Beauty products and bags

Entrepreneur

About Me

My names are Nalishebo Muyunda, I completed my secondary education in december 1998. There after I went to do my acca at zambia centre for accountancy and I completed in december 2005. I am an accountant by profession. Some time in 2011 the company i was working for became bankrupt and we were not getting our salaries, i had to look for another source of income meaning i needed to start a business. Due to this situation my business was born. I began to sell perfumes, shoes made out of chitenge and hats and bags made out of chitenge. This became my source of income until i found a job in 2013. I did not stop the business i continued to sell and work at the same time.
our land is rich in natural resources and it has unique and rich culture such as the traditional ceremonies celebrated by every tribe of our country zambia.
My child is still young and cannot decide want he wants to be yet.
My pastime activity is singing and i also love to read christian books.

My Business

The goods and services i provides as a business are wide. i sell cosmetics, chitenge shoes, bags and hats. I am also roasting groundnuts and packaging in unique packs for selling.
These goods and services are useful and on demand in our country. I discovered people in this community love roasted groundnuts and so i thought if they can get already done groundnuts it serves them time.
in our country most ladies wear chitenge material as part of our culture so if can have a touch of chitenge shoes, hat, clutch added to their outfit to make the look complete.
The cosmetics is what every woman needs to enhance their beauty hence the reason i started the cosmetic business.
I started this business after carrying out a market survey and realising these products were selling faster in the market.
My typical costs are transportation and communication and costs usually.
I usually use my profits in growing the business and other home improvements.

Loan Proposal

I will buy beauty products costing $500 and bags costing $250 each.
this loan will benefit me , my family and the community im living in at large. my income base will increase including my cash flow. as my cashflow increases my business will also grow, the profitability will increase by 50%. there is an increase in demand for my products hence the reason for me to apply for a much bigger loan. Iam looking to expanding my business so much so as to also venture into other projects.

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