286 installments • 46%
my name is Harrison mundia Maina. Ive been brought up from a family of 3 . My childhood I started my education back in a small village where i studied and did my kcpe in a primary public school. I did well and joined a good public secondary school. I had alot of challenges due to lack of enough fees. However i remained focus and i perform very well in my kcse exam. I joined public university were i took Bachelor of business IT. After campus life was not easy, I tried looking for white collar job but it was all in vain. I decided to start a business from my savings. I started an IT firm . I was introduced to zidisha by Dancun nduati and zidisha gave me some loan which helped to burst my firm. Am now business man dealing with all kind of motor vehicle spare parts. I been in this business for now over 2 year. I've been in ICT business which ive done for over 5 year . As I was in that business I discovered business opportunity which was not fully utilize and I decided to venture into it.
motor vehicle spare parts business is so far meeting all my basic need and also leave me with a good substantial amout of money to save for expansion of business. I a good day the business gives me a Profit of 50 dollars which my previous business would not meet. I now seek funding for zidisha, which have helped me grow from zero to where I am today. I thanks all zidisha lenders for that. I hamble requested for your support as I expand my motor vehicle spare parts.
I will use the loan to by engine spare parts,this is because there is a high demand of the items and am limited by the finances.This will be of benefit to me and the community at larger,i will be able to bring commodity closer to the consumer thus creating employment to the youth who are jobless,this will also be of help to me because it will improve my daily sales thus improving my daily profit.
After purchase of the spare parts for motor vehicle i will improve my weekly profit from 4 doll us a week to 6 doll us,this will lend to exp action of the business.
Many businesses have been faced by risk of the current economic climate, but in my case i deal with matatus, lorry and private cars spare parts which are not affected by the current situation since this is the main means of transport in our country.Like for example most people with private vehicle are using them to go to work to avoid contraction of covid-19,thus the ones which had mechanical problem have been brought to be repaid. this has realy bossed our sales and profit too
Aug 11, 2020
Cost to entrepreneur
Service fee: $53.58
Credit risk payment: $80.36