Building materials for apartment

Richmond

Sunyani, Ghana

100% repaid

Entrepreneur

Name

Richmond

Member since

April 2015

On-time repayments

228 installments  •  61%

About Me

I started school at Ridge Experimental and later changed to Good News Baptists where I completed my basic education. I started saving part of the money that was provided to me for transportation to school, to buy things that I needed and couldn't ask my mum since she didn't have much money. I started my bread business with the amount I had saved from my salary. Where I live, every body wishes to start something on their own, but the problem is the capital. I don't have children yet but when I marry and have kids I will teach them how to be good entrepreneurs. I have interest in basket ball.

My Business

My bread business is doing good in the market now. Now what I want to do is to complete a one bed room apartment that I have and rent it out. I have a dream to enter into Real Estate because the demand for single rooms and apartments are on the rise. The cost that I am currently incurring in the project are cost of cement, sand, water and labor. I am working as an accountant in a hotel so I will use part of my income to settle the loan weekly. The profits from this one bed room apartment will be reinvested in the bigger project that I will start after this one is completed.

Loan Proposal

The loan will assist me in covering these costs
Cement $ 99.08
Labor $ 98.48
Water $ 20.00
These are the current cost that I am incurring in the project. I have sand already so I will not be buying sand. This loan will help me speed up the project so that I can finish early and rent it out.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$233.00

Date disbursed

Nov 16, 2015

Repayment status

On Time

Projected term

4 months

Lenders

A

andyfletcher

I want my "My loans" page back, Qatar

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

mepster

San Francisco, Ca, United States

Michel Bavin

Antwerp Area, Belgium

Dave Bogard

New York, United States

MW

Matt Willis

United States

jtreyes

United States

PG

Paul Graham

United States

Wayne G

United States

Anonymous

Ocoee, United States

JC

juli camrud

United States

Ask Richmond a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Richmond    Aug 9, 2019

    Financial difficulty.

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  • Richmond    May 31, 2019

    Due to financial problem

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  • Richmond    Jan 22, 2019

    Financial difficulties

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  • Richmond    Nov 1, 2018

    I am in serious financial difficulty.

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  • Johannes    Aug 20, 2018

    Hello Richmond Amankwaa how are you.
    I hope good.
    I'm writing to you, because of that you are a few weeks overdue loans.
    When can we expect the repayment.'
    Remember that due to the lack of repayments, other borrowers will have to wait for their allocation.
    Please let me know.
    Best regards
    John

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  • Richmond    May 8, 2018

    Financial difficulties. Will increase payment after solving the issues.

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  • Richmond    Apr 20, 2018

    I will use this loan to buy some of the building materials and pay for labour cost to continue my project. Thank you all so much.

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  • Richmond    Apr 12, 2018

    Hello lenders, please I have 7 days remaining to be funded, please assist me.

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  • Isabella    Apr 6, 2018

    I hope it goes well, Richmond.

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  • Richmond    Apr 1, 2018

    Hi lenders, thanks for the contributions so far. I am praying more lenders will assist me before it expire.

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  • Dustin Lape    Mar 27, 2018

    You can do it, Richmond! Great plan

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  • Carl Corvin    Mar 8, 2018

    Go girl!

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  • (Comment deleted by author)

  • Richmond    Feb 27, 2018

    My recent loan, helped me very well. Because the price of the materials have increased very much. If I had not met my lenders at that time, I would not have been able to continue my building project.

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  • Rod Scholl    Feb 20, 2018

    Almost repaid... so glad you've stuck with it through the good and the bad. Nice work!

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    • Richmond    Feb 21, 2018

      It hasn't been easy. But am also glad I have been able to make repayments. Things are moving on well now so I will be able to repay my loan very soon. God bless you all. God bless Zidisha,

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  • Richmond    Feb 8, 2018

    Things are going on well now. I hope to pay my loan as soon as possible. The loan has helped me a lot. Long Live Zidisha

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  • Ren    Nov 13, 2017

    Hi Richmond, I am hoping you will be able to make even small payments on your loan. You were doing so well for months, and I imagine something bad happened to keep you from paying in time. I wish you the best. Please communicate with your lenders so we know what is happening. Even if you pay back late, as long as you are making progress, then your lenders will have faith in you for future loans.

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    • Richmond    Nov 15, 2017

      Hi Melkmom,
      thanks for your message. Yea something bad happened but going forward I will be making payments on time. Thanks for your support we appreciate what you are doing for us. God bless you. God bless Zidisha

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  • Richmond    Oct 28, 2017

    I can now pay more.

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  • Richmond    Mar 3, 2017

    I have some financial difficulty.

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  • Richmond    Jan 9, 2017

    I can pay more.

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