Beauty products

Felister

Juja, Kenya

100% repaid

Entrepreneur

Name

Felister

Member since

May 2015

On-time repayments

232 installments  •  84%

About Me

I was born and raised in Mbeere north constituency, of Embu county. I went to our local primary school (Kamugu pri scl),after which i joint Consolata girls (IRIAMURAI) for my secondary education.My mother made me to grow up knowing how to coup with all situation, since she was a single mother and she was able to raise our family of four kids and I was the last born child. after completing my secondary school level of education, i moved to Thika where I stayed with my older brother waiting for KCSE results. Thereafter i joined Thika institute of business studies where i did computer packages and business management. After college i was employed at Nigchem Africa sires in juja kalimoni where i worked as sales person. After working for 2yrs i decided to use my savings to start my own business in juja.

My Business

In my business i deal with all types beauty products . they are very useful because most of people in this location are youths and therefore this kind of business move very fast. I chose to start this kind of a business because it does not require much capital of which i could not afford. I use my 20% of my profit to pay my business house rent, 15% on government revenue, 50% to add my stock and i save the remaining 15%

Loan Proposal

I will start with buying weaves five pieces total cost 25$,braids ten pieces cost 5$, hair relaxer five pieces cost 10$ , hairfoods 5pieces cost 5$,hairtreatment 5Pieces cost5$ body lotion 5pieces cost 5$ hairconditioner 5pieces cost 5$ hair shampoo 5pieces cost 6$ body spray5 cost 10$. By stocking the above named products i will be able to attract more customers and much profit. my profit will increase by 15 %.

Feedback

2

None

None

  • Michael Vondermaßen    May 17, 2019

    Hallo Felister, well done!
    Thank you for paying back in time.
    If you need another loan, I will be with you.
    Best regards Michael

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  • Marcus    Feb 23, 2018

    Well done, Felister.
    Thank you for paying back in time.
    Good luck with your business and best regards,
    Marcus

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    • Felister    Feb 26, 2018

      Hello Marcus
      Thank you so much for wishing me the best in my business. I will continue to cooperate by paying my loan on time.

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    • Felister    Sep 19, 2018

      Hello Marcus
      First is to thank you as Zidisha team for good work you have been doing am so grateful.
      I wanted to ask about credit risk,how does one claim it?
      Kindly.

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    • Felister    May 17, 2019

      Hello Marcus
      Have just completed my loan payments and I would like to request for my credit risk refund but after I visit request for refund page there is no option for me to write a request.
      What might be the problem?
      Kindly assist.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

May 29, 2015

Repayment status

On Time

Projected term

5 months

Lenders

T

tontonca

United States

PG

Paul Graham

United States

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  • Clement    Feb 5, 2020

    Hello lenders.....I was unable to reach Felister and any of her referees

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  • Felister    Dec 29, 2019

    Hello lenders
    I would like to reduce my payment due low income am getting. How I wish is that my business will get back to normal or even better.
    Thank you

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  • Josphat    Dec 22, 2019

    Hello lenders,i talked to Felister Muturi and agreed to adjust the loan reayment.

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  • Felister    Oct 27, 2019

    Hello
    I would like to reduce my payment due to less income am getting.
    My business is not all that good at the moment but I know with time things will be better.
    Thank you

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  • Felister    Aug 13, 2019

    Hello
    I would like to reduce my payment for some coming installment due to back step I made after the last credit risk 0f ksh.21,000.which was not refunded after I paid all my loan on time.
    I opted to take another loan and again I was deducted ksh.18,000 which I don't know again if it will be refunded but let me hope that one day one time my credit risk will all be refunded.
    Thank you.

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    • Maggie and M    Oct 3, 2019

      Felister I think you need to raise a support help ticket to restructure your loan repayments as soon as possible

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  • Alice    Aug 1, 2019

    Felister promises to start making her repayment next week

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  • Felister    Jul 9, 2019

    Hello lender
    Thank you so much for granting me a loan.I received ksh.50,498 which I used to add my beauty stock.
    Am so grateful because my business is responding well since I have enough stock.
    Thank you and may God bless you.

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  • Felister    Jun 30, 2019

    Hello lenders
    Thank you so much for the loan.
    Now that am about to receive it I will make use of it by adding stock of my beauty shop.This will increase my profits since I will be selling more products than before.
    Have achieved much since have widen my shop since I started getting loan from you zidisha
    Thank so much as I continue to cooperate.

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  • John    Jun 27, 2019

    Make the best out of it, I believe in you :)

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    • Felister    Jun 28, 2019

      Hello john
      I also believe in myself that I will make my best.
      Thank so much.

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  • Tim    Jun 26, 2019

    Best of luck with your beauty business, Felister! :)

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    • Felister    Jun 28, 2019

      Hello Tim
      Thank you so much as I prepare to receive the loan.

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  • Felister    May 14, 2019

    Hello lender
    I would like to adjust my payment since am almost done with my loan payment.
    I choose to pay the full amount of ksh.8392 once because am capable of doing that and apply for another loan at the same time.
    Thank you so much for your support.
    Sorry for any inconvenience.

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  • Felister    Apr 16, 2019

    Hello lenders
    I start by thanking you for the support you have been supporting me since 2015.
    My life is not like before since you have made me move forward. Within no time I will be through with my current loan payment which I used to add my stock of beauty products and so far so good.
    Thank you so much.

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  • Felister    Dec 22, 2018

    Hello lenders
    Thank so much for granting me a loan.Am so grateful since I will be able to add more stock with that money leading to more profit.
    Thank you and may God bless you.

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  • Michael Vondermaßen    Dec 21, 2018

    Dear Felister,

    we are impressed about your success, till now.
    Good luck with your business.

    Best regards
    Anne and Michael from Germany

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  • Felister    Nov 29, 2018

    Hello lenders
    I had a conversation with Sammy Leonard ngare and he explain to me the failure of his payment is as a result of poor flow of his business.
    But with all this he was able to shift his business from one position to another and now he has started moving well.
    He promised by the end of this week he will adjust his payment and start paying immediately.
    Thank you

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  • Felister    Nov 29, 2018

    Hello lenders
    Am so grateful for the support of your loan.
    Your loan helped me much to grow my business positively. Due to more stock I was able to earn more money and I was able to pay my loan without any problem.
    Now that am done with the payment I would like to post another loan but before that I would like to claim for my credit risk of ksh.17,101.
    Thank you as I wait.

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  • Felister    Jul 6, 2018

    Hi lenders
    Thank so much for granting me a loan.
    I received ksh. 48,608.with this amount I was able to open another shop but this around an electronic shop.
    Thank so much.

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  • Felister    Jun 27, 2018

    Hello lenders
    Thank you so much for granting me a loan.
    This loan will help me to buy my beauty products, like braids, weaves,dries,hair food and hairbands.
    This will help me earn more profit hence growing my business.
    Thank you and may God bless you lenders.

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  • Felister    Jun 23, 2018

    With my last loan I was able to purchase some of varieties of beauty products including, weaves,braids,hair food, ear lings and hairbands.these products increased my profits with 30% because I had more varieties leading to more customers.

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  • Felister    Jun 16, 2018

    Hello lenders
    Thank you for the good support you have been supporting me with.my business is responding positively.
    Just to ask you to check on my payment schedule. I can't see my yesterday's record of ksh.2000.
    Thank you.

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