Boost stock for my growing clothes store

Jacinta

Mombasa, Kenya

82% repaid

Entrepreneur

Name

Jacinta

Member since

January 2015

On-time repayments

238 installments  •  69%

About Me

My name is Jacinta, born in Nakuru county in Kenya. I was born typical African family where I lived with my both parents and my brothers and sister all in one house. I grew up helping my parents with their daily chores and went to school, first 8 years of primary school and later 4 years of secondary school.

I got married shortly after finishing my secondary school education. I then relocated to Mombasa where my husband lived. I started my married life as a housewife since my husband had a job and he was the family provider. We were blessed with three kids – two girls and one boy. One girl has cleared her school education but the other two are still schooling. Unfortunately the one who is out of school got addicted to hard drugs and she is now in a rehabilitation center.

We lived happily as a family until 1998 when tragedy struck. This is when I lost my husband and the father of my children after a sudden illness. This crashed my world because I lost my companion and family’s breadwinner. With a very young family I had to think about their survival. My husband was not a man of means and he did not leave much for us save for his three months salary which we got from his employer.

I got a job as a (roadside) hotel waiter where I worked for a few months. The owner was very abusive and the pay was very low. I quit and started buying and selling second hand clothes. I had a friend who was in that business and she taught me on how to run the business.

My Business

I sell second hand clothes in an open market. I normally buy the clothes in bales and then wash and iron them to make them fetch more money. The clothes come from Europe and North America and they are very popular with the locals due to their good quality and friendly cost.

I sell all types of clothes of both sexes and children. This is business I enjoy doing because I have learned all tricks of the trade; moreover it brings food on the table and also gives me money to sustain the family.

I make a modest net income of $50 per week and the business has potential to grow much bigger if supported with credit like what I am applying for in Zidisha.

Loan Proposal

I plan to expand my business by increasing my stock. This will attract more customers to my business. I deal with second hand clothes and I now want to venture into new clothes business.

This way I will be able to attract a new class of people who do not wear second hand clothes. Moreover, the government is phasing out importation of second hand clothes in the next two years and I therefore want to be ready for this change and this is my first step.

