Bulk purchases to stock my provisions shop

Bramwel

Moi's Bridge, Kenya

83% repaid

Entrepreneur

Name

Bramwel

Member since

May 2017

On-time repayments

41 installments  •  73%

About Me

My name is Bramwel Mutali aged 35 years from Kenya.
I started my primary education away back in the year 1990 after a devastating eight years of primary school I completed and passed which enabled me to join secondary school .
Joining Eshikulu Secondary school was by God's Grace since I had to relay on my single mother both for fees and also for basic needs.Since my mother worked as a casual laborer in the county council of Kakamega her salary was too little to cater my education and those of my siblings.
I remember staying away from school for a year due to lack of my school fees to enable my brother who was then sitting for his Primary school education final examination.
with the help of area Member of Parliament the then Hon.Cyrus Jirongo who cleared my fees arrears and also paid my fees, I rejoined high school in the year 2001 and sat for my final exam in the year 2002.
Since finalizing my secondary education I have made my own decision on how I will be successful in my life because my community is mostly influenced with the specific culture that if a man is over eighteen and above years, is expected by the society to start his family and struggle with life.
I did not managed to make it to the university because of financial problem I had to develop my career to small business from little capital I got from little savings I made from small labours such as going to farm. In this job I believe that I will be successful and I will prosper in my community hence support and civilize them on development.
Swimming is my hobby but due to time I watch it through TV.

My Business

Food retail and supply of Milk is among my main activity I have been dealing with since I finished my secodnary education some 10 years back and I am very happy because I earn some little profit for day to day activities for my family and for the upkeep of the business.
I see it as my major work and I perform it with full of determination.
I have a goal, my goal is to expand my retail shop to a bigger wholesale in the future so that I can employ 5 to 10 people to work there.
I believe this vision is achievable with help and support from Zidisha loans.
More goods is required in the shop because my sorrounding area is growing in both population and economically therefore most of the customers are increasing each day and I must provide goods to so that they get whatever they need to buy.
If by God's favour am able to earn more profit I will use some of the profit to help my Church, take care of my family and also help the needy at large.

Loan Proposal

The loan requested will enable my business to have a high variety of goods because after the long school holiday people will buy back to school goods.There fore this is the time to get prepared to carter for the high demand that will emerge.At the same time I want to avoid long queues and high transport expenses during rush hours.The amount requested will enable the business to purchase at bulk and the wholesalers will also use their own means of transport up to my point hence saving that cost of transport.The following Items will be purchased;5bags of sugar at 200 dollars,5bags of rice at 200 dollars,The remaining amount I will purchase;Shoe polish,Biro pens,exercise books in different sizes and pages,tooth paste and brushes and sanitary towels.This will reduce customers expense to travel to big towns.It will also increase my profit at 50 dollars on top of my usual profit.It will increase my capital.

Show original English  

About Me

My name is Bramwel Mutali aged 35 years from Kenya.
I started my primary education away back in the year 1990 after a devastating eight years of primary school I completed and passed which enabled me to join secondary school .
Joining Eshikulu Secondary school was by God's Grace since I had to relay on my single mother both for fees and also for basic needs.Since my mother worked as a casual laborer in the county council of Kakamega her salary was too little to cater my education and those of my siblings.
I remember staying away from school for a year due to lack of my school fees to enable my brother who was then sitting for his Primary school education final examination.
with the help of area Member of Parliament the then Hon.Cyrus Jirongo who cleared my fees arrears and also paid my fees, I rejoined high school in the year 2001 and sat for my final exam in the year 2002.
Since finalizing my secondary education I have made my own decision on how I will be successful in my life because my community is mostly influenced with the specific culture that if a man is over eighteen and above years, is expected by the society to start his family and struggle with life.
I did not managed to make it to the university because of financial problem I had to develop my career to small business from little capital I got from little savings I made from small labors such as going to farm. In this job I believe that I will be successful and I will prosper in my community hence support and civilize them on development.
Swimming is my hobby but due to time I watch it through TV.

My Business

Food retail and supply of Milk is among my main activity I have been dealing with since I finished my secodnary education some 10 years back and I am very happy because I earn some little profit for day to day activities for my family and for the upkeep of the business.
I see it as my major work and I perform it with full of determination.
I have a goal, my goal is to expand my retail shop to a bigger wholesale in the future so that I can employ 5 to 10 people to work there.
I believe this vision is achievable with help and support from Zidisha loans.
More goods is required in the shop because my surrounding area is growing in both population and economically therefore most of the customers are increasing each day and I must provide goods to so that they get whatever they need to buy.
If by God's favor am able to earn more profit I will use some of the profit to help my Church, take care of my family and also help the needy at large.

