Bulk purchase of corn and peanuts at harvest

Stephhen

Kayole Nairobi, Kenya

80% repaid

Entrepreneur

Name

Stephhen

Member since

December 2012

On-time repayments

39 installments  •  54%

About Me

Am born and raised in molo in mona village,am married with two children in primary school and the other one at home.i sell ground nuts in buruburu next to jimlizer hotel.my educational back ground was not able to finish my primary school due to lack of finances .my parents were not able to finance nmy schoool so i decide to vcenture in to business with my level of education i want able to secure a job so i started selling second hand cloths then left to ground nuts.i stop selling clothes because it was door to door and it was seasonal,so i stop for groundnuts because its profit was huge comparing to my business

My Business

i sell groundnuts and boiled maize at buru buru next to jimlizer hotel. I started the business with some savings which I got from selling second hand clothes. There is demand of goods because the services, quality products, customer care compared to my competitors. The challenges facing the business when maize is out of service, the demand grow low, I run my business in an open air, so which makes it hard day if under scorching sun. When prices get hiked and am not able to pass them to the customers. Given the way I will expand the business open more brands. Montly costs 150,000 Ksh, profits 40,000.

Loan Proposal

I, Stephen Kariuki I wish to apply for the above selected loan amount whereby I want to use the amount in continuing expanding my business which will bring more profit.

I will be glad if you will be able to grant me the loan because i want to get more stock for my business so that my work will be efficient and effective.

Lastly I want to appreciate your organization because if it were not for your good work which you are helping people I will not be where I am today may the Lord bless you and give you strength so that you will always be in a position to help.

Waiting to hear from you soon.

Thanking you in advance.

Yours faithfully


Stephen Kariuki

Feedback

2

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$222.00

Date disbursed

Jun 2, 2015

Repayment status

Late

Projected term

3 months

Lenders

P

phangsang

Seattle, United States

A

anonymus

Moon, United States

birtom

Ettlingen, Germany

Bobrm2k3

Charleston, United States

M

msaari

Tampere, Finland

N

neumans7

Vienna, Austria

Evan Lamos

Brussels, Belgium

mepster

San Francisco, Ca, United States

NathanMoore

United States

S

Stephan

Netherlands

MW

Matt Willis

United States

Paul

Seattle, United States

JD

Jeff DePree

United States

CM

Coen Muller

United States

Ask Stephhen a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Stephhen    May 23, 2015

    I appreciate a lot for the previous loan that I have completed paying. I was able to expand my business and bought a motor bike which I usually use to transport my business goods and some times carry passengers.

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  • Stephhen    Apr 23, 2015

    Hi Zidisha,

    Am grateful for the loan that you gave me, I was able to purchase a motorbike which I am using to transport my product to my business at the same time I am using it to carry passengers to their destination.

    I want to thank you alot because you made my work to be effective.

    Yours,

    Stephen Kariuki

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  • Stephhen    Apr 6, 2015

    Hi Zidisha,
    Am grateful for the loan that you gave me in order to expand my business. Am very happy for your support and I congratulate you for supporting my business.

    Yours faithfully,

    Stephen Kariuki

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  • Stephhen    Oct 2, 2014

    I'm so overwhelmed with joy,for the first loan that you gave me has contributed a lot in my business and also in additional to that it boosted me until i bought a motorbike that is helping in transporting my goods.Thank you so much,may God bless you.

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  • Stephhen    Jan 23, 2014

    Hi to the entire Zidisha family, hope you are all having a nice times of 2014. May God bless you all.

