Entrepreneur
Name
Bernice
Member since
March 2015
On-time repayments
18 installments • 50%
About Me
I am Bernice Boakyewaa a twenty-six year old female teacher.I hail from Botokrom a small town near Berekum but stays in Berekum.I am married with one daughter.I grew up with my parents and as farmers I had to assisting them on their farm as well as schooling.Schooled at Botokrom M\A primary and JHS and upon completion, I had an admission to further at Our Lady of Providence Senior High school in the same region.Here as a student,I offered Business Studies as a course and had a very good intention of furthering at a university where I could actualize my dreams of becoming a good business administrator or manager but due to high financial demands of such courses,my parents could not afford and I had to therefore divert and be trained as a teacher which was comparatively low.Being a business oriented person,I did not relinquish my plans and after completion of my education at the teacher's college of education and started my own business of bakery with the help of the savings i had made out of my monthly salary.The people around have been helpful and are more ready to be given the opportunity to sell.My little girl who has started schooling will be a nurse if i wish pending her own choice.I spend my pastime at watching movies and excursions.
My Business
I am into bakery of bread,cakes and sweet bars. These pastries are patronize by people all around. Some women come in the morning to buy the already baked pastries to send to the various markets where they are in high demands. I chose this business because aside it been profitable to me it also provides employment to others in my community and also I am able to do it smoothly along side my teaching profession without any interfering the other. Due to the high cost of flour,oil and other ingredients needed I am not able to produce as more as is demanded in the area. I intend to expand this business and employ more people as possible. The accrued profits is reinvested in the business.
Loan Proposal
I will want to buy more flour and oil to produce more pastries in order to meet the demand of the people.The amount of three hundred and forty-nine cedis requested which is a little above one hundred dollars will help me buy about two bags of flour and some bottles of oil.If I am able to buy these items it will increase the production level hence the profit and employing a lot of people than now.It will raise the profit more significantly and help improve a lot of living conditions.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
Apr 14, 2015
Repayment status
On Time
Projected term
6 weeks
Other loans
Lenders
Lincoln, United States
Taiwan
Hong Kong
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