Neverlone
Kabwe, Zambia
32% repaid
Name
Neverlone
Member since
September 2020
On-time repayments
10 installments • 20%
Neverlone Malunde was born in the 90s in the Copperbelt province of Zambia in Ndola to be specific.
I am a very hardworking, ambitious, focused, creative and determined individual.
I'm a music artist and graphic designer looking to perpetrating the industry.
Since childhood have had an innovative business mind and I have always looked forward to making it big in life and my career.
My art has been appreciated by many through the three award nominations I have got in my career and I still plan to do more.
I have been in the entertainment industry for 8 years now and I'm making a living from my art and creativity.
My dream is to setup a modern recording studio with an efficient and production Record Label to help artists connect with society perfectly.
My business is based on Graphic Designing and music and I'm looking toward to expanding it.
I started generating income through graphic designing in August 2017. I design Song Artworks, Event Posters, Calendars, Birthday Cards, Wedding Cards, Kitchen Party Cards and more graphic services including billboards.
Another part of graphics I do is video production and photography and at the moment I have concentrated so much on Music Videos because that's my area of interest and expertise.
On my music part, money is only generated through events and online streaming sites but at the money the income from music can't be compared to that which I get from graphic designing at the moment.
Graphic designing has proved yo be my biggest source of income in the past two years.
With Zidisha Loans I hope to expand my business by getting new equipment, for instance, cameras, advanced lighting and upgrade my softwares were the advanced computers. In addition, setting up a recording studio & record label won't be an exception.
For a few months I have struggled after my previous computer stopped working and work has been on a slow pace due to this factor.
Therefore, due to the above reason this loan if granted will serve a huge purpose in my business.
This loan will entirely be used to upgrade my current CPU system. A new CPU will help me work faster, efficiently and sufficiently due to a better RAM and space.
So to be specific the loan will be used to buy a new RAM of about 8GB and 1TB HardDrive. With these upgrades it will be easy to work on my graphics without any major problems.
And with these additions it means the business will succeed too due to efficiency in speed during working hours.
I understand that business worldwide face big risks of downfall especially during this period of COVID19. I am aware that my business is not an exception too especially that its Still growing.
Having put this into consideration is one of the reasons why I have not only focused on one area.
I am an entrepreneur who doesn't only rely on one type of business.
Therefore, if one of my businesses in affected I will still be able to pay back by using funds from either music or video production.
Repaying this amount won't be a problem even putting in mind the time frame because my plan is to get a bigger amount in a week or two to help me more as I expand my business and my Zidisha Loan partnership.
Positive
None
Neutral
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Negative
None
Project Type
Classic Loan
Disbursed amount
$48.00
Date disbursed
Oct 4, 2020
Repayment status
Late
Projected term
2 months
Amount repaid
$15.51
Amount remaining
$32.71
Expected completion
Dec 26, 2020
Status
Repaying late
Installment amount
$2.78
Expected Payments | Actual Payments | ||
---|---|---|---|
Oct 17, 2020 | $0.00 | ||
Oct 24, 2020 | $7.89 | Oct 23, 2020 | $7.89 |
Oct 31, 2020 | $7.62 | Nov 11, 2020 | $7.62 |
Nov 7, 2020 | $0.00 | ||
Nov 14, 2020 | $0.00 | ||
Nov 21, 2020 | $2.78 | ||
Nov 28, 2020 | $2.78 | ||
Dec 5, 2020 | $2.78 | ||
Dec 12, 2020 | $2.78 | ||
Dec 19, 2020 | $2.78 | ||
Dec 26, 2020 | $18.83 |
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