Baking items

Judy

Kericho, Kenya

100% repaid

Entrepreneur

Name

Judy

Member since

October 2017

On-time repayments

24 installments  •  67%

About Me

Iam Tooh Chepkemoi Judy,A female kenyan Citizen by birth,Born in a small Village called Ndanai in Sotik/Borabu Boarder of Bomet County-Nairobi.
I have Two Brothers and I,Being born from a humble family My parents struggle hard to pay my 8:4:4 level fee since farming was source of income.
After i cleared my high school, i went to search for a job and someone a friend tought me Baking business which i had to start with only 5,000ksh capital and it has picked to 100,000 in 2 years now. Though i lack machines for cakes and and personal motorbikes for transport,I have managed to creates jobs for more than 10 youths who do supply for my cakes.
I have been through alot in fee issues while in high school,College and business that motivated me and i will never allow my children to suffer my way.

My Business

Iam a sole proprietor.Owning a semi bakery(Its semi since i currently dont own full machines for baking).I do Doughnuts and Hard cakes.Currently i have 17 workers,6 for baking,a cleaner and 10 for supply.
There is nothing that comes easy,Every business or job has its ups and downs.I never choose this busines,i was taught and because i was desperate for job i developed positive attitude and ever since i have learn alot.
I spend 90,000 ksh every week in capital and i get a profit of Between 5000 and 12,000 every single week depending on sales.
I started this business 2years ago and because i had no capital it has built my capital,Pay my college fee,support my siblings and my parents.

Loan Proposal

Though this loan is small yet still it will help some part in my business
I trust Zidisha for a better loan in future

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$15.00

Date disbursed

Aug 2, 2018

Repayment status

On Time

Projected term

4 weeks

Lenders

R

Roman

Slovakia

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  • Judy    Nov 25, 2018

    Hey zidisha team.You're amazing partner and I thankyou for trusting me

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  • Kennedy    Oct 3, 2018

    I have talked to the person who invited him, Dancan Mangore of 0706005365 after I failed to reach Judy Chepkemoi. He says that he talked to him the last time I called him and he promised to pay. Since that day, he hasn't seen him. But he gave me his word that he will look for him by today and remind him of his arrears

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  • Roman    Sep 24, 2018

    Hi Judy, how are you doing?

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  • Kennedy    Aug 25, 2018

    He agreed to pay by next week

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  • Judy    Jul 30, 2018

    Hey Zidisha Team,I have received your loan before and I was impressed.I like Zidisha,God bless the team!

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  • Judy    Dec 13, 2017

    Thankyou soo much Zidisha group for your trust
    I want to use this this loan to improve my business,I still require alot but with this it will still help
    I believe i will get a better loan in future.Thanks soo much

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  • Judy    Nov 14, 2017

    I feel much comfortable working with you zidisha.Thankyou soo much
    Looking forward for better loan in future

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