Beans

Bernard

Chingola, Zambia

Funds disbursed

$0 to go

100% funded of $26 goal

0

days left

Entrepreneur

Name

Bernard

Member since

January 2017

On-time repayments

57 installments  •  11%

About Me

Driven by hardwork and determination,my love for people pushes me to offer products and services for the betterment of the lives if those around me.

At age 26,Iv successfully set up a grocery that offers dry foods and groceries at a n affordable rate to my customers.

Going foward,we would like to be the link between famers and consumers by making affordable prepacks that an average person can afford.

My Business

My business focuses on serving the middle and lower classes of the society who I believe are the majority.
My grocery through bulk purchases orders goods at discounted prices and that gives me the edge to offer the same goods at a discounted price.
Some of our goods range from food staffs(Rice,sugar,beans,salt an beans) as-well as other basic household groceries such as cleaning products,lotion etc.
One factor that gives me a competitive advantage is my brilliant sales skills and my willingness to listen and attend to each of my customers individual needs

Loan Proposal

A loan of $25 will be channeled to order a 50kg bug of beans.Once order,we shall prepack the beans to sale each pack at 5cents and sale each 5kg at $5.

The money for servicing this loan will come from other goods that are sold in the shop that has daily sales of about $19.

The Beans market is at its best sales during this rainy season and its my hope that we exploit the market together with my highly esteemed lenders.

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$26.00

Date disbursed

Apr 2, 2018

Repayment status

Late

Projected term

5 weeks

Lenders

John Minges

United States

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  • Bridget Chamene K.    Jul 17, 2018

    Dear Lenders,
    Thanks,I have been calling Bernard Chama but his line is just cutting stopping me from getting through to him.
    After few minutes,I called his mother Emeldah Chama who was at Church by the time and she said she will help me to relay the message to him this evening.
    Kind regards,
    Bridget Chamene.

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  • Bernard    Apr 1, 2018

    Thank you dear lenders for your continued support and betterment of our lives through partnership.
    This loan will take our business into greater heights.

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  • Bernard    Mar 26, 2018

    A happy soul is what Am !

    An on time payment,a steady business growth and great steps towards establishing my business.What more can I ask for?Thank you to all my lenders.You are simply amazing and im eternally grateful
    As projected ,the loan helped me pay my rent on time and i managed to channel other resources that would have otherwise been used for rent to get more inventory in the shop.Thank you!

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  • Bernard    Mar 21, 2018

    Dear lenders,
    Thank you for your continued support.I received the loan and everything is on course.Be rest assured that the loan will be paid faster than pledged.
    Thankyou once again. I'm eternally greatful.

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  • Bernard    Mar 15, 2018

    Wow a big I thank you to all my lenders.
    Upon receiving the money, I will settle the rent for my grocery and that will allow me to get more stock for more sales

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  • Bernard    Mar 8, 2018

    Little is much with your support.

    Helo lenders,

    Thank you for your support. Through my previous loan,I managed to purchase grocery items in my shop and managed to pay back on time hence my credit limit has increased.Thank you so much for your trust and confidence in me.
    Regards.

    Bernard Chama

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  • Bernard    Jan 26, 2018

    Business has been good and im able to pay it off so i get my next loan.

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  • Bernard    Feb 6, 2017

    Its been two weeks since my first Zifisha loan got funded. The money was used to purchase fertilizer for my egg plants and part of my maize farm.

    As the rains hit the peak my fields are greener and note productive thanks to you dear lenders. My next harvest is this week and I'm eternally greatful for increased productive to you all.

    Regards

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  • Bernard    Jan 30, 2017

    Greetings dear funders,

    I would like to confirm the disimbasement of my first loan of about $10 .
    The money was received last week and we waited for the egg plants to be ready for eating and we did our first picking after spreading the fertilizer bought with the zidisha loan.
    Thr harvest continues for the next few months and the fertilizer purchased will enhance the crop fruitfulness.

    Thank you so much and kindly find attached the recent 50kg of the 4bugs picked.

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  • Bernard    Jan 26, 2017

    Greetings dear funders.
    As earlier stated in my plan,I will be buying fertiliser.A 1kg sachet is currently at K10 about $1 from my agro suppliers.

    This will help me to prolong the my productivity for better yields especially that it is in the rainy season.

    I would like to thank the funders for their contributions and commitment towards helping young and upcoming entrepreneurs like me.
    Regards
    Bernard Chama

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