Thanks.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$365.00

Date disbursed

Aug 18, 2016

Repayment status

Late

Projected term

38 months

Lenders

ads68

Melbourne, Australia

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Summary

Amount repaid

$313.58

Amount remaining

$69.67

Expected completion

Oct 23, 2019

Status

Repaying late

Installment amount

$5.04

Repayment History

Expected Payments Actual Payments
Aug 31, 2016 $5.04 Aug 31, 2016 $5.04
Sep 7, 2016 $3.02 Sep 7, 2016 $3.02
Sep 14, 2016 $3.02 Sep 14, 2016 $3.02
Sep 21, 2016 $3.02 Sep 21, 2016 $3.02
Sep 28, 2016 $3.02 Sep 28, 2016 $3.02
Oct 5, 2016 $3.02 Oct 5, 2016 $3.02
Oct 12, 2016 $3.02 Oct 12, 2016 $3.02
Oct 19, 2016 $3.02 Oct 19, 2016 $3.02
Oct 26, 2016 $3.02 Oct 26, 2016 $3.02
Nov 2, 2016 $3.02 Nov 2, 2016 $3.02
Nov 9, 2016 $3.02 Nov 9, 2016 $3.02
Nov 16, 2016 $3.02 Nov 16, 2016 $3.02
Nov 23, 2016 $3.02 Nov 23, 2016 $3.02
Nov 30, 2016 $3.02 Nov 30, 2016 $3.02
Dec 7, 2016 $3.02 Dec 7, 2016 $3.02
Dec 14, 2016 $3.02 Dec 14, 2016 $3.02
Dec 21, 2016 $3.02 Dec 21, 2016 $3.02
Dec 28, 2016 $3.02 Dec 28, 2016 $3.02
Jan 4, 2017 $3.02 Jan 4, 2017 $3.02
Jan 11, 2017 $3.02 Jan 18, 2017 $3.02
Jan 18, 2017 $3.02 Jan 18, 2017 $3.02
Jan 25, 2017 $3.02 Feb 1, 2017 $3.02
Feb 1, 2017 $3.02 Feb 1, 2017 $3.02
Feb 8, 2017 $3.02 Feb 8, 2017 $3.02
Feb 15, 2017 $3.02 Feb 15, 2017 $3.02
Feb 22, 2017 $3.02 Feb 22, 2017 $3.02
Mar 1, 2017 $3.02 Mar 1, 2017 $3.02
Mar 8, 2017 $3.02 Mar 8, 2017 $3.02
Mar 15, 2017 $3.02 Mar 15, 2017 $3.02
Mar 22, 2017 $3.02 Mar 22, 2017 $3.02
Mar 29, 2017 $3.02 Mar 30, 2017 $3.02
Apr 5, 2017 $3.02 Apr 5, 2017 $3.02
Apr 12, 2017 $3.02 Apr 12, 2017 $3.02
Apr 19, 2017 $3.02 Apr 19, 2017 $3.02
Apr 26, 2017 $3.02 May 3, 2017 $3.02
May 3, 2017 $3.02 May 10, 2017 $3.02
May 10, 2017 $3.02 May 17, 2017 $3.02
May 17, 2017 $3.02 May 26, 2017 $3.02
May 24, 2017 $3.02 May 26, 2017 $3.02
May 31, 2017 $3.02 Jun 7, 2017 $3.02
Jun 7, 2017 $3.02 Jun 7, 2017 $3.02
Jun 14, 2017 $3.02 Jun 21, 2017 $3.02
Jun 21, 2017 $3.02 Jun 21, 2017 $3.02
Jun 28, 2017 $3.02 Jun 29, 2017 $3.02
Jul 5, 2017 $3.02 Jul 5, 2017 $3.02
Jul 12, 2017 $3.02 Jul 20, 2017 $3.02
Jul 19, 2017 $3.02 Jul 20, 2017 $3.02
Jul 26, 2017 $3.02 Jul 26, 2017 $3.02
Aug 2, 2017 $3.02 Aug 2, 2017 $3.02
Aug 9, 2017 $3.02 Aug 16, 2017 $3.02
Aug 16, 2017 $3.02 Aug 16, 2017 $3.02
Aug 23, 2017 $3.02 Aug 23, 2017 $3.02
Aug 30, 2017 $3.02 Aug 31, 2017 $3.02
Sep 6, 2017 $3.02 Sep 6, 2017 $3.02
Sep 13, 2017 $3.02 Sep 13, 2017 $3.02
Sep 20, 2017 $3.02 Sep 21, 2017 $3.02
Sep 27, 2017 $3.02 Sep 27, 2017 $3.02
Oct 4, 2017 $3.02 Oct 4, 2017 $3.02
Oct 11, 2017 $3.02 Oct 18, 2017 $3.02
Oct 18, 2017 $3.02 Oct 18, 2017 $3.02
Oct 25, 2017 $3.02 Oct 24, 2017 $3.02
Nov 1, 2017 $3.02 Oct 30, 2017 $3.02
Nov 8, 2017 $3.02 Nov 6, 2017 $3.02
Nov 15, 2017 $3.02 Nov 20, 2017 $3.02