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  • Stephhen    Sep 18, 2013

    Hello lenders thank you for helping me to join zidisha am so gld because the amount has boosted my business also it has add my stock which it will be bringing alot of profit may God bless you all to bring this program to us in kenya it has helped alot of people in our community it has help me to emoploye the works also to help me to start anew business of transport of motor bick to carry customers Thank you and God add you more Stephen Kariuki

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  • Stephhen    Aug 15, 2013

    Hello Lenders Hope you are all okay with me and my family we are okay only the challenge of business because of competitors on my area of business l thank zidisha team to surport me in contributio toward my first loan am happy because it has helped me to sustain myself and my family also to pay my works on time may God bless you all Thank you Stephen Kariuki

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  • Stephhen    Jul 8, 2013

    Thank God for the rejuvenation... I am always motivated to work more and more to realize my dream, the dreams of my lenders, the dream of Zidisha the blessings of God. Thank you all for being there for me.

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  • Stephhen    Jun 27, 2013

    Hi to you all hope you've had a good day today.Mine was great though busy with business activities, running hear and there for the smooth running of the business.
    I would like to take early opportunity to thank all my lenders for their continued support. Thank you all. God bless you. God bless Zidisha

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  • Stephhen    Jun 8, 2013

    Hi to you all.Hope you have all had a fruitful week. Me mine has been nice, I have been of good health and strong to work as we strive to meet our set goals and objectives.
    To my fellow borrowers, I want to say that we should not tire to keep on with the constant fight against poverty . I must also congratulate my dear lenders for the good work they are and may God give them a long life to help those who had lost hope to know that all is not lost; they can still make it.

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  • Stephhen    May 31, 2013

    Wish you and your families an enjoyable weekend as we pray that God grant us life and energy to work hard towards the growth and expansion of our businesses. Finally I would like to once again thank the Zidisha fraternity and all our dear lenders. May God Bless You abundantly.

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  • Stephhen    May 29, 2013

    Wish you all a good night and a peaceful after a busy day of hard work to bring food on the table.

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  • Stephhen    May 24, 2013

    Hi to all. It's another that we have been granted by God.
    I hope you are going on well with your businesses as we pray that God gives more strength and good health so that we can work hard for a better tomorrow and to make lives of the future generations better. Thank you lenders, thanks to Zidisha.

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  • Stephhen    May 22, 2013

    Together we stand and divided we fall. Thanks to all my lenders for stand beside me at the time of need. Thank you for your continued support. With this the world can be made a better place to be.

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  • Stephhen    May 21, 2013

    Hi all lenders, once again I would like to say that it is always my pleasure to get back you and share with you on how a little can become much if one continues to be faithful and committed. Recently I saw a man with the same business on TV testify on how much he had grown, I also noticed that he had built an enormous house from the same business. I am so encouraged. Lets keep on keeping on!

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  • Stephhen    May 20, 2013

    Hi to all my fellow borrowers please join me in thanking our dear lenders as we pray for them that the Almighty God may grant them good health to work hard and to continue extending a helping hand to others so they can also unleash the potential they have. Thank you very much and God Bless you all.

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  • Stephhen    May 19, 2013

    Have now opened a branch.. things are getting better and better. Thanks to Zidisha. Once again would like to encourage collegue borrowers to keep on working hard as there is now a ray of light at the end of the tunnel. We are the change we would like to see in the world.
    Unity is strength, Zidisha, our dear lender and my fellow borrowers; we are strong,we are united.

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  • Stephhen    May 17, 2013

    I would like to share the joy and happiness I have had since I joined Zidisha.
    I also want to say thank you to all my lenders for their kindness, ability and trust they have had in me. Things re now going on well. Thank you all.

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  • Stephhen    May 13, 2013

    Hi to all lenders, hope you have had a prosperous day after an enjoyable weekend. I can now afford a smile on my face always as look at my business growing day by day and am now even looking into other options. Thank you all and may God bless you.

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  • Stephhen    May 12, 2013

    Hi to all, hope you have a good weekend. Mine was fine. I would like to once again say "thank you" to all the lenders for being there for me when I had nowhere to turn to, nobody to look at except God. To my collegue borrowers, I would like to encourage to keep on with the spirit of hardwork because other we can make it and this is not the time to despair

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