Entrepreneur
Name
Francis
Member since
February 2015
On-time repayments
121 installments • 31%
About Me
Am Francis Thuku Wandiga. I was Born in 1980 in Nakuru Free Area ,first born in a family of Four, but know living in Nakuru, Kaptembwo estate. I started my education in Lion Hill Primary School and later in St. Joseph's Junior Seminary, Molo. I later joined Thika Technical Training Institute for my Diploma in Electrical Engineering which I finished in 2006.
After college I sort for employment in various companies like Menengai Refineries Nakuru in 2007 and Eveready, East Africa in 2008 as a Machine Maintenance Technician lasting for a year in each company. In 2009 I decided to start my own business but lack of capital made it impossible so I joined a friend in his workshop and we worked together for one year. In his workshop I gained experience in a relevant field of electronics, Mobile phone repair which I have been doing since then. In 2010 I managed to acquire a room which I renovated to accommodate both phone repair and electrical and electronics work.
My Business
My business name is Hyper IT Solutions which I started in 2009 situated at Njokerio center near Egerton University, Njoro Campus. So far, my income has been increased from Kshs. 15,000 to Kshs. 25,000 average per month since my last loan.
My main source of income is in Mobile Phone repair, computer maintenance and electronics repair. My business location is crucial since the student in Egerton University has a ready market for both Phone, Computer and other electronics repair services.
My business expenses are limited to the cost of spare parts, accessories and the relevant council license which is paid yearly.
It is with great respect that I request for another loan to boost my business.
Loan Proposal
The money will be channeled towards acquiring stock and new end user products that I have not been able to stock in my shop like Computers and printers (I will be able to start with one computer for 102 dollars and a printer for 15 dollars) which will help my start my sales option.
If I get this loan, it will help me increase my income to around 369 dollars from 265 dollars monthly.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$189.00
Date disbursed
Aug 3, 2015
Repayment status
Late
Projected term
24 months
Other loans
Lenders
United States
Summary
Amount repaid
$138.00
Amount remaining
$59.51
Expected completion
Jul 30, 2017
Status
Repaying late
Installment amount
$1.00
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Aug 16, 2015 | $8.00 | Aug 16, 2015 | $8.00 |
| Aug 23, 2015 | $8.00 | Aug 23, 2015 | $8.00 |
| Aug 30, 2015 | $8.00 | Aug 30, 2015 | $8.00 |
| Sep 6, 2015 | $8.00 | Sep 6, 2015 | $8.00 |
| Sep 13, 2015 | $8.00 | Sep 13, 2015 | $8.00 |
| Sep 20, 2015 | $8.00 | Sep 20, 2015 | $8.00 |
| Sep 27, 2015 | $8.00 | Sep 27, 2015 | $8.00 |
| Oct 4, 2015 | $8.00 | Oct 4, 2015 | $8.00 |
| Oct 11, 2015 | $8.00 | Oct 11, 2015 | $8.00 |
