Beauty accessories

Daniel

Kumasi, Ghana

100% repaid

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How it Works

Entrepreneur

Name

Daniel

Member since

July 2015

On-time repayments

229 installments • 71%

About Me

My childhood was a normal one, I lived with my parents and three siblings and also attended three different primary schools because school fees were not easy to come by. The same difficulty in paying school fees continued in junior secondary and senior secondary.

After the senior secondary, I did some petty jobs and enrolled myself in a computer training school. The knowledge I acquired I use in the company where I work now. I am planning to further myself soon. I know with the help of Zidisha I can. After working for some time in the company, I was able to save some money and added it to the little money my wife had and we started trading beauty products.

My people where I live are easygoing people and very hospitable. My daughters want to be doctors in future. I like singing and playing the piano as a choir director.

My Business

My business is a joint business with my wife and we deal in beauty products like acrylic liquid, nails, powder, nail polish, brushes, etc. These goods are in demand and useful because they are the accessories of women. All of us know that women do not take their beautification for granted; they always want to look nice or beautiful. I chose this kind of business because women spend money on them and also they buy things more than men.

Our revenue is between 2000 and 4000 cedis monthly. I can still see our location is not helping us in business, so I need to get a better store that is closer to the people. Some of the profit is used in paying school fees and other bills and some is used for reinvestment in growing the business. But I will use part of my monthly salary and part of the income from the business for the repayment of the loan.

Loan Proposal

I apply for this loan to enable me invest in a business that i desire to do,Thus buying women accessories like jewellery , make up ,ear rings. And selling them in this christmas season to raise enough capital to expand the items that i want to trade in.Secondly to also increase my financial income to be able to do well financially,further more to sell to the women in my area quality items and to help them look good and beautiful this season and after and to help them get the trending designs in fashion,As i know of our women .The price of the items for instance the jewellery ranges from $4 to $15 and the price of the ear rings ranges from $1 to $4 and the make up also ranges from $5 to $17.In all i expect a total profit of $50, but i intend to invest the profit as well to increase my capital in the business as i continuously recieve assistance from zidisha.

Show original English

About Me

My Childhood days was a normal one,i lived with my parents and three siblings and also attended three different primary schools because school fee was not easy to come by.
Same difficulty in paying School fees continued in junior secondary and senior secondary,
After the senior secondary i did some petty jobs and and enrolled myself in some computer training school with which the knowledge i acquired i use in the company where i work now. And i am planning to further myself soon ,i know with the help of zidisha i can.After working for sometime in the company, i was able to save some money and added it to the little money my wife had and we started trading beauty products. My people at where i live are easy going people and very hospitable. My daughters wants to be a doctors in future.
I like singing and playing the piano as a choir director.

My Business

My business is a joint business with my wife and we deal in beauty products like acrylic liquid,nails, powder, nail polish, brushes and etc.
These goods are in demand and useful because its the accessories of women, and all of us know that women do not take their beautification for granted,they always want to look nice or beautiful.I chose this kind of business because women spend money on them and also they buy things more than men.
Our revenue is between 2000 and 4000 cedis monthly but i can still see our location is not helping us in business so i need to get a better store that is closer to the people.Some of the profit is use in paying school fees and other bills and some for reinvestment in growing the business.But i will use part of my monthly salary and part of the income from the business for the repayment of the loan.