69 installments • 84%
Hello, fellow lenders, my full names are Hamilton Kiruka Njoroge, ID numbers are 31650004, I live in the Capital city of Kenya, Nairobi in Kasarani Constituency. I'm a 23 year old man who has always had an entrepreneurial spirit to do good, profitable business. I'm not married, I live in a Bachelor house pad.im grateful to zidisha
My main source of income is under the self-employed section of business. I have a small but highstocked hardware where turnover of good is about every month we replenish stock since they are Highmarketable hence their shelf life is extremely short. The hardware deals with spare parts of the local cars in the city which are Toyota which makes about 80% of vehicles on Kenyan roads. Also it deals with the sell of Electrical components such as phase failures, batteries, and also solar panels since the electricity penetration in Kenya is also low .
I will use the loan to restock my business and to help it grow as the competition is fierce right now in the market. With the loan my business won't face any unforeseen circumstances. With the loan I will be able to give my business finance a deficit it has been lacking when you minus the rent and business expenses. So the loan will be put to good terms. I will also like to diverge into the market and be selling new line of stuff hence with the loan I will be able to do that. Since by diverging my business is much safer than specialising in one line since market needs change all the time. But the market need is rare to change on all the items you have diverged.
Jun 23, 2017