Boosting my stock of clothes sales

Mary

Eldoret, Kenya

100% repaid

Entrepreneur

Name

Mary

Member since

July 2017

On-time repayments

124 installments  •  17%

About Me

Am called Mary Kanditi and I was in the year 1984 in Kisumu County in nyanza Province in the republic of Kenya.
I went to Kore Primary School between the year 1989 to the year 1997 at the same School and due to lack of School fees I did not with high school education instead I looked for a job for selling second hand clothes to my my boss for a bout six years.

After I saved money from my little earning from the said job I started my own business of the same of which I have done till now and is still doing well and I look forward to expand more this year and also the coming one.

Am now married with two children both lower primary School one boy is the and one girl is the youngest.

The unique thing in the place am coming from is that girls are forced to marry immediately she is out of School weather she is still very young or not especially when there is poverty at home .

All my two children want to come teachers when they grow up and as well as business men .

My unique hobby at my free time is reading the magazines and business journals.

My Business

I provide and sells second hand clothes and jwelleries to my customers.
These goods are so useful and are in great demand due to the fact that people are so many in this region and population has really gone and of-cause people must put own clothes as fashion and for protection from the coldness.

I chose this kind of business because I had avast experience in this business since I started doing when I was very young just from my primary School.

My typical cost is 35000KES.

This how I use the profit I get from this business.
1.School fees for my children is 20,000KES.
2.Reinvestment to grow the business is 4,000KES.
3.Home improvements is 10,000KES.
Thank in advance and I hope you consider my application for funding and I personally promise to be faithful in repayments as stated above.

Loan Proposal

When I get this loan from Zidisha then I will go and buy a half bale of second hand clothes at 25 US Dollars.
It will create more rooms for me to sell to more customers than ever before and that will give me more profit and it will also create more confidence between my customers to me.
As I implement this plan I expect this business to grow by 30% very soon after the implementation .
Thanks in advance please trust me

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$40.00

Date disbursed

Jul 12, 2017

Repayment status

On Time

Projected term

2 months

Lenders

The Zinc Team

San Francisco, United States

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  • John    Oct 16, 2018

    Dear Lenders
    I managed to talk to Mary Kanditi regarding her overdue loan she says that currently has financial difficulties but will make sure she clears it

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  • Margaret    Aug 19, 2018

    Hi Mary,

    Please make an effort to repay your loan. Zidisha offers a wonderful opportunity to grow your business and perhaps open another one in the future. We all understand that unexpected things happen but Zidisha provides you the tools to change your payment amount and schedule at any time by simply logging into your account. Show respect to your mentor and lenders by making repayments. Regards, Margaret

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  • Julius    Mar 6, 2018

    I contacted Mary Kanditi and we talked. she holds that she is aware that she missed payment but will be making Payment this coming Sunday.

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  • Julius    Feb 1, 2018

    Have called Kandit and she is promising to make payment of KES 100 this Sunday. She also says that currently her business is not doing well but when it will pick she will settle her debt in full.

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  • Julius    Jan 19, 2018

    I chanced to talk to Mary Kanditi and she said as follows
    Her business of selling second hand clothes has not been doing well, a factor which occasioned her defaulting on early repayment of her Loan.
    This notwithstanding, She has promised to begin making repayment of Saturday 20.01.2018 as she has adjusted the weekly repayment amount she confident that it will be manageable.
    In Summary, She is very happy for the gesture Zidisha org is showing her and promised to clear her debt in total.

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  • Mary    Jan 3, 2018

    Economic hardship in the country is high in that am not able to pay the said amount per week therefore I opted to adjust to 100KES.
    Thanks in advance for your assistance.

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  • Mary    Dec 18, 2017

    political tension has made it hard to do business in this place therefore I opted to adjust my loan repayment amount
    Thanks in advance for the assistance .

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  • Margaret    Dec 8, 2017

    Hi Mary,
    I hope the two bales of clothing bring a good profit to your business. Best of luck to you as always. Regards, Margaret

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  • Mary    Nov 26, 2017

    I received 19,304 KES.
    This will buy two bale of second hand clothes for sales for my business.
    Thaks for lending me again.

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  • Mary    Nov 24, 2017

    I will buy bales of second hand clothes for sales for my business.
    I will give me a high sales and of course more profit for me and others around me.
    Thank you so much for lending me again.

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  • Mary    Nov 24, 2017

    Please lenders I really need the funding ,My business is on the rise but it need more stock to be added this week for it s success and therefore I plead with you,Lend me again this time.
    Long live Zidisha and long live lenders.

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  • Margaret    Nov 22, 2017

    Good luck Mary with your new loan application!

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  • Mary    Nov 18, 2017

    My time is expiring this week and I have not funded ,Please fund me again so that I may be able to buy four bails of second hand clothes for sales ,next month will be the pick of the business for clothes sales.

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  • Mary    Nov 18, 2017

    My business really nerds funding this time when we facing the end of the year.Please lend me again

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  • Mary    Nov 10, 2017

    The loan I have compleatrd paying was so important in my life and in my Business in that I have manage to employ one attendance in shop for selling clothes and even my incom e has really incread by a big magin .Azm now abl;e pay all my bills without stress and my business is still stable,
    I thank God for Zidisha this ,is a God given to me and I b elieve to others as well.

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  • Mary    Sep 24, 2017

    I received 9651. just today.
    I will buy one bale of second hand clothes for sales for my business.
    Thank you so much once again for choosing to lend me for the second time and am looking forward to be faithful in my repayment as scheduled and also improve my business.
    God bless Zidisha lenders and Team

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  • Mary    Sep 22, 2017

    I will one bale of second hand clothes for sale for my business.
    This will make me have high sales in my store and customers will be and flock my store.
    Thank you again for considering to lend me the second time.

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  • Mary    Sep 21, 2017

    The loan I last serviced was of great help to me .The clothes I purchased really help me in business for I was able able to sell them in good time and repay the loan in time as well and I have remained with some money for my family use.
    I thank God for Zidisha it is the first of it kind I have ever hard that lend lends people without collateral. God bless Zidisha team and lenders as well.

    Am now waiting for second loan to put in more stock of my business and improve it more.

    Thank you for considering me again for the second please for my business is seriously in need of more stock and I promise to still be faithful in repayment as scheduled ,Hoping for positive response.

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