| Oct 18, 2015 | $8.00 | Oct 18, 2015 | $8.00 |
| Oct 25, 2015 | $8.00 | Oct 25, 2015 | $8.00 |
| Nov 1, 2015 | $8.00 | Nov 1, 2015 | $8.00 |
| Nov 8, 2015 | $8.00 | Nov 8, 2015 | $8.00 |
| Nov 15, 2015 | $8.00 | Nov 15, 2015 | $8.00 |
| Nov 22, 2015 | $0.00 | ||
| Nov 29, 2015 | $0.00 | ||
| Dec 6, 2015 | $0.00 | ||
| Dec 13, 2015 | $0.00 | ||
| Dec 20, 2015 | $0.00 | ||
| Dec 27, 2015 | $0.00 | ||
| Jan 3, 2016 | $0.00 | ||
| Jan 10, 2016 | $4.00 | Jan 10, 2016 | $4.00 |
| Jan 17, 2016 | $4.00 | Jan 18, 2016 | $4.00 |
| Jan 24, 2016 | $4.00 | Jan 24, 2016 | $4.00 |
| Jan 31, 2016 | $4.00 | Feb 1, 2016 | $4.00 |
| Feb 7, 2016 | $0.00 | ||
| Feb 14, 2016 | $0.00 | ||
| Feb 21, 2016 | $0.00 | ||
| Feb 28, 2016 | $2.00 | Mar 15, 2016 | $2.00 |
| Mar 6, 2016 | $2.00 | Apr 13, 2016 | $2.00 |
| Mar 13, 2016 | $0.00 | ||
| Mar 20, 2016 | $0.00 | ||
| Mar 27, 2016 | $0.00 | ||
| Apr 3, 2016 | $0.00 | ||
| Apr 10, 2016 | $0.00 | ||
| Apr 17, 2016 | $0.00 | ||
| Apr 24, 2016 | $0.00 | ||
| May 1, 2016 | $1.00 | Jun 2, 2016 | $1.00 |
| May 8, 2016 | $1.00 | Jun 15, 2016 | $1.00 |
| May 15, 2016 | $1.00 | Jul 1, 2016 | $1.00 |
| May 22, 2016 | $1.00 | Jul 4, 2016 | $1.00 |
| May 29, 2016 | $1.00 | Jul 29, 2016 | $1.00 |
| Jun 5, 2016 | $1.00 | Jul 30, 2016 | $1.00 |
| Jun 12, 2016 | $1.00 | ||
| Jun 19, 2016 | $1.00 | ||
| Jun 26, 2016 | $1.00 | ||
| Jul 3, 2016 | $1.00 | ||
| Jul 10, 2016 | $1.00 | ||
| Jul 17, 2016 | $1.00 | ||
| Jul 24, 2016 | $1.00 | ||
| Jul 31, 2016 | $1.00 | ||
| Aug 7, 2016 | $1.00 | ||
| Aug 14, 2016 | $1.00 | ||
| Aug 21, 2016 | $1.00 | ||
| Aug 28, 2016 | $1.00 | ||
| Sep 4, 2016 | $1.00 | ||
| Sep 11, 2016 | $1.00 | ||
| Sep 18, 2016 | $1.00 | ||
| Sep 25, 2016 | $1.00 | ||
| Oct 2, 2016 | $1.00 | ||
| Oct 9, 2016 | $1.00 | ||
| Oct 16, 2016 | $1.00 | ||
| Oct 23, 2016 | $1.00 | ||
| Oct 30, 2016 | $1.00 | ||
| Nov 6, 2016 | $1.00 | ||
| Nov 13, 2016 | $1.00 | ||
| Nov 20, 2016 | $1.00 | ||
| Nov 27, 2016 | $1.00 | ||
| Dec 4, 2016 | $1.00 | ||
| Dec 11, 2016 | $1.00 | ||
| Dec 18, 2016 | $1.00 | ||
| Dec 25, 2016 | $1.00 | ||
| Jan 1, 2017 | $1.00 | ||
| Jan 8, 2017 | $1.00 | ||
| Jan 15, 2017 | $1.00 | ||
| Jan 22, 2017 | $1.00 | ||
| Jan 29, 2017 | $1.00 | ||
| Feb 5, 2017 | $1.00 | ||
| Feb 12, 2017 | $1.00 | ||
| Feb 19, 2017 | $1.00 | ||
| Feb 26, 2017 | $1.00 | ||
| Mar 5, 2017 | $1.00 | ||
| Mar 12, 2017 | $1.00 | ||
| Mar 19, 2017 | $1.00 | ||
| Mar 26, 2017 | $1.00 | ||
| Apr 2, 2017 | $1.00 | ||
| Apr 9, 2017 | $1.00 | ||
| Apr 16, 2017 | $1.00 | ||
| Apr 23, 2017 | $1.00 | ||
| Apr 30, 2017 | $1.00 | ||
| May 7, 2017 | $1.00 | ||
| May 14, 2017 | $1.00 | ||
| May 21, 2017 | $1.00 | ||
| May 28, 2017 | $1.00 | ||
| Jun 4, 2017 | $1.00 | ||
| Jun 11, 2017 | $1.00 | ||
| Jun 18, 2017 | $1.00 | ||
| Jun 25, 2017 | $1.00 | ||
| Jul 2, 2017 | $1.00 | ||
| Jul 9, 2017 | $1.00 | ||
| Jul 16, 2017 | $1.00 | ||
| Jul 23, 2017 | $1.00 | ||
| Jul 30, 2017 | $0.51 | ||
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