Nov 22, 2017 $3.02 Nov 20, 2017 $3.02
Nov 29, 2017 $3.02 Nov 27, 2017 $3.02
Dec 6, 2017 $3.02 Dec 4, 2017 $3.02
Dec 13, 2017 $3.02 Dec 22, 2017 $3.02
Dec 20, 2017 $3.02 Dec 22, 2017 $3.02
Dec 27, 2017 $3.02 Dec 27, 2017 $3.02
Jan 3, 2018 $3.02 Jan 3, 2018 $3.02
Jan 10, 2018 $3.02 Jan 18, 2018 $3.02
Jan 17, 2018 $3.02 Jan 18, 2018 $3.02
Jan 24, 2018 $3.02 Jan 25, 2018 $3.02
Jan 31, 2018 $3.02 Feb 8, 2018 $3.02
Feb 7, 2018 $3.02 Feb 8, 2018 $3.02
Feb 14, 2018 $3.02 Feb 22, 2018 $3.02
Feb 21, 2018 $3.02 Feb 22, 2018 $3.02
Feb 28, 2018 $3.02 Mar 7, 2018 $3.02
Mar 7, 2018 $3.02 Mar 7, 2018 $3.02
Mar 14, 2018 $3.02 Nov 3, 2018 $3.02
Mar 21, 2018 $3.02 Nov 3, 2018 $3.02
Mar 28, 2018 $3.02 Nov 3, 2018 $3.02
Apr 4, 2018 $3.02 Nov 3, 2018 $3.02
Apr 11, 2018 $3.02 Nov 3, 2018 $3.02
Apr 18, 2018 $3.02 Nov 3, 2018 $3.02
Apr 25, 2018 $3.02 Nov 3, 2018 $3.02
May 2, 2018 $3.02 Nov 3, 2018 $3.02
May 9, 2018 $3.02 Nov 3, 2018 $3.02
May 16, 2018 $3.02 Nov 3, 2018 $3.02
May 23, 2018 $3.02 Nov 3, 2018 $3.02
May 30, 2018 $0.00
Jun 6, 2018 $0.00
Jun 13, 2018 $0.00
Jun 20, 2018 $0.00
Jun 27, 2018 $0.00
Jul 4, 2018 $0.00
Jul 11, 2018 $0.00
Jul 18, 2018 $0.00
Jul 25, 2018 $0.00
Aug 1, 2018 $0.00
Aug 8, 2018 $0.00
Aug 15, 2018 $0.00
Aug 22, 2018 $0.00
Aug 29, 2018 $0.00
Sep 5, 2018 $0.00
Sep 12, 2018 $0.00
Sep 19, 2018 $0.00
Sep 26, 2018 $0.00
Oct 3, 2018 $0.00
Oct 10, 2018 $0.00
Oct 17, 2018 $0.00
Oct 24, 2018 $0.00
Oct 31, 2018 $0.00
Nov 7, 2018 $0.00
Nov 14, 2018 $0.00
Nov 21, 2018 $0.00
Nov 28, 2018 $4.03 Nov 28, 2018 $4.03
Dec 5, 2018 $4.03 Dec 14, 2018 $4.03
Dec 12, 2018 $4.03 Dec 14, 2018 $4.03
Dec 19, 2018 $4.03 Jan 2, 2019 $4.03
Dec 26, 2018 $4.03 Jan 2, 2019 $4.03
Jan 2, 2019 $5.04 Jan 17, 2019 $5.04
Jan 9, 2019 $3.02 Jan 17, 2019 $3.02
Jan 16, 2019 $0.00
Jan 23, 2019 $0.00
Jan 30, 2019 $0.00
Feb 6, 2019 $0.00
Feb 13, 2019 $0.00
Feb 20, 2019 $0.00
Feb 27, 2019 $0.00
Mar 6, 2019 $0.00
Mar 13, 2019 $0.00
Mar 20, 2019 $0.00
Mar 27, 2019 $0.00
Apr 3, 2019 $0.00
Apr 10, 2019 $0.00
Apr 17, 2019 $0.00
Apr 24, 2019 $0.00
May 1, 2019 $0.00
May 8, 2019 $0.00
May 15, 2019 $0.00
May 22, 2019 $0.00
May 29, 2019 $0.00
Jun 5, 2019 $0.00
Jun 12, 2019 $0.50 Jun 13, 2019 $0.50
Jun 19, 2019 $0.50 Jul 6, 2019 $0.50
Jun 26, 2019 $0.50 Jul 6, 2019 $0.50
Jul 3, 2019 $0.50 Jul 6, 2019 $0.50
Jul 10, 2019 $0.50 Jul 6, 2019 $0.50
Jul 17, 2019 $5.04 Jul 24, 2019 $0.50
Jul 31, 2019 $0.50
Aug 7, 2019 $0.50
Aug 15, 2019 $0.50
Sep 18, 2019 $2.52
Oct 3, 2019 $0.50
Jul 24, 2019 $5.04 Oct 18, 2019 $0.50
Jul 31, 2019 $5.04
Aug 7, 2019 $5.04
Aug 14, 2019 $5.04
Aug 21, 2019 $5.04
Aug 28, 2019 $5.04
Sep 4, 2019 $5.04
Sep 11, 2019 $5.04
Sep 18, 2019 $5.04
Sep 25, 2019 $5.04
Oct 2, 2019 $5.04
Oct 9, 2019 $5.04
Oct 16, 2019 $5.04
Oct 23, 2019 $4.64

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