Barbed wire fence and poultry project

Benard

Kakrigu, Kenya

100% repaid

Entrepreneur

Name

Benard

Member since

April 2015

On-time repayments

232 installments  •  68%

About Me

I was born in 1977 in the Island of Rusinga, Kakrigu Village in Waware South Sub Location, Rusinga East Location. I was raised in the village where my father was a small scale fisherman and practiced peasantry in the small family land. The hardships that I saw my parents undergo influenced not to be after formal forms of employment but to engage in agriculture. This is one area that I realised many people do not venture into opting to fishing that is widely practised. However the depletion of fish species influenced me to diversify the economic activity from the mainstream fishing to farming.
In the few years that I have engaged into this sector I have discovered the 'gold' that is hidden here and I want to expand it to greater levels. I get inspired when the whole of my family, during spare time we spend a lot of our time in the farm and enjoy doing it together. My children comment that they want to buy a tractor when they grow up to aid me in ploughing instead of the conventional hoes that we use. A lot of our free time is spent in the garden and imagine the taste of a paw paw juice one hot day!!!!

My Business

Rusinga Island where I live is surrounded by the vast Lake Victoria Waters. Despite the availability of the vast waters food security has always been a challenge. The changing weather patterns have adversely affected agricultural production in the community hence low production of food crops.
In response to this challenge I decided to venture into horticultural farming where I grow cabbages, onions, tomatoes and other fast maturing food crops.
Horticultural farming has proved to be very profitable as the demands for the products are high from middle men/women who buy from my farm in bulk and resell to consumers. I occasionally sell to consumers direct which is as well profiting.
I used the proceeds from my farm in paying school fee for my children, buy school uniforms and other family supplies. I am also relieved from buying most of the food that I use at home as they are got directly from my farm.
I thank Zidisha for their support using the previous loan to cultivate the additional piece of land that I acquired and the harvest was equally bountiful.
I got a lot of support from the proceeds as my children's school fee were smoothly settled, I can now do some Christmas shopping for my family and daily meals weren't a bother as I could buy that which I did not have. Surely Zidisha is transforming lives!
I have realised that agriculture is as paying even more than mainstream jobs. I want to raise up a fence made up of barbed wire as the temporary fence I raised is weak and cannot keep the marauding animals away. At the same time a fence will keep intruders away. From the proceeds of the last harvest and an addition from yet another loan from Zidisha I hope my dreams will accomplished.
Because of the strong El-nino rains I feel I should diversify and as well try a hand in poultry rearing. It is also one project that my feasibility study has proved to be as profitable and in demand.
It is for this reason that I have a fall back in Zidisha because my savings may not be sufficient. An additional Zidisha loan added to my savings will enable me therefore to buy the materials needed like cedar poles, nails, barbed wire, pay for the labourers, raise up a structure for the chicks and buy some feeds. I understand that it is a demanding venture that will require a lot of financial input and commitment but I believe I am upto the challenge.
I therefore appeal for support from the worthy partners once again as I prepare to launch the next phase of my projects.

Loan Proposal

With the additional Zidisha Loan I intend to raise a barbed wire fence to replace the natural fence that has proved weak and is unable to keep the destructive animals and intruders away. I will buy cedar poles, barbed wire, nails, cement, pay labourers and other related costs. At the same time I intend to launch into poultry project and therefore I will acquire some feeds, raise up a house and some feeds and equipments needed.
This will subsidise the horticultural farming I have always been doing considering the season changes. Presently there is El-nino rains that is always not posing a good environment for tomatoes and onions. Poultry products such as eggs are always imported from neighbouring districts and I do believe if I can start producing them from within I will be able to reap big.
This will also help create job opportunities for some youths in the village as it will require much manpower for its success.
All this will be sufficiently achieved with a top up from Zidisha Loan.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$179.00

Date disbursed

Dec 28, 2015

Repayment status

On Time

Projected term

5 months

Lenders

A

andyfletcher

I want my "My loans" page back, Qatar

F

flaguy999

Tampa, United States

dlpringle

Denver, United States

J

jamdal

Australia

Jeremy

Washington State, United States, United States

Jorgen V

Mol, Belgium

John Minges

United States

Christopher Hey

Sudbury, Canada

MS

Mike Sutherland

United Kingdom

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Summary

Amount repaid

$188.16

Amount remaining

$0.00

Date repaid

Jun 10, 2016

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Jan 10, 2016 $10.00 Jan 7, 2016 $10.00
Jan 17, 2016 $5.00 Jan 16, 2016 $5.00
Jan 24, 2016 $5.00 Jan 26, 2016 $5.00
Jan 31, 2016 $5.00 Jan 30, 2016 $5.00
Feb 7, 2016 $5.00 Jan 30, 2016 $1.00
Feb 6, 2016 $4.00
Feb 14, 2016 $5.00 Feb 6, 2016 $2.00
Feb 13, 2016 $3.00
Feb 21, 2016 $3.00 Feb 13, 2016 $3.00
Feb 28, 2016 $6.00 Feb 29, 2016 $6.00
Mar 6, 2016 $6.00 Mar 6, 2016 $3.00
Mar 16, 2016 $3.00
Mar 13, 2016 $6.00 Mar 16, 2016 $6.00
Mar 20, 2016 $6.00 Mar 16, 2016 $1.00
Mar 24, 2016 $5.00
Mar 27, 2016 $6.00 Mar 24, 2016 $6.00
Apr 3, 2016 $6.00 Apr 2, 2016 $6.00
Apr 10, 2016 $6.00 Apr 8, 2016 $6.00
Apr 17, 2016 $6.00 Apr 17, 2016 $6.00
Apr 24, 2016 $6.00 Apr 26, 2016 $6.00
May 1, 2016 $6.00 May 1, 2016 $6.00
May 8, 2016 $6.00 May 8, 2016 $6.00
May 15, 2016 $6.00 May 16, 2016 $6.00
May 22, 2016 $6.00 May 22, 2016 $6.00
May 29, 2016 $6.00 May 31, 2016 $6.00
Jun 5, 2016 $6.00 Jun 6, 2016 $6.00
Jun 12, 2016 $60.16 Jun 8, 2016 $33.16
Jun 10, 2016 $27.00

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