Loan Proposal

The loan requested will enable my business to have a high variety of goods because after the long school holiday people will buy back to school goods.There fore this is the time to get prepared to carter for the high demand that will emerge.At the same time I want to avoid long queues and high transport expenses during rush hours.The amount requested will enable the business to purchase at bulk and the wholesalers will also use their own means of transport up to my point hence saving that cost of transport.The following Items will be purchased;5bags of sugar at 200 dollars,5bags of rice at 200 dollars,The remaining amount I will purchase;Shoe polish,Biro pens,exercise books in different sizes and pages,tooth paste and brushes and sanitary towels.This will reduce customers expense to travel to big towns.It will also increase my profit at 50 dollars on top of my usual profit.It will increase my capital.

Feedback

2

None

None

  • Mary    Jan 7, 2018

    Bramwel is an excellent Zidisha borrower!

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  • Margaret    Oct 12, 2017

    Perfect repayment, I would gladly lend to Bramwel again and encourage others to do the same.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$689.00

Date disbursed

Apr 24, 2018

Repayment status

Late

Projected term

3 months

Lenders

Tavin

Ottawa, Canada

S

SvenWaage

Stavanger, Norway

D

Don100

Wilton, United States

JonB

London, United Kingdom

sderickson

Berkeley, CA, United States

Michel Bavin

Antwerp Area, Belgium

MW

Matt Willis

United States

MR

Michiel Rauws

San Francisco, Netherlands

RC

Rudi Chen

United States

B

Brett

Australia

RG

Ravi Gadad

United States

JA

Jan Andresen

Hamburg, Germany

MF

Mike Frawley

United States

IC

Ian Coutts

Chicago, USA, United States

R

Ralf

Germany

RG

Ryan Gough

United States

A

Anonymous

United States

HCPSPIRIT

Helsinki, Finland

L

Liam

New Zealand

Paul Buchheit

Mountain View, United States

M

Mary

United States

Tyler Metcalf

Utah, United States

afaness

Germany

ZS

Zach Silveira

Asheville, Nc, United States

John Barnett

United States

Chris

Zurich, Switzerland

Mai Phuong Nguyen

Nashville, United States

sbdoc

Reno, United States

E

EJOBIV

United States

SC

Shane Coughlan

Takamatsu, Japan, Japan

ER

Ellen Ray

United States

B

Ben

United States

VH

Valerie Henry

United States

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  • Timothy    Jul 2, 2019

    Mutali has promised to make a repayment today at night.

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  • Timothy    May 30, 2019

    Mutali has admitted to make repayment tomorrow in the morning.

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  • Timothy    Apr 30, 2019

    Mutali has promised to make repayment tomorrow.

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  • Timothy    Mar 30, 2019

    Mutali confirmed to make repayment next month the second week.

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  • Timothy    Feb 27, 2019

    Mutali has promised to make repayment today.

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  • Timothy    Jan 22, 2019

    Bramwel has agreed to adjust the installments and make the repayment 24th of January.

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  • Timothy    Dec 22, 2018

    Bramwel has said that he will pay the money by January second week.

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  • Timothy    Nov 22, 2018

    Mutali has communicated that he will make repayment next week.

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  • Timothy    Oct 22, 2018

    Mutali has admitted to make adjustments and resume making repayments.

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  • Timothy    Sep 21, 2018

    I have contacted Mutali, he has agreed to adjust the installment amount and continue making payment.

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  • Mary    Aug 26, 2018

    Please make a payment on your loan Bramwel. Your repayment helps get others loans funded. Lenders cannot relend what they are not paid back. It is important to keep your repayment rate in good standing to get future loans.

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  • Timothy    Aug 19, 2018

    I have talked to Mutali to make support ticket and send to Zidisha concerning the the loan. Mutali has admitted to create a support ticket and continue with his normal participation.

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  • Timothy    Jul 11, 2018

    Mutali has admitted to make the payment by the end of this month. He has shared that the business is doing well.

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  • Timothy    Jun 9, 2018

    The business is going very well

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  • Bramwel    Apr 21, 2018

    I thank my lenders and zidisha team their effort to ensure that life of poor people keeps on changing.The loan requested will enable my business to run smoothly especially back to school time.My customers will have school items at the shop.

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  • Bramwel    Apr 5, 2018

    Hi I thank my lenders who fully participated to lend me the loan that has enabled me to pay my two brothers and sister to continue with their high school education.The funds enabled me to sustain my business,making sure that there is variety of commodities.

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  • Bramwel    Jan 18, 2018

    First I wish My lenders and Zidisha team a wonderful Festive season.I`m sure the amount you have lend me will greatly change the business.My customers will buy goods at a fair price because fuel price is hiking and this will affect prices of other commodities.My retail price will not fluctuate due to changes. Kindly I thank my lenders from MARY and all the rest,for they are making me go as far as I can see and when I get there I will always be able to see farther and help others to see farther.GOD bless you.

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  • Mary    Dec 25, 2017

    Wishing you and your family a wonderful Festive Season Bramwel!

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