Business improvement

Franmiguel    Nov 13, 2015

Hi Sebastian,
Thanks again for being such a great borrower.
I hope that the loan has benefited both you and your business.
All the best in the future
Michael

Sebastian    Nov 4, 2015

Dear Zidisha Members
I am sorry to fall in arrears of this nature. I am making arrangements to repay all the outstanding balance by 10/11/2015.
Please bear with me.
Thanks for your patience.
Sebastian

Sebastian    Sep 17, 2015

Thank you very much lenders. I have received 2,379 KES and will utilize the amount for the purpose I borrowed it for.

I will keep you well updated on the progress of my business.
Thank you
Sebastian

Sebastian    Sep 15, 2015

Thank you lenders. I am really thankful for your prompt assistance to me and my business. I will immediately purchase the necessary raw materials and arrange to relocate to a larger office which I have already secured.

Thanks for your support.
Sebastian

Justus    Sep 10, 2015

sorry ,the word is focused

Justus    Sep 10, 2015

thanks brother you are doing well, you are very focuses

thanks

Justus    Sep 3, 2015

hi, he is clearing the past installments in the course of this week

thanks

Sebastian    Jul 28, 2015

Dear lenders.
I have received the loan of KES4344 as applied for. I am going to put the money in use for the purpose I applied for. I hope to improve my business twofold and manage to keep my payment on time.

I am grateful to the entire Zidisha team for their patience in my previous loan delay and wish that that does not occur again.
Thank you all.

• Franmiguel    Aug 2, 2015

  Hi Sebastian,
  Thank you for clearing your loan.
  I sincerely hope that it was of benefit to you.
  All the best with the new loan
  Regards
  Michael

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Sebastian    Jul 25, 2015

Thank you lenders for coming in handy at my time of need. I will buy the items I indicated at my time of my application and hope this time round I will meet all my obligation on time.
I believe this is the most convenient way of helping the less privileged to make their drams come true.
Thanks lenders and the entire Zidisha team.

Sebastian    Jul 10, 2015

To all Zidisha members
First is to thank you for your patience during my time of hardships. I real am very pleased that I have managed to clear my loan at last. I must apologize to all my lenders, my mentor and those I had given as my contacts who I have inconvenienced by my delay in settling the loan. Long live Zidisha.

Franmiguel    Jun 29, 2015

Hi Sebastian,
I notice that your repayments have fallen behind schedule.
Could I suggest that you reschedule your repayments?
Keeping your On Time Repayment Score as high as possible will have a large impact on your ability to take further loans.
All the best
Michael

Franmiguel    Jun 24, 2015

Hi Sebastian,
I am wondering if you could provide an update as to how your business is going.
All the best
Michael

Sebastian    May 29, 2015

Dear lenders
I know am in areas of Ksh2000.00. Please bear with me I will pay this by 6th June 2015.
Thank you for your patience.
To my mentor and all my lenders, I do not intend to disappoint you. Have faith in me.

• Roy    May 29, 2015

  Sebastian, Is there some reason why you have not updated your repayment schedule?

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Sebastian    Apr 7, 2015

There was an error when I posted the loan. I did not mean to repay the installments of KES100 as it turned out. However I will be comfortable repaying as per the new installment schedule.

Sebastian    Apr 7, 2015

Dear Lenders
Thank you for lending me the amount requested within a very short time. the money was very useful in that I had to make the required repairs to my car which I am now using to make my deliveries much faster and easier.
I am looking forward to qualify for a bigger loan to make further improvement to my business.
Thank you lenders and the entire Zidisha team.

Franmiguel    Apr 2, 2015

Hi Sebastian,
I thought that I would touch base and see how you are doing.
Regards
Michael

Sebastian    Mar 12, 2015

Dear Michael
I did not choose to repay at the rate of KES100.00 per week. Infact I chose to repay at the rate of KES500.00 per week payable every Saturday. I do not know how it came to KES100.00. Please have the weekly repayment amount to read KES500.00 payable every Saturday of the week.
Thanks Zidisha Team

• Franmiguel    Mar 12, 2015

  Hi Sebastian,
  I think the easiest way is to change how much you would like to pay is to make a "Repayment Schedule Change".
  Although I am not sure how it is actually done, I believe you can just change the frequency and amounts of your payments online.
  If its not that easy to understand, perhaps talk to your VM or email [email protected].
  Regards
  Michael

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Sebastian    Mar 12, 2015

Hello Michael
Thank you for your concern. I am much better now except for the aftermath of an illness. Am recovering faster than I expected and am up and about again trying to regain the lost time.
I am disappointed I could not meet the 90% repayment level to increase my borrowing capacity to a higher figure to boost the business farther. Otherwise I am great to all.

• Franmiguel    Mar 12, 2015

  Hi Sebastian,
  Glad to hear that you are feeling better.
  It must be disappointing to not be able to increase your loan size.
  I had a look at your numbers, to raise your On time Repayment Score to 90% would require 33 more on-time payments.
  That is a bit shorter than the ten month term that you have chosen.
  I know its not always easy to stick to a plan, especially when illness strikes, but if you can keep the payment schedules you will reach your goal.
  All the best
  Michael

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Sebastian    Mar 11, 2015

Thanks my mentor for vouching for me. I surely did not mean to be late with my payment but was unwell for a week. I'll strive to be on time in future. Thanks Zidisha Team for your patience.

• Franmiguel    Mar 11, 2015

  Hi Sebastian,
  I hope that you are feeling better now.
  Regards
  Michael

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Jane    Mar 6, 2015

Dear lender,
Sebastian is will to pay back .
Let's wait patiently
Thanks