted unto me. In England m sure u do sell good cash policies

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      • Matt B    Jun 3, 2015

        I work in the actuarial department of my insurance company, doing lots of maths for general insurance!

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Matt B    May 7, 2015

Good luck with the cakes. Let us know how you get on!

• Francis    May 10, 2015

  Thank you sir...I did recieve kshs 506 instead of kshs 4,506. Please help me understand the mode of payment

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