Fabric for Business Expansion

Joseph

Malindi, Kenya

42% repaid

Entrepreneur

Name

Joseph

Member since

October 2015

On-time repayments

25 installments  •  0%

About Me

I was born and brought up at Shomela Sub-Location in Magarini district and schooled at Kabiboni Primary .
Challenges are everywhere I am always patient when it comes to hardship and sticky to my job knowing that one things will change.
I started my Business after i left an employment at Mimdan Ltd due to Low season

My Business

My nature of Business is Interior Decor and General Supplies,Mostly goods running here are, Mattresses,Curtains,Pillows,Mosquito Nets,Sofas etc.
I chose this Business because i love it and its my profession.
My costs are, Buying stock,Transport,Rent,paying bills like; Electricity,Water, Airtime and License.
I use the profit to increase some stock,paying school fees for my children.

Loan Proposal

When given the amount,I will buy Curtain materials at a cost of $2.25 per mt.
After buying the materials,I will make curtains of different sizes to sell and employ one or two Guys to help me market my products.
I am expecting a profit of at least 55% from the amount given.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Nov 17, 2015

Repayment status

Late

Projected term

5 months

Lenders

C

cjmenchaca

Austin, United States

J

Jeb33red

Bourne end, United Kingdom

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

mepster

San Francisco, Ca, United States

Haim Si

Mexico, Mexico

PG

Paul Graham

United States

R

Ryan

United States

JC

juli camrud

United States

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  • Joseph    Nov 26, 2018

    Hello my Lenders;

    First of all,let me take this opportunity to apologize for delaying to pay the outstanding loan.

    I've been trying to write to you to ask whether you can allow me Link my new number to repay the outstanding loan.

    Please I'd like to Link my new number to repay my loan.

    Kindly help.

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  • Emmanuel    May 15, 2016

    Lenders it has been very challenging to get joseph because he does not even pick my calls....

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  • Emmanuel    Mar 30, 2016

    I have had a problem to get Joseph because he is not picking my phone call.

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  • Joseph    Mar 7, 2016

    I've had a problem that delayed me to pay my Loan

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  • Joseph    Mar 7, 2016

    Hello my Lender's please I will make payments by tommorow the 09/03/2016,
    I've had a communication problems that led me not to pick up calls because my phones screen had been broken.

    Please am very sorry and I'll do so.

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  • Emmanuel    Feb 24, 2016

    I have been trying to call Joseph for the whole of last week but he is not picking my call.
    Sorry lenders for the inconvenience caused.
    I will try my best to get him and see what the problem is.
    Please be patient for a little while as I try to find out what the problem is.

    Emmanuel.

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  • Emmanuel    Jan 23, 2016

    Hello lenders, I am very sorry for the inconvenience caused. I have communicated to Joseph Chengo and he told me that he is going to clear the arrears soon.
    Thank you for being patient.

    Kind regards,
    Emmanuel Kalama
    Volunteer Mentor,
    Malindi-Kenya

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  • Joseph    Jan 12, 2016

    Hello My Lenders, First of all let me take this opportunity to ask for forgiveness over the default,and thank you for being patient.
    Please i have been away from my Shop since 27th Nov last Year for a job contract i got at a camp to repair Tents at a remote area where i couldn't access internet services to update you.
    Following my loan repayment,I will pay all the past dates Dues and the current one on next repayment date because i have been given a cheque today which will mature in the next 3days.

    Thanks.

    Regards.

    Joseph Chengo.

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  • Emmanuel    Dec 21, 2015

    I have talked to Joseph through the phone and he has promised to pay by tomorrow.
    He also told me that he couldn't pay because he was away from home and where he was he couldn't access mpesa services as well as internet services.

    Thank you for being patient.
    Emmanuel Kalama.
    Volunteer Mentor.

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  • Emmanuel    Dec 11, 2015

    Hello lenders, I have tried to call Joseph but it's not going through.
    Please be patient as I try to find out what the problem with him.
    I will update you accordingly.

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  • Joseph    Nov 18, 2015

    Thank you very much my lenders i received the loan and shall appropriate use the funds to buy the row materials to enhance my business.
    I shall keep on updating you about my progress.

    Thanks to Team Zidisha.

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