Entrepreneur
Name
Josephine
Member since
April 2017
On-time repayments
13 installments • 62%
About Me
lam Josephine sagina I finished my high school in 2009, I used to work for people on farm in order to raise my college fees and to assist my parents in paying for young ones fees,and for food purposes.After that I had to attend college in 2011 to pursue my career, after college life was still difficult I also engaged in some casual jobs to raise money to start a business, I worked for two years to raise money for business both on casual and contract to raise enough money for business .I started with selling of fruits and vegetables as my capital grew each day and because I was aiming to expand my business I had to open a shop and started selling some food stuffs and other household goods , there after my capital had grown so I had to add an mpesa to my shop.Although I face some challenges because I make a little profit of about 30000 per month which I use to pay school fees for my younger ones and my children and also supporting my parents.
My Business
Istarted with business of selling fruits and vegetables and idid it for two years so that I could get more capital to expand it to something else,After ihad made enough capital I decided to add open ashop and added in some food stuffs and house hold goods, Although there were many challenges ifaced example may be ihad to make less sales but it was not always just a few days per week ,but later on things picked up, Another challenge was that some people had to pay for installment for some household goods and they could take long settling the debts.As time passed by ihad to adapt to some challenges and later realised things working well.On 2016 January ihad saved enough money and decided to add an mpesa to my shop so that it could give me more money to run my daily activities such as supporting my family, paying school fees for my children and my younger ones. hi
Loan Proposal
I will use this amount to buy more beauty products for my salon.This will result to an increased customer network since there will be additional services saving them time of moving from place to place for different related services that will now be introduced at our shop.A customer retention strategy is our priority and making our business one stop shop is key for us to achieve this together with quality uncompromising delivery in our services.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$8.00
Date disbursed
Oct 6, 2017
Repayment status
On Time
Projected term
8 weeks
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