Entrepreneur
Name
Joel
Member since
April 2015
On-time repayments
207 installments • 47%
About Me
hello leaders this is your guy Joel karema,a humble Christian and honest man.Second born of small Farmer family.Handworking man who is currently at Egerton university for masters.I was born and raised in rural area in part of Kenya rift valley.After heavy crisis broke out during post violence and election we migrated to central part of Kenya where we have been settled until today.My mother is a single who depend on farming for our daily bread.We are located in leeward side of aberdeer range which is very productive interm of crop and animals farming.my primary school I want in public school in Nakuru county where I passed well and joined county secondary school.after my secondary school I was called to join in university where I did my first degree in bachelor of education science.After graduation I apply for master which am pursuing until now in business management.I was raise in Christian family which was key pillar in my life and success.Am person who value moral values and like to motivate others.
My Business
Am a student who is currently at master's level and operating a small retail shop.My business I started back when I was doing my degree program.This was in my final year of my degree program.Since than I have been doing this business with zidisha assistant.I have been able to expand it in size and in variety of goods sell.Zidisha have help me organise my business record and able to pay my loan as in weekly .
Loan Proposal
May I take this time to describe how I will use my loan. First I will add some books, pens this will cost 200dollars and pencils. Second I want to expand my business by buying a photocopy machine this will cost 400dollars. This will enable me deliver all services that students may require.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$44.00
Date disbursed
May 18, 2018
Repayment status
Late
Projected term
17 months
Other loans
Lenders
Chicago, United States
France
Summary
Amount repaid
$7.00
Amount remaining
$37.92
Expected completion
Oct 21, 2019
Status
Repaying late
Installment amount
$2.46
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| May 28, 2018 | $0.49 | Jun 3, 2018 | $0.49 |
| Jun 4, 2018 | $0.00 | ||
| Jun 11, 2018 | $0.00 | ||
| Jun 18, 2018 | $0.00 | ||
| Jun 25, 2018 | $0.00 | ||
| Jul 2, 2018 | $0.00 | ||
| Jul 9, 2018 | $0.00 | ||
| Jul 16, 2018 | $0.00 | ||
| Jul 23, 2018 | $0.20 | Jul 29, 2018 | $0.20 |
| Jul 30, 2018 | $0.00 | ||
| Aug 6, 2018 | $0.00 | ||
| Aug 13, 2018 | $0.00 | ||
| Aug 20, 2018 | $0.00 | ||
| Aug 27, 2018 | $0.00 | ||
| Sep 3, 2018 | $0.00 | ||
| Sep 10, 2018 | $0.00 | ||
| Sep 17, 2018 | $0.00 | ||
| Sep 24, 2018 | $0.00 | ||
| Oct 1, 2018 | $0.00 | ||
| Oct 8, 2018 | $0.00 | ||
| Oct 15, 2018 | $0.00 | ||
| Oct 22, 2018 | $0.00 | ||
| Oct 29, 2018 | $0.00 | ||
| Nov 5, 2018 | $0.49 | Nov 12, 2018 | $0.49 |
| Nov 12, 2018 | $0.00 | ||
| Nov 19, 2018 | $0.00 | ||
| Nov 26, 2018 | $0.00 | ||
| Dec 3, 2018 | $0.49 | Dec 14, 2018 | $0.49 |
| Dec 10, 2018 | $0.00 | ||
| Dec 17, 2018 | $0.00 | ||
| Dec 24, 2018 | $0.44 | Jan 2, 2019 | $0.44 |
| Dec 31, 2018 | $0.00 | ||
| Jan 7, 2019 | $0.49 | Jan 14, 2019 | $0.49 |
| Jan 14, 2019 | $0.00 | ||
| Jan 21, 2019 | $0.05 | Jan 30, 2019 | $0.05 |
| Jan 28, 2019 | $0.00 | ||
| Feb 4, 2019 | $0.00 | ||
| Feb 11, 2019 | $0.49 | Feb 22, 2019 | $0.49 |
| Feb 18, 2019 | $0.00 | ||
| Feb 25, 2019 | $0.00 | ||
| Mar 4, 2019 | $0.30 | Mar 11, 2019 | $0.30 |
| Mar 11, 2019 | $0.00 | ||
| Mar 18, 2019 | $0.49 | Mar 22, 2019 | $0.49 |
| Mar 25, 2019 | $0.00 | ||
| Apr 1, 2019 | $0.49 | Apr 15, 2019 | $0.49 |
| Apr 8, 2019 | $0.49 | Apr 15, 2019 | $0.49 |
| Apr 15, 2019 | $0.00 | ||
| Apr 22, 2019 | $0.00 | ||
| Apr 29, 2019 | $0.49 | May 27, 2019 | $0.49 |
| May 6, 2019 | $0.30 | May 27, 2019 | $0.30 |
| May 13, 2019 | $0.00 | ||
| May 20, 2019 | $0.00 | ||
| May 27, 2019 | $0.49 | Jun 20, 2019 | $0.49 |
| Jun 3, 2019 | $0.00 | ||
| Jun 10, 2019 | $0.00 | ||
| Jun 17, 2019 | $0.00 | ||
| Jun 24, 2019 | $0.39 | Jul 13, 2019 | $0.39 |
| Jul 1, 2019 | $0.00 | ||
| Jul 8, 2019 | $0.00 | ||
| Jul 15, 2019 | $0.00 | ||
| Jul 22, 2019 | $0.00 | ||
| Jul 29, 2019 | $0.00 | ||
| Aug 5, 2019 | $0.39 | Aug 31, 2019 | $0.39 |
| Aug 12, 2019 | $0.00 | ||
| Aug 19, 2019 | $0.00 | ||
| Aug 26, 2019 | $0.00 | ||
| Sep 2, 2019 | $0.00 | ||
| Sep 9, 2019 | $0.00 | ||
| Sep 16, 2019 | $0.00 | ||
| Sep 23, 2019 | $0.00 | ||
| Sep 30, 2019 | $0.00 | ||
| Oct 7, 2019 | $0.00 | ||
| Oct 14, 2019 | $2.46 | ||
| Oct 21, 2019 | $35.46 | ||
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