Remote sales of prepaid phone credit

Vivian

Lagos, Nigeria

100% repaid

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Entrepreneur

Name

Vivian

Member since

October 2019

On-time repayments

52 installments  •  69%

About Me

I am Vivian Obaitan, an enterpreneur who loves business, helping people, as well as people who are honest and transparent. I deal in online sales of airtime and data to my clients, I sell provisions from home and also trade in foreign exchange. I am married with children and I am an honest, industrious, futuristic, sacrificial, kind and a God fearing woman.

My Business

I run a business of selling airtime, I also sell data directly online as well as provisions from home. I also do foreign exchange trading. I have passion for teaching and empowering future Leaders to attain to enviable heights in the realities of their dreams. I have vast experience in teaching at both nursery, kindergarten, primary and post primary Schools.

Loan Proposal

I plan to use it to continue to expand my online airtime and data business as well as my home sales provisions business.

Income Source

I sell my data and airtime online directly to my clients phones and in most cases, all they do is to just give me a call to load their phones with either data or airtime and they send my money directly to my bank account. These people have patronized me for a long time so, there is mutual trust between us. Also, I operate a home based business of selling food items like beverages, washing detergents, etc, so I don't need to leave my home. Since people need these things, they always come to me to get them and as a result, my business is moving on. I will definitely be able to pay back my loan cos I operate from home. My country also has a partial lockdown and some markets are open so, I can still go out to restock some of my goods when am running short of them.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$208.00

Date disbursed

Apr 1, 2020

Repayment status

On Time

Projected term

12 months

Other loans

Jan 2020:  $14

Feb 2020:  $22

Mar 2020:  $63

Lenders

Mary

Germany

CN

Craig Newmark

United States

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  • Vivian    Mar 10, 2021

    Wonderful lenders, thanks immensely for your uncommon patience with me during the tenor of this loan, the long tenor obviously was due to how covid-19 pandemic impacted the global economy and my business in particular. I have fully repaid the loan today. I hope the director will be kind to me as I request for a new in my journey to recovery. Thanks.

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  • Vivian    Mar 8, 2021

    Business is challenging currently

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  • Samuel    Mar 1, 2021

    promised to payup soon

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  • Vivian    Feb 16, 2021

    Business not going well as before. I moved to a different location and had to move my home business as a result. My online business isn't stable for now. Will try to clear the whole outstanding, hopefully before the end of next month.

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  • Vivian    Jan 9, 2021

    Still struggling with my business at present. My family and I have moved to another location. I do hope things will be better this time.

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  • Vivian    Dec 24, 2020

    Currently experiencing a downturn in my business. Things haven't been the same since this pandemic started. Hoping things will really get better soon.

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  • Samuel    Dec 24, 2020

    Vivian says her payments will be completed soonest

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  • Vivian    Nov 7, 2020

    Really unfortunate that am still trying to repay this loan. Am still having challenges with my business. It's not like it used to be as so many people around me are now engaged in my kind of business. I pray to come out of this real soon. Will do the best I can to see that I clear this loan as soon as I can.

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  • Vivian    Sep 26, 2020

    My business is still sruggling please.

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  • Vivian    Sep 26, 2020

    I paid in N301 today. Thanks.

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  • Vivian    Sep 13, 2020

    The pandemic devastated my business. I'm sorry.

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  • Vivian    Aug 16, 2020

    Really sorry I have to change my instalment again. My business has had setbacks as a result of my I'll health. Also, other people around me are now involved in my kind of business so I now hat fewer customers who patronize me.

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  • Okwukwe    Aug 11, 2020

    The applicant and her references are not responding to my calls, but I sent her a reminder message.

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  • Vivian    Jun 12, 2020

    Battling with some health issues which has put a strain on my business. I can't go out as before to stock my shop. I hope to come out of this strong so I can go back to my normal life real soon. First it was my mum but she is recuperating, now it's me. I hope to be back on my feet real soon.

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  • Vivian    Apr 30, 2020

    Really sorry I have to deduce my instalment amount for now. My mum has been hospitalized for the past three weeks with chronic typhoid and malaria, As a result, have to foot her medical expenses. Really hoping she would get better and be discharged soon so I can get back on my feet.

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  • Vivian    Apr 17, 2020

    Hello, good day. I just paid my first loan instalment of 12,231. Thanks to the loan, my business is going on and am having more customers as a result of the lockdown which has been made compulsory because of the pandemic. My kids are at home resting and also giving a helping hand since it's a home business. My online business is also moving fine and am having more patronage because people need to get in touch with their loved ones in other towns.

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  • Vivian    Apr 1, 2020

    Hello, I received the loan of 44,765.00 after all the deductions. Like I said earlier, am going to increase my online sales of data and airtime as well as stock my house based provision supply. Thanks so much and God bless!

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  • Vivian    Apr 1, 2020

    Thanks a lot for the loan. Am going to increase my online sales of airtime and data as well as stock my home based provision store to meet the growing demands of my clients especially in this hard times of pandemic of the virus in which we are asked to stay at home so, I will be having more sales.

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  • Vivian    Mar 28, 2020

    Hello, good day. Thanks for the loan I was given. I was able to complete the payment and it helped a lot. The loan boosted my business even in this trying times of Corona virus pandemic. Since my business is situated at home and we also have a partial lockdown, as a result of the pandemic, my neighbors still come in to buy what they need and i still sell my data and airtime online and money is still coming in. Thanks a lot!

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  • Vivian    Mar 8, 2020

    Hello, thanks so much for the loan of #15,242. I will use the loan to add more goods to my store. Thanks once again!

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